Centricity Reviews 897

TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Most reviewers were somewhat happy with their experience overall. Many consumers are satisfied with the service provided, highlighting quick and easy claim construction, professional and polite repair technicians, and good communication. People appreciate the ease of purchasing warranties for appliances and the helpfulness of service professionals. Some customers also express satisfaction with the solutions offered and the attentiveness to their issues. However, some people were dissatisfied with the product and customer service. Many experienced significant delays in settling claims, with some waiting months for resolution. Reviewers frequently mention issues with customer service representatives, including difficulty understanding them, being hung up on, and receiving conflicting information. There are also complaints about claims being declined without clear reasons and difficulties in getting warranties honored, leading to prolonged periods without working appliances.

What people talk about most

Service

People report ambiguous experiences with service. Many reviewers express significant frustration, citing... See more

Product

Customers consistently express disappointment with product issues. Many reviewers report appliances breaking... See more

Customer service

Customers had negative experiences with customer service. Many reviewers describe it as the worst they have... See more

Claim

Users describe negative interactions with claim processes. Many reviewers report significant delays, with... See more

Warranty

Clients share ambiguous opinions on warranty. Many express frustration, reporting that extended warranties... See more

Reviews shaping this summary

Rated 3 out of 5 stars

After 6 and a half months our claim is finally settled. A big thank you to Kirk who was able to finally get the claim on our GE Washer settled to our satisfaction. We said we would post a bette... See more

Company replied

Rated 3 out of 5 stars

Automated system sucks; every time you call you go through the same process to get an answer. The original estimate did not provide an equal credit to my TV

Company replied

Rated 3 out of 5 stars

The turnaround time from having the unit deemed unrepairable to getting a replacement can improve. In our case it was over a month without a refrigerator.

Company replied

Rated 4 out of 5 stars

Getting the paperwork from island appliance was harder than it should have been. No explanation of limitations was done prior to payment.

Company replied


Company details

  1. #2 of 2 best companies in Gadget Insurance Company
  2. #5 of 5 best companies in Electronics Repair Shop
  3. #63 of 64 best companies in Insurance Company
  4. #6 of 6 best companies in Jewelry and Watch Insurance Company
  5. #2 of 2 best companies in Television Repair Service

About Centricity

Written by the company

Centricity is an industry leading provider of customized product protection solutions including extended service plans and accidental damage protection.

We believe customers shouldn't have to struggle when a product breaks. Our worry-free protection plans make customers happy and provide lifetime customer satisfaction.

Centricity provides fast, easy service for major purchases, so you can get back to doing what you love without having to worry about finding a repair provider. We offer coverage you can trust.

Centricity is an expert provider of innovative protection, upgrade and trade-in solutions that result in loyal and happy customers.

At Centricity, we put customers at the center of everything we do by creating differentiated products to meet the needs of today's demanding customers.

Headquartered in St. Petersburg, FL, Centricity is a privately held and wholly owned subsidiary of Bankers Financial Corp., a 48-year-old company with a rich history of service and protection.

We are committed to evolving with the changing needs of the industries we serve, and being a simple, one-stop service provider for our current and future customers.

We cultivate consumer confidence by providing a frictionless customer experience every time! It's easy to file a claim if a product breaks.

Please visit our website at www.centricity.com for additional information.

Life Happens, We Make it Easier

Written by the company

We provide personalized protection, designed for you!
We are with you every step of the way delivering product protection for all of your most valuable possessions. Purchase peace of mind when you purchase Centricity extended service contracts.

Contact info

3.1

Average

TrustScore 3 out of 5

897 reviews

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Rated 1 out of 5 stars

Response to Centricity's Update

Response to Centricity's Update

11/22/25 update response to Centricity's 11/21/25 review update:

Please be honest and accurate in your follow-up response. I had one missed call on 11/21/25 at 9:40 a.m. from an Orlando, FL number. If that was a Centricity representative, then I acknowledge I missed that call. However, that single call does not constitute “several attempts” as stated. I received no other calls, and I am willing to provide my carrier’s call log if needed for clarity. Additionally, I did not receive a voicemail from your company containing any of the information referenced in your reply.

