Buying pet insurance isn't fun. I was researching for days and finally decided on Spot. This was 2 yrs ago when my cat was 6 yrs old. I never thought I'd have to use insurance to the extent that I did. When he turned 8, he was diagnosed with large cell lymphoma. We got x-rays and bloodwork done. Found out that he was not a fit for chemotherapy, so we had to put him down. Spot paid for the x-rays, bloodwork, medication, office visits after the diagnosis. I just submitted the euthanasia visit, which I'm not sure how much of it will be covered, but thus far, I am impressed with how much this insurance had saved me. I'm glad I bought spot. I paid a little over $32 a month. It was to cover accidents and illnesses where they would pay up to 90% of the bill after the $750 deductible. So far, they reimbursed me over $1600. Hoping they will cover the rest of my claims. If they do, I will definitely use them again in the future.