Bank of Baroda Reviews 

229
TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Evaluating 70 reviews, most reviewers were let down by their experience overall. Many customers reported dissatisfaction with the staff and customer service, describing them as unhelpful, rude, and lacking proper knowledge. People frequently encountered issues with the bank's general service, including unexplained deductions, hidden charges, and archaic, slow processes for transactions and account management. The website and internet banking were also criticized for being slow, not user-friendly, and unreliable for essential functions like fund transfers. However, some customers also noted positive experiences with specific branch staff. These individuals were praised for their professionalism, politeness, helpfulness, and clear explanations, making processes smooth and efficient for customers.

What people talk about most

Staff

Reviewers highlight negative aspects of staff, with many expressing dissatisfaction with their rudeness,... See more

Service

Users describe negative interactions with service, with many reviewers calling it "very bad" and "worst... See more

Customer service

Consumers find customer service to be negative, with many reviewers expressing extreme dissatisfaction and... See more

Payment

Customers consistently note negative experiences with payment, citing issues such as money being deducted... See more

Website

Clients share negative opinions on the website, with many reviewers expressing frustration over its poor... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Bank of Baroda deducts money as soon as I deposit funds, without any proper explanation. They keep cutting small amounts like ₹100 or ₹200 regularly, and this time they deducted ₹1600 straight away.... See more

Rated 1 out of 5 stars

I am a Canadian NRI and have an NRE account with Bank of Baroda (BOB), Shalimar Garden, GZB, UP branch for over a decade. BOB is full of red tape. In my experience, it is almost impossible to do BOB... See more

Rated 1 out of 5 stars

One of the worst banks on multiple accounts: Knowledge across staff is extremely poor; you will get a different answer for your issue from every staff member you approach confusing you further an... See more

Rated 1 out of 5 stars

BOB Card is disgrace to Credit Card industry. Reasons are 1.Phone lines not at gets connected. 2.Person need to wait for long time answering/typing to answers to machines and even then it get tr... See more


Company details

  1. Bank
  2. Private Sector Bank

Information provided by various external sources

Bank of Baroda is an Indian state-owned International banking and financial services company headquartered in Vadodara in Gujarat, India.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

229 reviews

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1.4

All reviews

(229)

70 reviews in the last 12 months

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Rated 1 out of 5 stars

This is nothing but harassment

They took 6 months to process our death claim. We only received money because we made online complaint and a senior manager got involved. Today we wanted to clear a cheque and the manager Jaypraksh started harassing by asking stupid questions. He will not allow us to withdraw our own money. If you don’t want to go through the same PLEASE DO NOT BANK WITH BANK OF BARODA.

August 17, 2023
Unprompted review
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Rated 1 out of 5 stars

There is no etiquette no professional…

There is no etiquette no professional no kind of humanity
Calls are never answered and if answered they hang up
Why are they allowed by the British Government to even operate in UK
Please close all branches and make all redundant they all including Managing Director are a waste on space

August 7, 2023
Unprompted review
Rated 1 out of 5 stars

we made account with vijaya bank after…

we made account with vijaya bank after merging with bob they are charging too much for minimum balance penalty ,if we kept 2k as minimumbalamce they will deduct as atm charges annual charges etc,autyomatically balance will reduced then again they will charge penalty for minimum balance i lst 2k as penalty for very less duration even though balance is 1500rs,really worst experience.finally i closed my account,

July 15, 2023
Unprompted review
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Rated 1 out of 5 stars

Another Re-KYC issue BoB everywher is unprofessional

I would have given -9 *
I had a request from the Bank of Baroda Centralized Re-KYC Cell from Mumbai (22/04/2023) to furnish Re-KYC details and documents to Base branch at Surat and they had given me the address and email address of the branch and KYC team in Surat I requested the form for NRI or account holders from abroad I was told to down load it from the website I needed two forms 1) Re-KYC and other No change RE-KYC and was also informed I could email the document to my base branch
I did as per their advice and instructions and sent all the documents to Base branch and requested an acknowledgement of safe receipt of the documents It’s almost a month now they have not acknowledged and keep sending me reminders to Send KYC documents or else account will be put on Dormant and closed till today 06/07/2023 no respose

My Base branch
BHAGATALAO, SURAT, KANPITH BHAGATALAV SURAT SURAT

April 22, 2023
Unprompted review
Rated 1 out of 5 stars

Avoid avoidable things

"What went wrong this time?" Where to start. Netbanking magically has 'technical issues' the day I start making transfers and no one can figure out a solution. Archaic systems, rude and inept customer service, and a clear attitude that you mean nothing to them.

