American Credit Card Solutions Reviews 

1,659
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Looking at 97 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally knowledgeable, patient, and kind throughout financial consultations. People note that representatives take plenty of time to thoroughly explain every contract detail without making anyone feel rushed. Some reviewers were happy with the smooth on-boarding process and how simple it is to set up personalized debt plans. Consumers appreciate the dedicated support that helps make overwhelming financial situations much easier to manage and organize. Reviewers emphasize that representatives provide clear guidance, ensuring everyone fully understands their choices from start to finish.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, praising their incredible patience, thorough explanations, and... See more

Customer service

Customers had positive experiences with customer service, expressing deep appreciation for the clear and... See more

User experience

Clients share positive opinions on user experience, highlighting it as a good and educational process.... See more

Service

Consumers find service to be exceptionally positive, praising staff for being fast, friendly, and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Dan Rosendale was very respectful easy going detailed in every aspect of the contract. Made it easy for me to follow and understand. Was amazing and understanding. I'm great full for his professional... See more

Company replied

Rated 5 out of 5 stars

David Wellington made this entire process easy to understand, he was extremely thorough and knowledgeable. I have felt like I’ve been drowning for quite some time and through his kindness and compassi... See more

Company replied

Rated 5 out of 5 stars

Mr. David Wellington was EXTREMELY HELPFUL, KNOWLEDGEABLE AND MOST KIND in the taking care of my mothers needs to lower her monthly payments.. Will kost definitely refer you to anyone looking to conso... See more

Company replied

Rated 5 out of 5 stars

Very clear explanation of options and steps to the program. Very friendly and cheerful throughout the process. More than willing to explain the same issue multiple ways. Used clear, common sense langu... See more

Company replied


Company details

  1. Debt Relief Service

Written by the company

When debt piles up, we know stress and frustration are close behind. American Credit Card Solutions provides debt relief and settlement services that can help you tackle unsecured debts such as credit cards, medical bills, and personal loans without struggling to make ends meet. Getting started is easy – simply give us a call to see if our program is a good fit for you. Our team of experienced and IAPDA-certified debt professionals will work closely with you to create a customized debt payoff plan that suits your financial situation and budget. We’ll even handle communication with your creditors on your behalf to ensure that your debts are settled quickly and at a significantly reduced amount. Take a deep breath and relax, knowing that financial freedom is just a phone call away.


Contact info

5.0

Excellent

TrustScore 5 out of 5

2K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

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5.0

All reviews

(1,659)

64 reviews in the last 12 months

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Rated 5 out of 5 stars

The consultant

The consultant, Maria Scarella, was so helpful in helping me understand exactly what the program is about and how it will help me with my needs.

August 5, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much!

Rated 5 out of 5 stars

It was a good and educational…

It was a good and educational experience . Maria Scarzella is an amazing representative , She take pride in her accomplishments to help help you understand. Great personality and soft spoken tone . Thank you . She is very knowledgeable about her work!

December 16, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much for sharing your positive experience! We will make sure to pass this on to Maria and the rest of our team!

Rated 5 out of 5 stars

Dan was very helpful and made me feel…

Dan was very helpful and made me feel at ease. Was very simple easy and not overly time consuming. Im very happy with ACCS and their Representative.

December 15, 2025
Unprompted review
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Reply from American Credit Card Solutions

We love to hear this, thank you!

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Rated 5 out of 5 stars

It has been a great experience

It has been a great experience. Everyone has been very helpful and explain the process in a way that is simple to understand. Would recommend to everyone.

October 13, 2025
Unprompted review
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Reply from American Credit Card Solutions

We are so happy to hear this! Thank you for sharing your experience with us!

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Rated 5 out of 5 stars

Dan was a pleasure to talk with his…

Dan was a pleasure to talk with his explanation was clear and easy to understand and I can't thank him enough for his help

November 25, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much for sharing your feedback with us! We will be sure to pass this on to Dan!

Rated 5 out of 5 stars

Very clear explanation of options and…

Very clear explanation of options and steps to the program. Very friendly and cheerful throughout the process. More than willing to explain the same issue multiple ways. Used clear, common sense language to answer all questions. Maria is a joy to work with and I look forward to having her as my representative going forward.

November 24, 2025
Unprompted review
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Reply from American Credit Card Solutions

We are so happy to hear you had a great experience! Thank you for sharing!

