While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Alternative Financial Service
  2. Financial Consultant
  3. Non-Bank Financial Service

Written by the company

Bay Street Lending is a business financing firm that helps small and mid-sized businesses across the United States access the capital they need to grow. We specialize in connecting business owners with tailored funding solutions — from working capital and equipment financing to SBA loans, lines of credit, and merchant cash advances. With over $250 million in financing facilitated for more than 2,500 businesses nationwide, our team takes a hands-on, consultative approach to every deal. We work directly with business owners to understand their goals, match them with the right lending partners, and guide them through the entire funding process — from application to approval. Whether you're looking to expand, manage cash flow, or invest in new equipment, Bay Street Lending is here to help you find the right financing solution quickly and with as little hassle as possible. Our commitment is simple: fast approvals, competitive rates, and real people who pick up the phone.


Contact info

4.0

Great

TrustScore 4 out of 5

3 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐
"Fast funding, zero runaround"
I've worked with a few different MCA companies over the years and Bay Street Lending is in a different league. From the first call, they actually took the time to understand my business — not just my bank statements. Got approved and funded within 48 hours. The terms were clear, no hidden fees, and my rep walked me through everything before I signed anything. If you need working capital and don't want to deal with the typical broker nonsense, these are your guys.

May 8, 2026
Advertisement
Rated 5 out of 5 stars

Professionals

After speaking with a few different companies, Bay Street Lending stood out right away!! They were straightforward. Noah answered my questions without pressure, and actually took the time to understand my business needs.. Glad I chose to work with them

May 8, 2026
Rated 5 out of 5 stars

Great experience!

I had a great experience with Bay Street Lending.
The entire process was smooth and transparent which is very important in this business. The team was SUPER responsive, helpful and professional

May 7, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look