CarMoney Reviews 

4,703
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 2,295 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being incredibly helpful, professional, and patient, guiding them smoothly through the entire process. Many people highlight the excellent service, noting that the user experience is straightforward and efficient, making complex tasks feel easy. Reviewers frequently appreciate the quick response times and clear communication, ensuring they are well-informed at every step. However, some people mentioned issues with customer service, citing unreturned calls and emails, and a lack of follow-up on their concerns. A few reviewers also felt unsupported or that their specific situations were not handled with enough understanding, leading to frustration when seeking resolutions.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Service

Reviewers mention positive feedback about service, with many describing it as fantastic, brilliant, and great... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, patient, and clear... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as easy,... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Buying my new car seemed simple enough, until I realised getting a loan wasn’t so straightforward. After an initial search online, Conner reached out and talked me through my options. I was sceptical... See more

Rated 5 out of 5 stars

Craig my advisor has the patience of a saint every time he found me a van it wasn’t the right van for me in the end he found me my perfect requirement and all in all they are polite and understandin... See more

Rated 5 out of 5 stars

First time using CarMoney and I couldn’t recommend them more , they were so very helpful and made the whole process so much easier than I expected it to be would 1000% use them again , we dealt with D... See more

Rated 5 out of 5 stars

Everything was fantastic. They gave me an incredibly fast quote and approval, and their interest rates were much better than everyone else’s. They were helpful every step of the way. Ryan is a real Fr... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 58% of negative reviews

Typically replies within 2 weeks

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4.7

All reviews

(4,703)

2,135 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐
Wonderful team! Lauren was especially helpful throughout the whole process. She made everything easy to understand, kept me updated, and was always friendly and professional. Thank you, CarMoney, for making my first car finance experience smooth and stress-free!

July 28, 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic friendly service

Fantastic friendly service , kept me updated on stages of the process
Would recommend to anyone who is unsure of how finance for car works
Adam was outstanding and friendly through the whole process

July 27, 2026
Unprompted review
Rated 5 out of 5 stars

Car money have been excellent I can not…

Car money have been excellent I can not fault them… far better than others.
My credit score is poor but got me the finance I needed at a gd rate.

Martin who I dealt with was great explained everything more than once if I needed it.
I’d def use again and recommend

July 23, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely not recommended

Absolutely Not Recommended – Stay Away from CarMoney

This was by far one of the worst customer experiences I have ever had. I expected a finance broker to make buying a car easier, but CarMoney did exactly the opposite.

CarMoney disclosed that they were receiving commission for arranging my finance, yet despite acting as the broker, when a dispute arose over the administration fee with the dealership, I was left to deal with the dealer directly. Instead of resolving the issue on my behalf, I had to negotiate with the dealership myself and ultimately pay the administration fee to keep the purchase from falling through.

From the very beginning, the dealership made it clear that if CarMoney insisted on charging their administration fee, the deal should be cancelled. Instead of resolving the issue with the dealership before asking me to proceed, CarMoney continued pushing me to sign the finance agreement while the problem remained unresolved.

I completed all the required paperwork, ID verification and insurance, believing everything was in order. Only afterwards did I discover that the purchase was at risk because of the dispute between CarMoney and the dealership. I even had to send messages explaining that I would have to cancel the insurance and the entire purchase if the issue was not resolved.

Rather than taking ownership of the situation, CarMoney simply told me they had sent the funds to the dealership and that I should arrange everything directly with the dealer. I was left chasing the dealership for updates and trying to resolve a problem that should never have become my responsibility.

Buying a car should be an exciting experience, not a stressful one. Instead, CarMoney turned it into an exhausting and frustrating process, leaving me to sort out problems between themselves and the dealership while they had already received their commission for arranging the finance.

I will never use CarMoney again and I would not recommend them to anyone. If you’re considering using CarMoney, my advice is simple: look elsewhere. There are many finance brokers available, and based on my experience I cannot recommend CarMoney in any way. Save yourself the stress and use a company that supports its customers instead of leaving them to deal with issues on their own.

July 19, 2026
CarMoney logo

Reply from CarMoney

Thank you for taking the time to share your feedback.

We’re very sorry to hear about your experience and understand how disappointing and frustrating this must have been.

Please be assured that we have taken your concerns seriously and have raised a formal complaint so that the matter can be fully reviewed and investigated. A dedicated Complaint Handler will be in touch with you directly to discuss your concerns in more detail and explain the next steps.

As the matter is now under investigation, we would not wish to discuss the specific details of your complaint on a public platform. However, please be assured that your feedback has been noted and will be considered as part of our review.

Thank you for bringing this matter to our attention.

Kind Regards
Nikki the Ninja

Rated 5 out of 5 stars

Very very easy

Very very easy, I applied and they helped sort everything, they help you find cars to suit your budget and sort everything start to finish, all completed within 12 hours, good friendly customer service

July 25, 2026
Unprompted review
Rated 5 out of 5 stars

Straight forward and stress free!

The team at Car Money did an absolutely fantastic job securing and sorting out my car finance. The whole process was professional, straightforward, and stress-free from start to finish. Thanks to their excellent service, I was able to get the vehicle I really wanted. A big thank you to the entire team for a job well done. I highly recommend Car Money to anyone looking for a smooth and professional car-buying experience.

July 11, 2026
Rated 5 out of 5 stars

Excellent Service

Everything from start to finish was easy and uncomplicated. The staff I had contact with were exceptionally helpful and knowledgeable. Would highly recommend your service.

July 18, 2026
Unprompted review
Rated 5 out of 5 stars

Brilliant service very professional 👏…

Brilliant service very professional 👏 👍. I'm very happy customer I was approved for finance in matters of hours . I'm speechless how good this company is. I would recommend anyone who's looking for finance and low apr . Thank you car money I appreciate your help 🙏. You have my thanks 😊.

July 16, 2026
Rated 4 out of 5 stars

The process was easy and saved me time.

The process was easy and saved me time.
It’s easy to get different payments for different options I.e change in lease length and deposits.
The only reason I have 4 instead of 5 is that the phone line could be a bit clearer on some calls.

July 16, 2026
Rated 1 out of 5 stars

Admin Fee scam

I was told there would be a charge of £290 admin fee charged by the dealers but its not in any invoice and I applied for a loan of 3795 where it was send to them (to carmoney) by the lender and they only send 3505 to the dealer and wanted me to pay £290 admin fee as they said the dealer was asking for it. Contacted the dealer and the dealer said they do not charge any admin fee and that in the finance contract that they are supposed to send the full amount to the dealer and the £290 just disappeared in thin air from carmoney and they expected me to pay the £290 to the dealer that they kept for themselves. I have 2 hours left before the car gets delivered to me and I cannot contact them at all.

July 24, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

We’re sorry to hear that you’ve had a disappointing experience and apologise for any frustration caused.

We would really appreciate the opportunity to look into this matter further and understand what went wrong. Please contact our Complaints Team at complaints@carmoney.co.uk, providing your details and a little more information about your experience, so that we can investigate this for you.

Kind regards,

Nikki the Ninja

Rated 5 out of 5 stars

I have found the company via Google…

I have found the company via Google search and from the beginning to the end they're amazing. Very helpful, attentive and quick. The whole process of helping me to get my finance was superb. I highly recommend them to anyone.

July 22, 2026
Unprompted review
Rated 5 out of 5 stars

Very helpful

Not sure of his full name but “Kev” was extremely helpful and made sure I understood all about the policy

July 24, 2026
Unprompted review

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