Rated 5 out of 5 stars

Dan Rosendale was very respectful easy…

Dan Rosendale was very respectful easy going detailed in every aspect of the contract. Made it easy for me to follow and understand. Was amazing and understanding. I'm great full for his professionalism, kindness,attention to making sure nothing was left out. He truly made the process of helping much less stressful. And hopefully now I can be at ease and get my life back on path
Thank you so much

November 22, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much for sharing your experience with us! Dan is great and we are so happy he was able to assist you!

Rated 5 out of 5 stars

I was happy with the phone call agent…

I was happy with the phone call agent made it very easy for me and I was very very helpful helping me to understand the process of how everything works I feel very good about knowing how could be out of debt Soon

November 19, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much for sharing your feedback!

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Rated 5 out of 5 stars

ED PACKMAN made the whole thing pretty…

ED PACKMAN made the whole thing pretty seamless. He is wonderful! I am looking forward to things working out. He helped me with every question! I am not tech savvy so anything that has to do with changing things is a struggle for me! He was very very (second VERY is stated for emphasis) patient with me. I would certainly recommend him for anything!! Thanks, Velma J. Palochak

November 11, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much! We will be sure to share this with Ed!

Rated 5 out of 5 stars

It was such a pleasure speaking with Ed…

It was such a pleasure speaking with Ed Packman from ACCS. I was very nervous and unsure about the offer. Ed made sure the experience was great and that I understood and was comfortable with the options I was given. Ed Explained in detail how I would begin, about how long it would take to get my situation resolved. He also was giving me real honest answers. I felt like Ed really was taking the time to listen to what needs I needed so he could find the best option for me. He had answers to all of my worries and questions. He explained things extremely well. And I never felt rushed or pressured into any of the options which made me much more comfortable. Since Ed was so detailed and had all the answers to my questions, honest answers, I feel great with the option that I picked. Even though we just started the process I already feel less pressure and stress as a parent with getting my debt taken care of and getting life back on track. I am So thankful that I got to speak with Ed Packman yesterday. I just wanna get out of this debt and be the best parent I can be for my son. I wanna get my credit score back up so I can have things in life for my family. Ed seems to understand that. Speaking with Ed, this was the first experience I’ve ever had trying to take care of my debt and someone actually taking the time to explain things to me and making sure I understood. Ed truly understood the issue I’m having being in this hole of all this credit card debt. He understood that I’m trying to get my financial debt right as a mother and my son being in college. I have to be great for him for him to be great. Ed understood that I really need to get my stuff straightened out so I can be the best parent I can be and financially be there for my child.

November 10, 2025
Unprompted review
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Reply from American Credit Card Solutions

Wow! What wonderful feedback and we couldn't agree more about Ed! He is one of the best and we are lucky to have him on our team! So glad he was able to assist you!

Rated 5 out of 5 stars

I was fortunate to have my call…

I was fortunate to have my call answered by Ed Packman. He is very knowledgeable and professional. He is also very honest and he makes you feel like the most important person in the room. He discussed all of my options in regards to my financial needs. He answered all of my questions and was very open about the process and what I could expect from start to finish. He is truly an asset to the company. I really enjoyed the entire time speaking with him. You can tell he really likes his job and he really likes helping people. I wish everyone could take lessons from Ed Packman. I would highly recommend this company for anyone who wants to find a solution to their financial issues.

November 7, 2025
Unprompted review
Rated 5 out of 5 stars

Steve was very friendly and helpful

Steve was very friendly and helpful. I'm glad I decided to let him help me because I was a little bit skeptical. But he eased my mind.

November 10, 2025
Unprompted review
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Reply from American Credit Card Solutions

We will make sure to pass this on to Steve and the rest of our team, thank you!

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Rated 5 out of 5 stars

Steve Ingraham was amazing

Steve Ingraham was amazing! He helped me through the process, he made it very simple and easy and made me feel at ease.

November 10, 2025
Unprompted review
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Reply from American Credit Card Solutions

Thank you so much!

Rated 5 out of 5 stars

Exceptional service

David From start to finish, was incredible! Not only did he provide excellent service, but he also took the time to explain the process in detail. His commitment to ensuring I was satisfied throughout the process was remarkable. I highly recommend this company.

November 10, 2025
Unprompted review
American Credit Card Solutions logo

Reply from American Credit Card Solutions

Thank you so much for the positive feedback! We will be sure to pass this on to David!

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