Cardfox Reviews 26

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Top class service from Tom and his team at Cardfox. Extremely professional and friendly service. With Toms background and experience, we knew we could trust Cardfox to obtain the most competitive an... See more

Rated 5 out of 5 stars

Would highly recommend Cardfox. Tom is extremely pleasant to deal with. Very professional and didn’t hound us with emails / phone calls etc, just provided a very clear and transparent view of the se... See more

Rated 4 out of 5 stars

Tom and his team at Cardfox provide a transparent professional service. Tom is always eager to guide and provide the best options available. Would recommend the services of Cardfox

Rated 5 out of 5 stars

Tom and his team at Cardfox are always very friendly and highly professional. They will always contact us when they believe there are savings to be made for us and are always there to answer our many... See more

Company details

  1. Payment Service
  2. Card Processing Service

Written by the company

Payment solution brokers- choose from up to 15 banks and processors. Independent advice on each option available from the market. Open Banking Payment Initiation/ Pay By Bank specialists in Ireland & The UK. Expert payment consultants with regard to VISA mitigation schemes which can cap interchange cost for commercial debit card payments. Transaction cost reductions of up to 80% available to qualifying businesses. Card payment terminals - mobile/smart POS, wifi & bluetooth, payment gateways, integrated systems for payments instore, over the telephone and online/e-commerce. Helping Irish & UK businesses to choose the most suitable solutions from the broader payments market. CardFox works for its clients not any one financial institution.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

26 reviews

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Rated 5 out of 5 stars

Cardfox provided excellent service to…

Cardfox provided excellent service to us. they put a lot of work into analysing our card payments and in proposing a solution. It saved us c50% in card acceptance fees. We are very pleased with the outcome

March 31, 2026
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Rated 5 out of 5 stars

Very Helpful

Tom was very helpful with my enquiries
He did a great job in helping me.
Would highly recommend

January 19, 2026
Unprompted review
Rated 5 out of 5 stars

Only one word needed; fabulous !

Since engaging with Tom Galway and his team at CardFox, I have found the process to be both educational and rewarding.

They uncovered hidden fees that our previous provider missed and have made extremely helpful suggestions which will certainly benefit us —all without disrupting our cash flow.

Tom has personally guided us throughout: his professionalism, clear communication, and industry expertise have meant we felt supported at every step.

Now we will not just be saving money; we're confident we have the best fit for our business—not just what a bank wants to push!

I wouldn’t hesitate to recommend Tom and Bernice at CardFox to anyone serious about protecting their bottom line.

If you want a dedicated advisor who genuinely works for you—not a bank—CardFox under Tom Galway is a top-tier choice!

July 1, 2025
Unprompted review
Rated 5 out of 5 stars

DG Services review of Card Fox

DG Services review of Card Fox

Would like to thank Tom and his team for the top class professional service they have provided to my clients over the last five years

They give a honest independent analysis of a clients existing merchant card cost structures together with excellent solutions and timely responses

We would highly recommend CardFox to any progressive companies

February 20, 2025
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Rated 5 out of 5 stars

Would highly recommend Cardfox.

Would highly recommend Cardfox.
Tom is extremely pleasant to deal with. Very professional and didn’t hound us with emails / phone calls etc, just provided a very clear and transparent view of the services they provide and we went from there and was very prompt in dealings.
Honest, professional and was a pleasure to do business with.

May 21, 2024
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Rated 5 out of 5 stars

Top class service

Top class service from Tom and his team at Cardfox. Extremely professional and friendly service. With Toms background and experience, we knew we could trust Cardfox to obtain the most competitive and suitable rates available to our business. They made our decisions very easily. Couldn't recommend them enough.

April 3, 2023
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service
We have dealt with Tom and Cardfox for the past number of years and we find the service to be excellent. Whatever you may need they are just a phone call away and very eager to help and offer guidance. Very efficient service and always willing to help and save money.

November 11, 2022
Unprompted review
Rated 5 out of 5 stars

My Company has used the CardFox team …

My Company has used the CardFox team and found them to be extremely professional and a pleasure to deal with . Very satisfied with their service and they
work very hard to find the best options for you .
Would recommend Tom and his team 100%

June 30, 2022
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Rated 5 out of 5 stars

I was referred to Cardfox by a friend…

I was referred to Cardfox by a friend when changing our business setup. Our previous supplier was being very difficult for no reason but Cardfox had us up and running within 24hrs with a new merchant account and with better rates! Brilliant service

October 28, 2022
Unprompted review
Rated 5 out of 5 stars

"No-Brainer" to use Cardfox - Very personal service

I used the services of Cardfox for reviewing my merchant services card providers in 2 of my businesses. The team made great savings for us and also offered a very personal service to us, they took the pain away that would usually be us dealing with a ' bank call centre type' transaction. Card Fox provided direct contact with mobile numbers to us which was much appreciated and really makes a difference. Couldn't recommend them enough, and genuinely a 'no-brainer' to use Cardfox its a win-win..

March 30, 2023
Unprompted review
Rated 5 out of 5 stars

Fantastic service

I have dealt with Tom and Cardfox for the past number of years and I find the service to be exemplary. Whatever you may need they are just a phone call away and very eager to help and offer guidance.

December 1, 2021
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Rated 5 out of 5 stars

Banking jargon simplified

They don't make this stuff simple and I'd say that's on purpose. Tom helped to clear a lot of things up, made it simple for us going forward and got us a great rate which helped save a fortune. If you are taking payments by card, or want to start, you should give Cardfox a shot.

April 15, 2021
Unprompted review
Rated 5 out of 5 stars

Card Fox review.

Card Fox delivered a very professional service.
They found the most competitive rates and most suitable service provider for our business.
I am happy to recommend them 100%

April 13, 2021
Unprompted review
Rated 5 out of 5 stars

Cardfox is great

Cardfox has saved us money, is easy to use, and Tom and the Cardfox team are always available for top class support if we need it. If you process payments by card, you should definitely give Cardfox a try.

April 13, 2021
Unprompted review

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