Been saving with Atom for about 5 years now. Safe, reliable, easy to manage and consistently good rates of interest on their savings products. Their interest rates are no longer the best in the ma... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I've been with Atom for a number years now and have always been happy with the service they provide. As a result I have opened a few different accounts with them and the rate is always up with the bes... See more
Company replied
I've been using Atom for a few years now for fixed savings. Easy to set up with competitive rates. Atom keep you regularly updated and give plenty of notice once your account is due to mature with op... See more
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I've been using Atom Bank for 2 years. The app is easy to use. Services are straightforward to use with plenty of information provided. Getting money into and out of Atom Bank is simple. Interest... See more
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Company details
About Atom bank
Written by the company
We’re the UK's first app-based bank and we’re making banking easier, faster and better value. Founded in 2014, we're on a mission to change banking for good, putting our customers at the heart of everything we do.
We're proud to offer simple and secure products designed to help you make the most of your money. Whether you're looking to grow your savings, get a competitive mortgage or secure a business loan, our first-class app and award-winning UK-based customer support team are here for you seven days a week.
We believe banking should be effortless. That's why our app is built with intuitive features and robust security, offering biometric login, real-time notifications and FSCS protection to keep your money and data safe. We don't have expensive branches, so we can focus on delivering better rates and a seamless digital experience.
Experience banking that works for you.
FSCS Protection
Your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £120,000.
Contact info
The Pattern Shop, NE1 3PD, Newcastle upon Tyne, United Kingdom
- 0333 399 0050
- customer.operations@atombank.co.uk
- atombank.co.uk
Easy Access Cash ISA
4.8
Excellent
21K reviews
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Very good online banking
I find atom bank very easy to deal with, a good selection of accounts with great interest rates and the app is excellent.
July 28, 2026
Reply from Atom bank
We're so pleased to hear you find us easy to deal with and appreciate our selection of accounts. Thank you for the review! JR
Easy to set up account
Easy to set up account - the app works really well. Simple and clear.
July 23, 2026
Reply from Atom bank
We're delighted to hear that you found the account setup process straightforward and that you're enjoying the simplicity and clarity of our app. Thank you for your wonderful feedback! JR
Very easy to use via the app
July 20, 2026
Reply from Atom bank
We are so happy to hear that you found our app easy to use. Thank you for sharing your positive experience with us! JR
Modern and efficient savings bank
Very easy to use app, and good value savings products. Very quick and easy to move money in and out of your accounts.
July 28, 2026
Reply from Atom bank
We're so pleased you find our app easy to use and appreciate the value of our savings products. It's great to hear that moving money is quick and simple for you. Thank you for your positive feedback! JR
1 year fixed account
Quick and easy to set up an 1 year fixed account. Great app and easy to use and understand.
July 20, 2026
Reply from Atom bank
We're delighted to hear that setting up your 1-year fixed account was quick and easy. It's also wonderful to know you find our app user-friendly. Thank you for your positive feedback! JR
Telephone staff always helpful
Telephone staff always helpful. For someone who is technically challenged I’ve been helped every step of the way. I can’t recommend them enough.
July 17, 2026
Reply from Atom bank
We are so pleased to hear that our telephone staff have been helpful and supportive every step of the way. Thank you for your wonderful 5-star review! JR
Good interest rates and easy to set up…
Good interest rates and easy to set up and manage through the App
July 28, 2026
Reply from Atom bank
We're so pleased to hear you appreciate our good interest rates and found our app easy to set up and manage. Thank you for your wonderful 5-star review! JR
They always arrive in the time slot you have been given
Always reliable always friendly
July 22, 2026
Reply from Atom bank
We're so glad to hear we consistently provide reliable and friendly service. Thank you for your review! JR
Reply from Atom bank
We're so glad you find our bank brilliant and our app easy to use. Thank you for your wonderful 5-star review! JR
I have found ATOM Bank to be excellent…
I have found ATOM Bank to be excellent to deal and invest with as they provide a fast and efficient service.
I have used their services a number of times over the last 10 years.
July 25, 2026
Reply from Atom bank
We are so pleased to hear that you've consistently had such a positive experience with our services over the past decade. We truly appreciate your kind words about our fast and efficient service! JR
Reply from Atom bank
We're so glad to hear that everything was efficient for you. We appreciate your kind words! JR
Reply from Atom bank
We're so glad you found it easy to set up your account and our app for online banking. Thank you for your positive feedback! JR
The use of the online platform is…Easy
The use of the online platform is straightforward and remarkably easy compared to others of the same ilk.
Moving money in and out is very easy and instructions are great - keep it up Atom . . . I like you 👍👏
July 28, 2026
Reply from Atom bank
We're so pleased to hear you find our online platform straightforward and remarkably easy to use! Thank you for the positive review. JR
Very efficient app and easy to use
The app is very easy to use and it was straightforward to open a new account and transfer money. The transfer was seamless and fast.
July 24, 2026
Reply from Atom bank
We're so pleased you found our app easy to use for opening a new account and transferring money. We appreciate your positive feedback on the seamless and fast transfer experience! JR
Love Atom
Never have any issues. Good communication. Good rates of interest. Have been with Atom for a good few years and intend to remain with them.
July 23, 2026
Reply from Atom bank
Thank you for the 5 star review! We are glad to see you have enjoyed our app over the years. JR
Reply from Atom bank
We are so happy to hear that you've had a consistently positive experience with us over the years. We truly appreciate the review. JR
Account is really easy to set up
Account is really easy to set up. Instructions and procedures easy to find and read. What's not to like .
July 28, 2026
Reply from Atom bank
Thank you for the positive feedback! We appreciate your review. JR
Just a great bank with easy to use app…
Just a great bank with easy to use app and competitive interest rates.
July 27, 2026
Reply from Atom bank
We're so pleased you find us a great bank with an easy-to-use app and competitive interest rates! Thank you for the review. JR
Always had very good service
Always had very good service from Atom. They communicate well and rates are usually competitive.
July 22, 2026
Reply from Atom bank
We're so pleased to hear you've consistently received very good service from us. Thank you for highlighting our communication and competitive rates in your 5-star review! JR
Very easy to transfer your account when…
Very easy to transfer your account when it matured to another
July 28, 2026
Reply from Atom bank
We're so glad you found it easy to mature your account once it matured. Thank you for your positive feedback! JR
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