Bank of Baroda Reviews 

229
TrustScore 1.5 out of 5

1.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 70 reviews, most reviewers were let down by their experience overall. Many customers reported dissatisfaction with the staff and customer service, describing them as unhelpful, rude, and lacking proper knowledge. People frequently encountered issues with the bank's general service, including unexplained deductions, hidden charges, and archaic, slow processes for transactions and account management. The website and internet banking were also criticized for being slow, not user-friendly, and unreliable for essential functions like fund transfers. However, some customers also noted positive experiences with specific branch staff. These individuals were praised for their professionalism, politeness, helpfulness, and clear explanations, making processes smooth and efficient for customers.

What people talk about most

Staff

Reviewers highlight negative aspects of staff, with many expressing dissatisfaction with their rudeness,... See more

Service

Users describe negative interactions with service, with many reviewers calling it "very bad" and "worst... See more

Customer service

Consumers find customer service to be negative, with many reviewers expressing extreme dissatisfaction and... See more

Payment

Customers consistently note negative experiences with payment, citing issues such as money being deducted... See more

Website

Clients share negative opinions on the website, with many reviewers expressing frustration over its poor... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Bank of Baroda deducts money as soon as I deposit funds, without any proper explanation. They keep cutting small amounts like ₹100 or ₹200 regularly, and this time they deducted ₹1600 straight away.... See more

Rated 1 out of 5 stars

I am a Canadian NRI and have an NRE account with Bank of Baroda (BOB), Shalimar Garden, GZB, UP branch for over a decade. BOB is full of red tape. In my experience, it is almost impossible to do BOB... See more

Rated 1 out of 5 stars

One of the worst banks on multiple accounts: Knowledge across staff is extremely poor; you will get a different answer for your issue from every staff member you approach confusing you further an... See more

Rated 1 out of 5 stars

BOB Card is disgrace to Credit Card industry. Reasons are 1.Phone lines not at gets connected. 2.Person need to wait for long time answering/typing to answers to machines and even then it get tr... See more


Company details

  1. Bank
  2. Private Sector Bank

Information provided by various external sources

Bank of Baroda is an Indian state-owned International banking and financial services company headquartered in Vadodara in Gujarat, India.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

229 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(229)

70 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

i advise anyone with elderly relatives…

i advise anyone with elderly relatives and in general NOT TO USE the uk branches of this bank. went in with all power of attorney forms and ID and they are making it so hard for anyone to access their own money - it is the account holders money yet this bank , especially southall branch act like it is their money - appalling customer service , outdated processes, really hard to even get online banking and terrible attitudes to valued long time customers - will be talking to every possible avenue can find about their processes - how on earth can you refuse AN OFFICIAL UK GOVERNMENT APPROVED DOCUMENT which has already been certified with UK DOctors etc and with all IDs etc only then to have audacity to ask what we want OUR money for and if we have aGP letter - it is none of your concern - the AUDACITY of this bank is DISGUSTING - their hours dont suit the workign person and what takes an hour in any uk bank took 5 hours only then to be told " theere is no guarantee" if i could swear on here i would - the STUPIDITY AND RUDENESS is the worst ever seen - they make such hard work of everything then wonder why people get angry

January 27, 2023
Unprompted review
Advertisement
Rated 1 out of 5 stars

Star rating should be read as 0.00001…

Star rating should be read as 0.00001 and not 1Star. As an NRI currently experiencing BoB as worst banking organisation. They have stolen my money from NRE account despite there is no direct debit authorisation, I do not have BoB credit card, hence notified International Business Branch and BoBFinancial, they have accepted it is an incorrect debit, but would not rectify and credit back the stolen money. Correspondence has been sent to all emails of the bank from Zonal to Regional to customer service but no action yet.

January 19, 2023
Unprompted review
Rated 1 out of 5 stars

Bank of Baroda has given very bad…

Bank of Baroda has given very bad service and I am facing so much financial problem and mental harassment.
1. Delay in service, till date bank has not given application ID of PMAY.
2. Though on time installments are given bank is taking fine.
3. Branch manager and Zonal officer are not giving appropriate solution.
4. Zonal officer is not attending my calls.

