I have only had my Bunq account for three months and initially signed up as it seems to be very flwxible and pays interest on savings. The main downside is that I find the app layout confusing com... See more
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Frequent travelling, staying for longer than a couple of days and now a new family... for this kind of lifestyle, neo banks suited me more than usual banking solutions. Bunq catched my attention with... See more
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it is good to see that neobanks are rising, but not all digital banks deliver quality services. But bunq is different, founded by a visionary man - bunq offers many features. This not just some... See more
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The money features alone are worth switching for. I can easily manage my funds for rent, utilities, groceries, travel, and emergencies, as well as direct deposits straight into them. The card lets me... See more
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Company details
Written by the company
bunq is a fully mobile bank designed to make managing your money simple, fast, and flexible. Whether you're traveling, saving, or sharing expenses, you stay in control with local IBANs, zero FX fees, and real-time notifications. Open an account in minutes, track your spending, set budgets, and even plant trees as you pay. With 24/7 human support and no hidden fees, we offer a transparent banking experience that fits your lifestyle. As an independent bank, we grow when you love using us. Join millions across Europe who already use bunq for smarter, greener, and more convenient everyday banking.
Contact info
Amsterdam, Netherlands
- support@bunq.com
- bunq.com
Breach of guidelines
adding tech
nice that bunq keeps adding tech features. assistants, budgeting, language translations, now deels, term deposits, net wealth,.. its quite a lot each time

Reply from bunq
advanced
the bunq app seems advanced enough, at least it's working much more effectively than my previous bank app :)
It's fast and has lots of perks in there,, I wish their support worked as advanced as their app does :) though nothing critical so far
I liked that I can have multiple subaccounts - comfortbale to use,and now I feel I've upgraded my financial literacy for real,big plus for sure

Reply from bunq
Overall - great
Speaking about bunq as a whole, I think they are pretty decent for daily banking experience. Apart from having all the necessary security aspects including regulation & deposit insurance, they have a variety of tools for money management such as spending insights, spending limits, money pots and more. This type of instruments usually can't be found with traditional bankings ¬_¬

Reply from bunq
Saving advantages
It wasn’t just another savings account with a fixed interest rate. Something more here Flexibility to choose multiple currencies, diversification in stocks and crypto, budgeting./

Reply from bunq
Things in which bunq excelled in compared to my previous bank
Faster international transactions
More customization options, whether it’s wallets or card customization
Better saving and budgeting

Reply from bunq
Proceed with caution
The charge you for like elite or something after a couple months seems like a sneaky charge.
Interest is good until the drop the rate and it all fun and games when you can only make two withdrawals a month which makes it difficult to get your money back once you have lodged it

Reply from bunq
Money pots
As soon as I started to organize my spendings, I saw improvments in money management :0

Reply from bunq
many features
it is good to see that neobanks are rising, but not all digital banks deliver quality services.
But bunq is different, founded by a visionary man - bunq offers many features.
This not just some online bank where you keep your moeny and manage thigns from phone,
Nope, here you also get additioanl perks like esim, stock and crypto, insurance, zero fx, foreign ibans and more.
Yet, soem thigns can be better. First it is their learning hub - needs some updates, second - human support should be faster, gotta resolve tickets quicker.
But in general - solid bank, oops, neobank

Reply from bunq
One of my
One of my favorite features is bunq.me tool. When somedsone has to send me money, I just send them my personal link, they just click on it, and the process happens without issues...

Reply from bunq
if you dont care about sub fee
then this is pretty much perfect bank. so small fees on everything else, even payments.
idk if I care about it or not though. Sometimes feel its expensive.

Reply from bunq
Investing possibilities are a game changer
Now I don't need to open a separate brokerage account in order to trade stocks, as it's possible to do via bunq bank. Plus, it feels more secure this way,,

Reply from bunq
Neo banks power
What makes a point of having neo bank instead of any other banking service, is speed. I felt like I didn’t face any bureaucracy and bad delays. Bunqto allowed instant transactions.

Reply from bunq
It's one of the most modern banking
I valued the innovations that were perfectly executed here. I got acquainted with many new things like crypto, scheduled payments, different ibans for different saving and spending purposes. These features affected my money positively. I see some potential in crypto investing and bunq made it very accessible. Good place to settle money from what I see. ^_____^

Reply from bunq
banking app was something i needed
after a trial you can really understand if thats something you need or need. with this app and their insights i can see where I spend, granted that i only use bunq for my payments and this experiment showed me how much i spend on unnecessary things haha.
the only negative is low savings interests, for elite plan they can make it like 2x more, my advice.

Reply from bunq
Salary sorter is one nice feature tbh
right when the money comes it gets split and majority goes to savings, as it should. Then its for expenditures and im also maintaining a contigency fund for urgent situtations, and hopefully i wont get to use that 😌 having more than one bank acc is actually not bad because its organized this way, and financing is a must in current times.

Reply from bunq
simple app for simple operations
Like that I can send money to my friends instantly when we split bills for lunch or coffee,and setting up a new sub-account for my savings was really easy. The app also give me notifications right away when my rent was paid, which I liked. Some features took me a while to figured out but once I got them it works fine. It's good for people who want easy banking.

Reply from bunq
not super but
usable, prety quick app imo, currently getting more of it, like google pay option.

Reply from bunq

Reply from bunq
Worst banking app ever used
It is constantly bugged and full of errors, making it a useless app. You Revolut instead.

Reply from bunq
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