Buying my new car seemed simple enough, until I realised getting a loan wasn’t so straightforward. After an initial search online, Conner reached out and talked me through my options. I was sceptical... See more
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You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.
Contact info
Precision House, McNeil Drive, Motherwell, ML1 4UR, Glasgow, United Kingdom
- info@carmoney.co.uk
- carmoney.co.uk
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Replied to 58% of negative reviews
Typically replies within 2 weeks
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⭐⭐⭐⭐⭐
⭐⭐⭐⭐⭐
Wonderful team! Lauren was especially helpful throughout the whole process. She made everything easy to understand, kept me updated, and was always friendly and professional. Thank you, CarMoney, for making my first car finance experience smooth and stress-free!
I have very good experience with…
I have very good experience with carmoney and there staff. They are very helpful and polite. Thank you so much.
Great staff very helpful getting me…
Great staff very helpful getting me threw the process
Fantastic friendly service
Fantastic friendly service , kept me updated on stages of the process
Would recommend to anyone who is unsure of how finance for car works
Adam was outstanding and friendly through the whole process
Car money have been excellent I can not…
Car money have been excellent I can not fault them… far better than others.
My credit score is poor but got me the finance I needed at a gd rate.
Martin who I dealt with was great explained everything more than once if I needed it.
I’d def use again and recommend
Fast simple found my dream dream car…
Fast simple found my dream dream car and and he sorted my finance super quick affordable payments and happy to assist me
My dream car is sat on my drive and it’s amazing to drive
Thank you so much super happy
Absolutely not recommended
Absolutely Not Recommended – Stay Away from CarMoney
This was by far one of the worst customer experiences I have ever had. I expected a finance broker to make buying a car easier, but CarMoney did exactly the opposite.
CarMoney disclosed that they were receiving commission for arranging my finance, yet despite acting as the broker, when a dispute arose over the administration fee with the dealership, I was left to deal with the dealer directly. Instead of resolving the issue on my behalf, I had to negotiate with the dealership myself and ultimately pay the administration fee to keep the purchase from falling through.
From the very beginning, the dealership made it clear that if CarMoney insisted on charging their administration fee, the deal should be cancelled. Instead of resolving the issue with the dealership before asking me to proceed, CarMoney continued pushing me to sign the finance agreement while the problem remained unresolved.
I completed all the required paperwork, ID verification and insurance, believing everything was in order. Only afterwards did I discover that the purchase was at risk because of the dispute between CarMoney and the dealership. I even had to send messages explaining that I would have to cancel the insurance and the entire purchase if the issue was not resolved.
Rather than taking ownership of the situation, CarMoney simply told me they had sent the funds to the dealership and that I should arrange everything directly with the dealer. I was left chasing the dealership for updates and trying to resolve a problem that should never have become my responsibility.
Buying a car should be an exciting experience, not a stressful one. Instead, CarMoney turned it into an exhausting and frustrating process, leaving me to sort out problems between themselves and the dealership while they had already received their commission for arranging the finance.
I will never use CarMoney again and I would not recommend them to anyone. If you’re considering using CarMoney, my advice is simple: look elsewhere. There are many finance brokers available, and based on my experience I cannot recommend CarMoney in any way. Save yourself the stress and use a company that supports its customers instead of leaving them to deal with issues on their own.

Reply from CarMoney
Very very easy
Very very easy, I applied and they helped sort everything, they help you find cars to suit your budget and sort everything start to finish, all completed within 12 hours, good friendly customer service
Straight forward and stress free!
The team at Car Money did an absolutely fantastic job securing and sorting out my car finance. The whole process was professional, straightforward, and stress-free from start to finish. Thanks to their excellent service, I was able to get the vehicle I really wanted. A big thank you to the entire team for a job well done. I highly recommend Car Money to anyone looking for a smooth and professional car-buying experience.
Mel was absolutely amazing she’s been…
Mel was absolutely amazing she’s been great to deal with and made things so fast and smooth for me 😊
Excellent Service
Everything from start to finish was easy and uncomplicated. The staff I had contact with were exceptionally helpful and knowledgeable. Would highly recommend your service.
Very helpful and very quick service and…
Very helpful and very quick service and hassle free thankyou
Brilliant service very professional 👏…
Brilliant service very professional 👏 👍. I'm very happy customer I was approved for finance in matters of hours . I'm speechless how good this company is. I would recommend anyone who's looking for finance and low apr . Thank you car money I appreciate your help 🙏. You have my thanks 😊.
Very helpful in helping to find the…
Very helpful in helping to find the right vehicle. Pleasant experience. Definitely give them a go
The process was easy and saved me time.
The process was easy and saved me time.
It’s easy to get different payments for different options I.e change in lease length and deposits.
The only reason I have 4 instead of 5 is that the phone line could be a bit clearer on some calls.
Admin Fee scam
I was told there would be a charge of £290 admin fee charged by the dealers but its not in any invoice and I applied for a loan of 3795 where it was send to them (to carmoney) by the lender and they only send 3505 to the dealer and wanted me to pay £290 admin fee as they said the dealer was asking for it. Contacted the dealer and the dealer said they do not charge any admin fee and that in the finance contract that they are supposed to send the full amount to the dealer and the £290 just disappeared in thin air from carmoney and they expected me to pay the £290 to the dealer that they kept for themselves. I have 2 hours left before the car gets delivered to me and I cannot contact them at all.

Reply from CarMoney
I have found the company via Google…
I have found the company via Google search and from the beginning to the end they're amazing. Very helpful, attentive and quick. The whole process of helping me to get my finance was superb. I highly recommend them to anyone.
Very helpful
Not sure of his full name but “Kev” was extremely helpful and made sure I understood all about the policy
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