Because their calls are recorded, I ask that Centricity review and disclose the full record of my communications since September 2025. This should include every instance in which I called requesting updates on my washer repair, expressing concerns about the lack of communication, asking for next steps, and requesting escalation to management. It should also reflect the call in which one of their representatives informed me that I would be receiving a payout. A supervisor later confirmed that what I was told aligns with their policy, which I would not have known unless I was directly informed by your team.

Regarding your offer to review the “Full Value - Paid Claim,” that is unnecessary because the core issue remains: my washer was never repaired. I currently have uninstalled parts sitting on top of the appliance - parts that the service technician could not install. If a claim payout was issued despite the washer never being restored to working condition, then there is a clear breakdown in their internal processes and protocols. I should not be left without a working washer due to administrative errors.

As discussed on 11/19/25, I emailed multiple photos, taken from different angles of the uninstalled parts and their original packaging to TLC..a...centricity.com. Centricity's team stated that leadership would review the notes, part numbers, and images to determine the appropriate next steps and follow up with me. I am still waiting on that resolution.

I strongly encourage Centricity’s leadership team to step in, review the full history of this claim, and correct the mistakes that occurred throughout this process. A thorough review of all recorded calls will clearly show that I followed every required step while your team repeatedly failed to communicate, mishandled the claim, and even accused me of dishonesty.

Rather than focusing on preserving the company’s image, I urge you to focus on resolving this situation with integrity. If I am proven to be at fault, I am more than willing to purchase a new washer. However, until this claim is fully and fairly reviewed, including the mishandling and contradictory information provided, I expect the warranty I purchased to be honored as advertised.

Updated 11.24.25 @ 8:45am:
Due to Centricity's unfortunate handling of my claim, our Sept - November 23, 2025, costs of using laundromats, and our immediate washer needs, I have to purchase a washer to ensure my family is able to function regularly. It our hope that Centricity can review my claim and consider providing us an amount to offset the cost of our new washer. We will be contacting our local news organization to share this experience in the hopes that no one has to experience this.

November 17, 2025
Unprompted review
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Reply from Centricity

On 11/13/2025, Mr. Drummond called regarding his washer and asked to speak directly with a supervisor. He kindly declined to speak with a representative, sharing that most of his previous calls had been handled by a supervisor and that he felt more comfortable continuing with the same level of support for consistency.

On 11/20/2025, a supervisor spoke with Mr. Drummond regarding his claim. He was understandably upset upon learning that the claim could not continue because his contract operates on a “full value minus claims” basis and the remaining value had already been reached. When he asked for clarification about the amount paid out, I gently explained that payments had already been made for previous service.

Mr. Drummond also shared that the parts were never installed due to incorrect parts being sent, which understandably added to his frustration. I acknowledged how difficult and disappointing that must have been and assured him that I would escalate the situation for a thorough review. I also clarified that, as of today, the claim remains denied because the contract has reached its limit of liability.

He expressed that he understood the information, and I reassured him that we will carefully re-evaluate the situation to ensure everything was handled properly and fairly.

Rated 1 out of 5 stars

Disappointed Customer

****Service Plan# BP28613****
A technique had previously come to repair our dryer twice with no issues, I was very satisfied. The third time the technique came out he stated a part needed to be replaced. He filed a claim directly with Centricity on 11/3/2025, I followed up to confirm the claim was filed. It is now 11/21/2025 and still no final decision. I have called to get status daily since I was advised on 11/3/2025, that is would take 3-5 days to get decision. Every time i call Im told, its "under review" and it would take another 48 hours. On 11/14/2025, I spoke to a supervisor that advised a final decision would be made by end of day or Monday the latest. I called Monday 11/17/2025, and spoke to Mario another supervisor, same response, its still pending for either cash settlement or replacement. I called today 11/21/2025, again still pending, "under review". It is very frustrating and disappointing that it is taking this long to get a final decision. I have small children and elderly mom. This is a huge inconvenience. We purchase our warranties to have peace of mind that our product will covered as it is stated on the recording on your Customer Service line,"fast and reliable service". Which is false advertisement.
****Service Plan# BP28613****

November 2, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We're unable to locate your account and require additional information to assist you.

Please provide one of the following. Contract number, first and last name, contact phone number or email address.

