Censeo Financial Reviews 298

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 174 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The service provided is frequently described as excellent, with many people appreciating the personalized and understanding approach. Reviewers are particularly impressed with the quick response times and the smooth user experience, often highlighting how the company simplifies complex processes and provides clear guidance. However, some customers mentioned dissatisfaction with aspects of the financial assessment process, feeling pressured to buy the maximum affordable share and noting attempts to upsell additional paid services. There were also isolated reports of delays due to documents not being sent promptly and a lack of discussion regarding life insurance and income protection until late in the process.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the team's professionalism,... See more

Service

Users describe positive interactions with service, highlighting the helpfulness and efficiency of the staff.... See more

Customer service

Consumers consistently report positive experiences with customer service. Many reviewers highlight the... See more

Response time

People report positive experiences with response times. Customers consistently praise the quick and efficient... See more

User experience

Customers had positive experiences with the user experience. Many reviewers found the process smooth,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just want to say a massive thank you to David Pendry, Ruth Escobar Munoz and also Mercedes Ryan throughout our mortgage application process. There has been some highs and lows of the whole process b... See more

Company replied

Rated 5 out of 5 stars

I can't commend Censeo highly enough. Both members of the team that I dealt with, Dave Brockhouse and Ruth Escobar Munoz, were extremely professional and helpful. As a first time buyer, they helped me... See more

Company replied

Rated 5 out of 5 stars

Ruth and David were brilliant from start to finish. Super quick turnaround on my mortgage application and everything was handled efficiently. They’re both really knowledgeable, answered all my qu... See more

Company replied

Rated 5 out of 5 stars

Censeo have helped me along the whole process they have been more than patient and not pressured me into anything, the whole journey with censeo has been stress free, Connie has helped me in finding m... See more

Company replied


Company details

  1. Mortgage Broker

Written by the company

Censeo makes people’s property-owning aspirations a reality by offering affordable loans for affordable homes.


Contact info

4.8

Excellent

TrustScore 5 out of 5

298 reviews

5-star
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3-star
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1-star

Replied to 50% of negative reviews

Typically replies within 1 month

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Rated 4 out of 5 stars

As first time buyer

As first time buyer, a lot of things were new, the initial call was very explanatory and it made sense to accept the offer I was presented with.
I did make several follow up calls and sent emails, and was given responses when I did.
I don't think I could have received a better service had I done it any different.
I am happy with the services I received

March 2, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Really lovely review. Thanks for your feedback and enjoy your new home!

Rated 5 out of 5 stars

Censeo make the process easy

Censeo make the process easy. Great customer service and they always follow-up on emails and calls quickly.

April 10, 2026
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Reply from Censeo Financial

Lovely review. Thanks so much!

Rated 4 out of 5 stars

Thanks to David and Ruth for a…

Thanks to David and Ruth for a relatively smooth process in securing my First time buyer mortgage with Halifax.

February 18, 2026
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Reply from Censeo Financial

Thanks for your review and very best of luck in your new home!

Rated 5 out of 5 stars

Mortgage

I was updated without asking, accomodated for and amy questions I had where always answered promptly. Would highly reccomend.

April 16, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thanks for the recommendation!

Rated 5 out of 5 stars

Had a really easy and straightfoward…

Had a really easy and straightfoward experience, all my questions were answered promptly, felt like I was given very good advice, and the whole process was very smooth, so pretty satisfied with it.

April 9, 2026
Unprompted review
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Reply from Censeo Financial

Thank you for your review. I'm glad you had a great experience with us.

Rated 5 out of 5 stars

Made me feel better as a first time buyer!

As a first-time buyer, I originally wasn’t planning on using a mortgage advisor at all—I thought I’d just try to figure everything out myself. But after being introduced to Chris, it very quickly became clear that he really knew his stuff, and I could see the value straight away. Deciding to go ahead was one of the best choices I made during the whole process.

Chris and Jodie were both absolutely fantastic from start to finish. As someone who had no real understanding of the terminology or what was actually important, it made such a difference having people there who could explain everything clearly and patiently. They never once made me feel silly for asking questions (and I asked a lot!), which gave me so much confidence throughout.