June 29, 2023
Unprompted review
Rated 1 out of 5 stars

Sabse ghatiya bank me se 1 bank hai…

Sabse ghatiya bank me se 1 bank hai bob, na Inka UPI work karta hai na debit card dhang se, or complain bhi Karo to Inka koi response nehi milta . I suggest koi bhi bank me account open kar lo but Bob me kabhi nehi. I'm gonna close my account.aagar 1week me mere problem solve nehi huyi to

March 3, 2023
Unprompted review
Rated 1 out of 5 stars

This bank and the staff provides one of…

This bank and the staff provides one of the worst service I had compared with other branches. This is not based on one day experience. This bank has bad behavioural staffs all the time...if my review could help in changing their attitude ...it will good for many customers and the brand name BANK OF BARODA.

April 20, 2023
Unprompted review
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Rated 1 out of 5 stars

Today I went to bank to close my fixed…

Today I went to bank to close my fixed deposit by premature closure...The Manager close my account. When I asked detailed information, how much I had received with interest for 2 years on my fixed deposit and on what amount premature penalty is deducted and how much?when asked. Manager was rude said check in mobile banking? I was eager to know how much interest I received and on what amount penalty is deducted. When I tried to update my passbook, machine is not working, no manual printing also, server problems, no manager, staff cooperation, I struggled to check my fixed deposit transactions, and was not able to find out on my fixed deposit amount how much interest I received for 2 years and what amount premature penalty is deducted. Only answer is I can know my total balance. I want world to know this poor service of this bank...one is sure if you go to this bank full day is wasted, very very slow working and very very slow services.

April 10, 2023
Unprompted review
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Rated 1 out of 5 stars

Worst bank ever

Worst bank ever. If we have emergency then we have to wait a long time to clear a simple things. Its very hard to get bank statement. I never recommend the bank to anyone

February 20, 2023
Unprompted review
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Rated 1 out of 5 stars

Very very very bad service I humble…

Very very very bad service I humble request no one open account in this bank
I send money from Saudi Arabia 25 January 2023 but didn't receive in our account I send email no one replied
Very very very bad bad bad service

January 24, 2023
Unprompted review
Rated 1 out of 5 stars

Negative experience with Bank of Baroda

I wish to share some of my negative experiences of having to deal with Baroda Bank.
My husband banked with the UK branch of this Bank and after his death, it has taken 6 months for Baroda to release the funds to me, despite my having obtained a Grant of Probate.
I asked a solicitor to act on my behalf to obtain the funds. However, the Bank has been extremely slow to respond to her; often emails and phone calls have been left unanswered.

At one point, I was hopeful that the money would soon be released, but was then met with a demand for £600 to enable Baroda Bank to consult with their own solicitor.
This was despite the Grant of Probate being a current legal document secured in the UK. I felt I had no option but to pay this money.
However, still the money was not released. I also asked to see bank statements after the death of my husband so I could check the activity of account and determine exactly what was owing to me.
Again, my request was met with silence and I have seen only a screen shot of the closed balance instead of the statement which I had requested.

To add to my pain, I am still receiving letters addressed to my husband, two and a half years after his death, asking him to activate a new debit card.
At other times letters have been sent to him claiming that the account should be closed due to inactivity.

In all, I have had a terrible experience of Baroda Bank. Although I eventually received the funds, there were many times when I feared the money would never be released.
For all those people considering banking with Baroda, I would strongly urge you to go elsewhere or else risk suffering a catalogue of failures amounting to ineptitude, appalling customer care and obstructive behavior.

February 5, 2023
Unprompted review
Rated 1 out of 5 stars

The worst bank in India

The worst bank in India. No good service. Employees are not responding property. They will give negligible answers to costomers. No proper ATM's, cash deposit machines, passbook printing machines in all branches.

February 5, 2023
Unprompted review

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