CarMoney Reviews 

4,651
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,293 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and attentive approach throughout the process. Many people highlight the excellent customer service, noting everything was explained clearly. Reviewers often mention the quick and efficient service, appreciating consistent communication and updates, making the overall experience easy and stress-free. However, some people were dissatisfied with communication and support after the initial deal. These customers reported being ignored, experiencing a lack of response to inquiries, or finding the company unhelpful when issues arose with a purchase or refund.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as exceptionally helpful,... See more

Service

Reviewers mention positive feedback about service, with many describing it as brilliant, professional, and... See more

Customer service

People report positive experiences with customer service, highlighting helpful, attentive, and quick... See more

User experience

Consumers find the user experience to be positive, with many describing the process as easy, quick, and... See more

Response time

Users describe positive interactions with response times, with many customers reporting quick approvals for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Brilliant service very professional 👏 👍. I'm very happy customer I was approved for finance in matters of hours . I'm speechless how good this company is. I would recommend anyone who's looking for... See more

Rated 5 out of 5 stars

Diogo is an absolute legend After being let down by more than 1 dealer Diogo kept on looking for the car I wanted and eventually came out with a cracker and a really good finance agreement for me.... See more

Rated 5 out of 5 stars

I have found the company via Google search and from the beginning to the end they're amazing. Very helpful, attentive and quick. The whole process of helping me to get my finance was superb. I highly... See more

Rated 5 out of 5 stars

Process was so simple from start to finish. My ninja was Josh who was friendly and helpful. Was very impressed with the service and communications. Was given various option. Would definately recommen... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 57% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.7

All reviews

(4,651)

2,080 reviews in the last 12 months

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Rated 1 out of 5 stars

CarMoney Not Responding to Complaint – No Acknowledgement, No Calls Answered



I am posting this because CarMoney has not acknowledged my complaint, has not provided any update, and is not answering calls to the complaints team.

I submitted a formal complaint with full diagnostic evidence regarding a serious EGM/emissions system failure on my financed vehicle. CarMoney is required under FCA DISP rules to acknowledge complaints promptly and keep customers updated. None of this has happened.

I have emailed multiple times with no reply. I have tried calling the complaints line and it is not taking calls. At this point, I have no confirmation that my complaint has even been logged. I am unable to use the car for fear of making the situation worst. So far I am £85.00 out of pocket for diagnostics.

This lack of communication is unacceptable for a regulated finance provider. I am now requesting a public response here on Trustpilot confirming:

My complaint has been received

It has been logged correctly

A named handler has been assigned

When I will receive an update

If CarMoney continues to ignore my complaint, I will escalate this to the Financial Ombudsman Service for failure to follow FCA complaint‑handling requirements.

I expect CarMoney to respond to this review promptly.

July 28, 2026
Unprompted review
Rated 5 out of 5 stars

Great experience

Great experience, Stephen helped me and he was amazing. He was very understanding and helpful on what car I was looking for.
He made the whole process very calming and smooth.
I got my dream family car within in 2 days.
I highly recommend using carmoney.

July 28, 2026
Unprompted review
Rated 5 out of 5 stars

Great team

The team ( Thomas and Mark) worked very quickly and efficiently, they were helpful in finding the best option for us.

July 26, 2026
Unprompted review
Rated 5 out of 5 stars

Alan and the team were very helpful

Alan and the team were very helpful. I was sceptical at first about arranging finance but the process was great, lots of Communication and even when there was an issue, quickly resolved. Fast process, all done online and via text/calls. Would definitely recommend.

July 24, 2026
Unprompted review
Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐
Wonderful team! Lauren was especially helpful throughout the whole process. She made everything easy to understand, kept me updated, and was always friendly and professional. Thank you, CarMoney, for making my first car finance experience smooth and stress-free!

July 28, 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic friendly service

Fantastic friendly service , kept me updated on stages of the process
Would recommend to anyone who is unsure of how finance for car works
Adam was outstanding and friendly through the whole process

July 27, 2026
Unprompted review
Rated 5 out of 5 stars

Car money have been excellent I can not…

Car money have been excellent I can not fault them… far better than others.
My credit score is poor but got me the finance I needed at a gd rate.

Martin who I dealt with was great explained everything more than once if I needed it.
I’d def use again and recommend

July 23, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely not recommended

Absolutely Not Recommended – Stay Away from CarMoney

This was by far one of the worst customer experiences I have ever had. I expected a finance broker to make buying a car easier, but CarMoney did exactly the opposite.

CarMoney disclosed that they were receiving commission for arranging my finance, yet despite acting as the broker, when a dispute arose over the administration fee with the dealership, I was left to deal with the dealer directly. Instead of resolving the issue on my behalf, I had to negotiate with the dealership myself and ultimately pay the administration fee to keep the purchase from falling through.

From the very beginning, the dealership made it clear that if CarMoney insisted on charging their administration fee, the deal should be cancelled. Instead of resolving the issue with the dealership before asking me to proceed, CarMoney continued pushing me to sign the finance agreement while the problem remained unresolved.

I completed all the required paperwork, ID verification and insurance, believing everything was in order. Only afterwards did I discover that the purchase was at risk because of the dispute between CarMoney and the dealership. I even had to send messages explaining that I would have to cancel the insurance and the entire purchase if the issue was not resolved.

Rather than taking ownership of the situation, CarMoney simply told me they had sent the funds to the dealership and that I should arrange everything directly with the dealer. I was left chasing the dealership for updates and trying to resolve a problem that should never have become my responsibility.

Buying a car should be an exciting experience, not a stressful one. Instead, CarMoney turned it into an exhausting and frustrating process, leaving me to sort out problems between themselves and the dealership while they had already received their commission for arranging the finance.

I will never use CarMoney again and I would not recommend them to anyone. If you’re considering using CarMoney, my advice is simple: look elsewhere. There are many finance brokers available, and based on my experience I cannot recommend CarMoney in any way. Save yourself the stress and use a company that supports its customers instead of leaving them to deal with issues on their own.

July 19, 2026
Rated 5 out of 5 stars

Very very easy

Very very easy, I applied and they helped sort everything, they help you find cars to suit your budget and sort everything start to finish, all completed within 12 hours, good friendly customer service

July 25, 2026
Unprompted review
Rated 5 out of 5 stars

Straight forward and stress free!

The team at Car Money did an absolutely fantastic job securing and sorting out my car finance. The whole process was professional, straightforward, and stress-free from start to finish. Thanks to their excellent service, I was able to get the vehicle I really wanted. A big thank you to the entire team for a job well done. I highly recommend Car Money to anyone looking for a smooth and professional car-buying experience.

July 11, 2026

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