They truly went above and beyond at every stage, and I always received a response within 24 hours, which made the whole experience feel smooth and stress-free.

I honestly can’t recommend them enough—worth every penny and just an amazing level of service. If you’re on the fence about using a mortgage advisor, I’d say go for it, especially if you can work with people like Chris and Jodie!

April 14, 2026
Unprompted review
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Reply from Censeo Financial

Thank you so much for your thoughtful review – we’re delighted to hear that Chris and Jodie made such a positive difference to your experience.

Buying your first home can feel overwhelming, so it’s great to know their clear explanations, patience and responsiveness helped give you confidence throughout the process. They’ll be really pleased to read this.

We’re especially glad you felt the value of the support along the way – that’s exactly what we aim to deliver for every client.

Thank you again for your recommendation.

Rated 5 out of 5 stars

Above and beyond

Jonathan worked really hard under high work loads to ensure my
Mortgage offer was issued quickly. He went above and beyond to ensure that the lender met the deadline.

March 30, 2026
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Reply from Censeo Financial

Thanks for your feedback, Leanne. That's really kind of you. We'll let Jonathan know what a grand job he did!

Rated 5 out of 5 stars

All round excellent experience

All round excellent experience. We were purchasing our property during the interest rate hikes this month, and Jack Stanton our mortgage advisor was extremely smooth and professional in securing our mortgage as soon as we could as he did not want us to be paying a higher rate.

He explained each step well and left us well informed to make decisions about the mortgage.

All the paperwork from there has been correct and we have been kept well in the loop by Jodie Hooper through email.

April 1, 2026
Unprompted review
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Reply from Censeo Financial

Thank you so much for this lovely review and we'll certainly let Jack and Jodie how well they looked after you.

Rated 5 out of 5 stars

Thankful and grateful

To Censeo Financial,

Thank you so much, Dwayne Simpson and Ruth Escobar quickly and professionally sorted out my mortgage as a first-time buyer for a shared ownership property. I am so grateful for the excellent advice they provided. They were easy to contact and responded quickly to my emails whenever I had questions. I cannot thank them enough and highly recommend them. Thank you again for everything!

April 10, 2026
Unprompted review
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Reply from Censeo Financial

Thank you so much for this recommendation. Dwayne and Ruth will be thrilled to hear how happy you were with the service we offered. Very best of luck with your new home :)

Rated 5 out of 5 stars

Exceptional Service from Censeo Finance – David Made It Easy!

I had an absolutely amazing experience with Censeo, and I cannot recommend them highly enough.

David has been outstanding from start to finish – truly the best broker I could have asked for. As a first-time buyer, this process was very important to me, and David was incredibly patient, kind, and always willing to help. He took the time to explain everything clearly, worked through all the figures with me, and made sure I understood every step.

His knowledge is exceptional – he really knows his job inside out – and I always felt I was in safe hands. Nothing was ever too much trouble, and his support throughout the entire process meant so much to me.

Thank you so much, David, and to everyone at Censeo who was involved. I truly appreciate all your hard work.
I highly recommend Censeo – and definitely ask for David. He will get the job done! :)

April 8, 2026
Unprompted review
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Reply from Censeo Financial

Thank you so much for your kind words – we’re absolutely delighted to hear about your experience with David.

Buying your first home is such an important milestone, so it’s fantastic to know that David’s patience, knowledge and support helped you feel confident and well looked after throughout. He’ll be especially pleased to read this.

Thank you again for your recommendation, and we wish you all the very best in your new home.

Rated 5 out of 5 stars

I want to express my deepest gratitude…

I want to express my deepest gratitude for the unwavering support throughout my mortgage application. Reena Rai, Ruth Escbar Munoz, and the team demonstrated remarkable patience and dedication, tirelessly working to overcome the lengthy delay and ensure a successful outcome.

Their professionalism, persistence, and clear communication transformed a challenging process into one that was much more manageable. I am truly grateful for the effort they invested on my behalf.

March 31, 2026
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Reply from Censeo Financial

Thank you for your kind words – we’re delighted to hear that Reena, Ruth and the wider team were able to support you through what sounds like a challenging process.

