Been saving with Atom for about 5 years now. Safe, reliable, easy to manage and consistently good rates of interest on their savings products. Their interest rates are no longer the best in the ma... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I've been with Atom for a number years now and have always been happy with the service they provide. As a result I have opened a few different accounts with them and the rate is always up with the bes... See more
Company replied
I've been using Atom for a few years now for fixed savings. Easy to set up with competitive rates. Atom keep you regularly updated and give plenty of notice once your account is due to mature with op... See more
Company replied
I've been using Atom Bank for 2 years. The app is easy to use. Services are straightforward to use with plenty of information provided. Getting money into and out of Atom Bank is simple. Interest... See more
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Company details
About Atom bank
Written by the company
We’re the UK's first app-based bank and we’re making banking easier, faster and better value. Founded in 2014, we're on a mission to change banking for good, putting our customers at the heart of everything we do.
We're proud to offer simple and secure products designed to help you make the most of your money. Whether you're looking to grow your savings, get a competitive mortgage or secure a business loan, our first-class app and award-winning UK-based customer support team are here for you seven days a week.
We believe banking should be effortless. That's why our app is built with intuitive features and robust security, offering biometric login, real-time notifications and FSCS protection to keep your money and data safe. We don't have expensive branches, so we can focus on delivering better rates and a seamless digital experience.
Experience banking that works for you.
FSCS Protection
Your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £120,000.
Contact info
The Pattern Shop, NE1 3PD, Newcastle upon Tyne, United Kingdom
- 0333 399 0050
- customer.operations@atombank.co.uk
- atombank.co.uk
Easy Access Cash ISA
4.8
Excellent
21K reviews
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Reply from Atom bank
We're so glad to hear that you found the process straightforward and that you see this as a great investment. We truly appreciate your positive feedback!
Reply from Atom bank
We're glad to hear that our quick response times met your expectations. We appreciate your positive feedback!
Reply from Atom bank
We are so glad to hear that your experience has been good so far. Thank you for your positive feedback; we truly appreciate it!
Easy to set up good clear app one of…
Easy to set up good clear app one of the best easy to understand good savings rate to paid monthly! So thanks
July 20, 2026
Reply from Atom bank
We're so pleased to hear that you found our app clear and easy to understand, and that you're happy with the savings rate. Thank you for your positive feedback!
Easy to use and a very competitive rate…
Easy to use and a very competitive rate of interest.
July 17, 2026
Reply from Atom bank
We are delighted to hear you found our service easy to use and appreciate our competitive interest rates. Thank you for your positive review!
Needed to make a phone to Atom.
Needed to make a phone call to change some details and ask some questions. All done very efficiently with solutions found by a friendly and easy to talk to agent.
July 17, 2026
Reply from Atom bank
We're so glad our agent could efficiently assist you with your details and questions. We appreciate you sharing your positive experience!
Easy to use app
Enjoy rhe app based saving easy to log on and access information and updates
July 22, 2026
Reply from Atom bank
We're so pleased you enjoy our app-based saving and find it easy to log on and access information and updates. Thank you for your positive feedback!
Easy to open 5 year fixed rate account
I wanted to put some money away for my son. I needed a good interest rate and was happy not to move it for a while. I opted for a 5 year fixed rate account. It was really easy to open very user friendly app very happy with the results.
July 18, 2026
Reply from Atom bank
We're so pleased to hear that opening a 5-year fixed rate account for your son was a positive experience. It's wonderful to know you found the app user-friendly and are happy with the results.
Great bank with a easy to use app!
July 22, 2026
Reply from Atom bank
We're so pleased to hear you're enjoying our bank and find our app easy to use. Thank you for your positive feedback and the 5 stars!
Very happy with the ease to open and…
Very happy with the ease to open and check my accounts and the promps sent .
July 14, 2026
Reply from Atom bank
We're so happy to hear that you find it easy to access your accounts and appreciate the prompts you receive. Thank you for your 5-star review!
Very easy to use the app.
July 22, 2026
Reply from Atom bank
We're so glad to hear that our app is very easy to use! Thank you for your positive feedback and the five-star rating; we truly appreciate it.
Moving money is easy and your…
Moving money is easy and your promotions and interest rates were very clear.
July 9, 2026
Reply from Atom bank
We are so pleased to hear that you found moving money easy and our promotions and interest rates clear. Thank you for your positive feedback!
Atom Bank offers a service that work…
Atom Bank offers a service that work well and products that fullfil my needs,
July 22, 2026
Reply from Atom bank
We are so pleased to hear that our service works well for you and that our products meet your needs. Thank you for your positive feedback!
Have been a customer of Atom Bank now…
Have been a customer of Atom Bank now for several years, and have always been very impressed with the service offered. Having had bad experiences with other banks, I always know I can rely on Atom, when opening an account, the procedure is so simple and straightforward, the account is opened in seconds, and you can deposit money instantly. They offer some of the best rates around, and, if you are receiving interest, you can choose the date to receive the interest which is most beneficial to you. I cannot praise Atom highly enough, they are certainly up there at the top when it comes to service and efficiency.
July 17, 2026
Reply from Atom bank
We are so pleased to hear about your positive experience with us over the past several years. It's wonderful to know that our simple and straightforward account opening process, instant deposit capabilities, and competitive rates have consistently met your expectations. We truly appreciate your kind words regarding our service and efficiency; it means a great deal to our team to know we are providing such a reliable banking experience. Thank you for taking the time to share your fantastic feedback!
Reply from Atom bank
We're so glad you found our service easy to use and had a great experience. We truly appreciate your positive feedback!
Banking made simple and reasonable…
Banking made simple and reasonable rates of interest.
July 22, 2026
Reply from Atom bank
We are so happy to hear that you find our banking services simple and our interest rates reasonable. Thank you for your wonderful feedback!
Straightforward to use and good…
Straightforward to use and good interest rates for fixed term accounts. It would be good if instant savers had better interest - currently a couple of percent below inflation.
July 21, 2026
Reply from Atom bank
We appreciate your feedback regarding our fixed-term accounts and instant savers. We understand your desire for more competitive instant saver rates and are always reviewing our offerings.
#Easy opening
I could do an internal transfer from an instant access atom account to a fixed rate bond very easily
July 17, 2026
Reply from Atom bank
We're so glad to hear that you found the internal transfer process from your instant access account to a fixed-rate bond very easy. Thank you for your 5-star review!
Very Efficient
Simple easy and quick to open and move money around, very efficient.
Simple easy to use app
July 20, 2026
Reply from Atom bank
We're so glad you found our app simple, easy, and efficient for managing your money. Thank you for your positive feedback!
Reply from Atom bank
We're so glad you find our app simple to use and appreciate the security and best rates available. Thank you for your wonderful 5-star review!
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