BEAM from the AA Reviews 2,526

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 681 reviews, reviewers overwhelmingly had a great experience with this company. Many customers are pleased with the excellent prices and value for money, often finding quotes significantly better than previous insurers. The user experience is frequently highlighted as positive, with people describing the process of getting insurance as easy, quick, and straightforward. Reviewers also appreciate the clarity of information and the well-designed, easy-to-navigate website, making the overall service efficient and painless. However, some people were dissatisfied with the website, encountering issues with ID verification and being unable to access or set up online accounts. A few other people also felt that the process of opening documents was long-winded, requiring passwords to be entered multiple times.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding competitive and excellent prices for their... See more

Website

Reviewers mention ambiguous feedback about the website, with many finding it easy to use, quick, and simple... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of use and quick... See more

Service

Consumers find service to be positive, with many reviewers highlighting excellent service, quick responses to... See more

Value for money

Clients share positive opinions on value for money, with many reviewers finding the service brilliant, easy,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Unable to access verification ___________________________________________________________ When I couldn't access verification code as phone currently lost, the online assistant was excellent, gave... See more

Rated 5 out of 5 stars

I was looking for car insurance after being with the same company for a few years which was quite a jump in price when looking online, BEAM from the AA came up on a comparison site for an excellent p... See more

Rated 5 out of 5 stars

You ID verification is immensely frustrating. After having just moved, with no utility bills and driving licence not yet returned with new address, I had no immediate documents to provide. I received... See more

Company replied

Rated 5 out of 5 stars

The clarity of all the information was great. Documents arrived swiftly by post (I'm not brilliant online!) The price was not much different from everyone else? Love having good, clear information o... See more


Company details

  1. Insurance Company

Written by the company

BEAM is a new name in car insurance from one of the UK’s leading brands. So you can feel confident you’ve got the right cover, and safe in the knowledge we’re powered by the AA.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 1 out of 5 stars

Absurdly slow to resolve claims.

My car was written off by someone insured by Beam insurance. Six months later they still haven't resolved the claim. My insurer keeps contacting them and getting nowhere. When I initially contacted my insurer with the details they said Beam were very slow to settle claims. This accident is straightforward and should be simple to resolve. Thanks to their delay I've had to be removed from a friends insurance due to the extra £80 cost as until resolved I'm considered at fault. I'm a named driver on another friends policy, presumably the same will happen. Can I claim these costs? I tried contacting Beam to find the delay but they refused to speak to me claiming "data protection". Its MY data. Who cares if they're nice on the phone when you ask for a quote, what matters is resolving claims properly. If everyone waiting for them to resolve claims is forced to overpay then reclaim any overpayment once resolved insurers are getting a free loan of customers money. Awful unresponsive insurer.

May 4, 2026
Unprompted review
BEAM from the AA logo

Reply from BEAM from the AA

Hi Richard, we’re really sorry to hear about the delay in settling this claim and understand how frustrating and stressful this situation has been for you. Unfortunately, claims can sometimes take longer than expected due to the amount of back-and-forth required between insurers, underwriters, and the need to wait for updates or approvals. Please be assured that the claims team will be working to resolve this as quickly as possible. We’d encourage you to continue keeping in touch directly with the claims team for the latest updates, as they’ll be best placed to advise on progress and any next steps.

Rated 5 out of 5 stars

Really well signed process

Really well signed process! And have e me feel really welcome with quick responses and helpful emails!

May 3, 2026
BEAM from the AA logo

Reply from BEAM from the AA

Just what we love to hear, Rory 💛.

Rated 5 out of 5 stars

They offered me a good price

They offered me a good price. I added on an extra driver & got full breakdown cover as well & it was still less than the renewal price of my previous insurer. Going through Go Compare also gives excess help if needed.

May 3, 2026
Rated 1 out of 5 stars

Best company for my car renewal for me

I went with this company for my car renewal because it was the best for me I am not saying it was cheap as I was shocked at the price because I have only a group one car+ it is only 15 plate have held a clean license forever ( 38 YRS) all the add ons bump up the price even more. But what I did like was when I phoned Beam they answered practically straight away which is very important for customers also their website is easy to understand

May 1, 2026
BEAM from the AA logo

Reply from BEAM from the AA

We appreciate your feedback and are glad our accessibility met your needs. We're sorry the renewal cost was higher than expected, despite your driving history. We hope you're okay.

Rated 1 out of 5 stars

Wanted me to pay over £20 to cancel my…

Wanted me to pay over £20 to cancel my direct debit after an initial payment and 1 payment via direct debit to settle my outstanding credit insurance premium!
£20 charge for cancelling direct debit. Ths equates to half of the interest i would have paid over 1 year.
I find this exorbitant, extortionate and exploitive in my opinion.
Not happy chappy and told customer services advisor on telephone I was not prepared to pay that. Also sent / email message to customer services via email!...no response yet.
Was initially happy with service and quote...but now I am thinking did i make a mistake by not using a more known insurance company?
Time will tell.

April 29, 2026
Unprompted review
BEAM from the AA logo

Reply from BEAM from the AA

We appreciate your feedback and are sorry to hear you're unhappy with the direct debit cancellation charge. We're sorry for the lack of response to your email. We hope you're okay.

Rated 5 out of 5 stars

Easy set up

Easy set up, you know what youre buying. Clear language used too

April 29, 2026
BEAM from the AA logo

Reply from BEAM from the AA

Thanks for your feedback, Mag. Pleased to hear the set up process was easy 😊.

Rated 5 out of 5 stars

It was great because I had a few…

It was great because I had a few problems with my phone after I brought the cover and I had to phone a few times to make sure that it had gone through and the agents were so patient and helpful that they put my mind at ease.
Thank you so much

April 29, 2026
BEAM from the AA logo

Reply from BEAM from the AA

Hi Phil, we’re really pleased to hear about the service from our team to help make sure everything was sorted. Thanks for leaving 5 stars.

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