Delays can be difficult, so it’s great to know their persistence, communication and dedication helped make things more manageable and led to a successful outcome. They’ll be really pleased to read this.

Thank you again for taking the time to share your experience.

Rated 5 out of 5 stars

Great company

Jodie Hooper and Reena Rai have supported us through the process of obtaining our mortgage which was a relaxed and supported experience

April 7, 2026
Unprompted review
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Reply from Censeo Financial

That's really kind of you to say. We'll certainly let Jodie and Reena know!

Rated 5 out of 5 stars

Simple process with regular updates

Censeo made the process simple and enjoyable. The regular communication was reassuring and I always knew the status of my application. I’d highly recommend using their services.

March 31, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thanks for your kind recommendation.

Rated 5 out of 5 stars

Exceptional market knowledge and keys in just 5 weeks!

Huge thanks to Chris and Mercedes at Censeo Financial. What impressed me the most was Chris's incredible knowledge of the mortgage market. My financial history prior to my current job was slightly non-standard, which I thought might cause issues. However, Chris knew exactly which lender to approach to ensure a smooth application. Thanks to his expertise and Mercedes' brilliant efficiency, the entire process from start to getting my keys took a record 5 weeks! Flawless, stress-free service.

March 26, 2026
Unprompted review
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Reply from Censeo Financial

Thank you for your fantastic feedback – we’re delighted to hear that Chris and Mercedes delivered such a smooth and efficient experience for you.

It’s great to know Chris’s knowledge helped navigate a more complex situation, and that together they were able to keep everything moving so quickly. They’ll be really pleased to read this.

Congratulations on getting your keys, and thank you again for your recommendation.

Rated 5 out of 5 stars

I can’t recommend Jack and Ruth highly…

I can’t recommend Jack and Ruth highly enough. From start to finish, they were knowledgeable, supportive, and extremely efficient, guiding me carefully through what was, at times, a very stressful mortgage process.
They were always quick to respond, took the time to clearly explain my options, and kept everything moving without ever making me feel rushed. Their professionalism, attention to detail, and calm, reassuring approach really stood out.
Thanks to Jack and Ruth’s ongoing support and expertise, I felt well‑informed and confident at each stage. I would happily recommend them to anyone seeking expert and dependable mortgage advice.

March 30, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thank you for such a thoughtful review – we’re delighted to hear that Jack and Ruth supported you so well throughout the process.

Buying a home can be stressful at times, so it’s great to know their guidance, responsiveness and attention to detail helped you feel confident and well-informed at every stage. They’ll be really pleased to read this.

Thank you again for your recommendation.

Rated 5 out of 5 stars

Censeo Property Purchase Financial Advice

Censeo have provided me with an excellent service in relation to the financial aspects of my recent property purchase. Jack Stanton in particular was a pleasure to liaise with on my mortgage application and Mercedes Ryan was equally good at handling the subsequent successful mortgage offer process. My only difficulty occurred towards the start as there was some confusion about a Censeo pro-forma gift letter that I needed to use which wasn’t explained to me by the administrative staff. Otherwise it was a thoroughly professional, helpful and efficient service.

March 25, 2026
Unprompted review
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Reply from Censeo Financial

Thank you for your kind feedback – we’re really pleased to hear you had such a positive experience with Jack and Mercedes, and that they helped make the process smooth and successful.

We also appreciate you highlighting your early experience, as feedback like this helps us continue to improve how we support our clients from the very start.

Congratulations on your purchase, and thank you again for taking the time to share your experience.

Rated 5 out of 5 stars

Very Happy Customer!

From start to finish, the interaction with Censeo was seamless. Both Chris and Mercedes have assisted in every way possible and I cannot thank them enough. Would definitely recommend!

March 24, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

That's lovely of you to say and thanks for the recommendation. We'll make sure to let Chris and Mercedes know how helpful they've been!

Rated 5 out of 5 stars

Fast, professional service

Quickly and professionally got my mortgage sorted out for a shared ownership house that I'm buying late in life. :-)

Gave me good advice re: the term and found a product that I'm more than happy with.

March 23, 2026
Unprompted review
Censeo Financial logo

Reply from Censeo Financial

Thanks so much for your review - it means a lot to us! And best of luck with your new home.

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