January 6, 2023
Unprompted review
Advertisement
Rated 1 out of 5 stars

Worst bank

Worst bank. Super outdated. Horrible service. Extreme lengthy process. For most basic stuff it takes 3+ hrs. Just shut your bank down

January 3, 2023
Unprompted review
Rated 1 out of 5 stars

Went in to close my NRE account and was…

Went in to close my NRE account and was told not to close it and they will give me good service.
The Account was Dormant and they couldnt undormant it as the internet wasnt working
Went in Next day and was asked for passport and pancard copies and was told it will take 1 week Maximum to Close it
Next I rang the Manager and asked him and he said the account will be closed in 24 hrs and Money transferred to my other Bank NRE account
But the money wasnt sent as NRE and other bank rejected it so rang the Manager again and he asked me if I had any Normal Account
And I remined him the Account was NRE and was transffering to another NRE account and he said he will send me a message in 20 mins and 2 Weeks later still waiting for the message and he has switched off his Phone and doesnt answer WhatsApp either
this is Bhaily Branch in Vadodara Gujarat
PLEASE AVOID INDIA'S FIRST INTERNATIONAL BANK AS THEY DONT KNOW WHAT CUSTOMER SERVICE IS

December 2, 2022
Unprompted review
Rated 1 out of 5 stars

Not even upto 1 star.Such a bad…

Not even upto 1 star.Such a bad customer service and rude behavior of the call center girl not knowing anything and how to speak to the customer.Just need money from overseas and giving zero value to the customer.What is the manager and ceo got this job for.Very Upset about the bank.Never had a nice experience from this bank

December 25, 2022
Unprompted review
Advertisement
Rated 5 out of 5 stars

The different in service between branches

I went to the Kenton branch and was very disappointed in the level of customer care I received.

However, when I went to the Wembley Branch, excellent service was provided by Niyanta Shah. She listened to understand my concerns and was solution focused. More staff need to be like Niyanta!

November 10, 2022
Unprompted review
Rated 1 out of 5 stars

Worst bank i have seen ever

Worst bank i have seen ever
My ATM card not working when i visited to branch they said one more debit card issued to your account. Even i didn't apply for new debit card. I ask them for resolution they said you have to apply for new debit card and did this but my debit card not issued yet after 5 months. I ask to customer care why my debit card is not posted to my address then senior customer care said there is a shortage delivery guys that's why your debit card can't send you to bank head office. Cheapest and worst bank service .

November 5, 2022
Unprompted review
Rated 1 out of 5 stars

My in laws are 90 years old

My in laws are 90 years old, and this Bank has for 9 months sent them on a wild goose chase of sending the same papers multiple times, charging them for Bank authorized signatures and charging them every time for mistakes the Bank made - and this is just to activate a dormant account and get their money out. They have in their old age, in the poor English weather had to pay for taxis to and from the various branches as only a manager can provide signatures and the managers are always in meetings or out. This is the worst bank and I am thinking of reporting them for elderly abuse and theft if this matter is not sorted out shortly and they are able to access and get their money.

November 3, 2022
Unprompted review
Advertisement
Rated 1 out of 5 stars

Ridiculous service and outdated system

Ridiculous service and outdated system. Don't even have online banking if you have a mandate in your account. Stupid banking system. Avoid at all costs and find better alternative. You can't access your own account whenever needed

September 26, 2022
Unprompted review
Rated 1 out of 5 stars

First of all I don’t understand why…

First of all I don’t understand why this bank even ask for a single star!!!
I would just suggest you one thing don’t go for this bank there’s a lot of bank in this world but don’t go for this.
They deducted my money without even informing me and without any valid reason.
This bank is shxxtt soon going to deactivate my ac.

August 25, 2022
Unprompted review
Rated 1 out of 5 stars

I went to Bank of Baroda branch to open…

I went to Bank of Baroda branch to open an NRI account and submitted the relevant documents. I was told that my account will be up and running in week so did wait, kept phoning and made couple of visits with very unsatisfactory service till today my account is not up and running, no debit card which was promised, no internet banking eventually got fed up and wrote to Branch manager couple of times not interested having account still hoping to hear from.
Please do not have any dealings with this bank.

August 14, 2022
Unprompted review
Advertisement
Rated 1 out of 5 stars

Less than 1 star

Less than 1 star. Bank of Baroda branch in India and branch in City Road London worked together to steal/support theft. Despite it being the 21st century with laws and regulations, the police, Financial Services Ombudsman (UK) and Financial Conduct Authority (UK) are helpless. Baroda UK's 3 Chief Executives failed to reply, after senior staff formally assured the Financial Services Ombudsman (UK) that they would deal with the matter. The UK government stepped in to help UK customers when the Bank of Iceland stole their money, but not customers of Bank of Baroda. Why? DO NOT RISK ANY INVOLVEMENT WITH THE BANK OF BARODA.

August 9, 2022
Unprompted review
Rated 1 out of 5 stars

I got cheat on my wire transfer which I…

I got cheat on my wire transfer which I did from usd to inr. Bob cut 1.30 paisa on rate while I did in nri account.
Same day my frnd did in icici bank a wire transfer and got cut only .60 paisa while he did in saving. He didn't have nri account
So I am extreamly shocked with this. I will close my account soon.

August 4, 2022
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look