Once we receive this information, we will be happy to help you with your claim.
_________________________________________________________________________________________________________________
On 11/24/2025, at 2:05pm and 2:07pm, I called Ms. Chavez to share the good news about her cash settlement approval. Unfortunately, I wasn’t able to reach her, but I wanted to make sure she knew we tried connecting and are here whenever she’s ready to discuss the details.

Rated 5 out of 5 stars

Exellent service

Exellent service

November 10, 2025
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Reply from Centricity

Thank you for the five-star review. Your feedback is greatly appreciated, and we are glad that your customer service was excellent when purchasing your Electric Bike with our extended warranty.

Rated 3 out of 5 stars

The turnaround time from having the…

The turnaround time from having the unit deemed unrepairable to getting a replacement can improve. In our case it was over a month without a refrigerator.

November 17, 2025
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Reply from Centricity

I left a voicemail for Mr. Silveira to acknowledge and address the concerns he shared in his 3-star review, and to sincerely apologize for the delays he experienced with his service.

I also let him know that his cash settlement claim has been approved for $1,698.00 and explained that it typically takes a few weeks for the payment to arrive.

I expressed my appreciation for his patience and assured him that we’re here if he has any questions or needs further assistance.

Rated 1 out of 5 stars

We have had two recent horrible…

We have had two recent horrible experiences. The first was for our oven. The service provider never showed and centricity wouldn’t reschedule anyone for weeks. They kept telling me to call the same provider who never picked up or called back. After about a month with no oven and many many calls they scheduled another provider but they never even communicated that to me, I just got an email with a new service date and luckily could be home. We spent unnecessary money on purchasing food for a party we were hosting instead of cooking ourselves.

Currently dealing with a broken washing machine. Every once in awhile the machine wouldn’t sense the load and it would shut off. It would still work after being restarted but I figured we paid for the warranty so might as well use it. We have a newborn so was worried it was bad timing for any issues as we are constantly needing to do laundry.
A service provider came and tried replacing a part but broke something and said 3 parts now needed to be replaced. One was going to take up to 14 business days. I asked if there was any way to be expedited or if I could pay for faster shipping since with a newborn 3 weeks felt like a long time with no washer.

10 days later I still had not heard back so called the service provider to follow up. They told me the part from whirlpool is not available and that they told this to centricity over a week prior, and that centricity told them to close the claim and they should have reached out to me for next steps. I would have never even found out if I didn’t follow up. I called centricity who then told me I needed to call whirlpool and get confimation that the part isn’t available for it to be reviewed for next steps. I have not been able to get ahold of anyone at whirlpool yet but it’s insane to me I have paid for a warranty and am needing to track down information call multiple companies over and over . Centricty should have that information already if they told the service provider to close the claim. It has been over a week and they never reached out or communicated next steps. The customer service is completely unhelpful. Most have been nice but basically tell me they cannot see any updates, only management can and I can’t speak to them directly for status updates so basically need to call back everyday.

At this point I am not hopeful it will be resolved quickly, if at all. We can’t go weeks or months without a washer and will probably need to replace on our own. We will never be buying through grands appliances or using centricity again .
I hope we hear back but I wish it didn’t take a review to get help or an actual helpful or timely response.

Edit: what information do you need? It will not let me post my email with the review.

November 13, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We're unable to locate your account and require additional information to assist you.

Once we receive this information, we will help with your claim.

Rated 5 out of 5 stars

Vary helpful and Knowledgeable .

Vary helpful and Knowledgeable .

November 10, 2025
Centricity logo

Reply from Centricity

Thank you for the five-star review. Your feedback is greatly appreciated, and I'm happy that you're using your extended warranty with your blower.

Rated 1 out of 5 stars

Centricity arranged for a repair of the…

Centricity arranged for a repair of the Electrolux washer. Technician found drums needed replacing and ordered parts and rescheduled. Parts arrived and sit in our garage but technician didn’t. Over the next 6 weeks Frigidaire service was a no show four consecutive times with no advance notice blaming overscheduling. Centricity was called each time and said they would ensure the repair was done. Nothing changed. No show, no repair and no alternatives from
Centricity. We have given up trying, waiting for the washer to completely fail. Centricity won’t even offer a settlement instead of the repair they can’t get done.

—————-

See below Centricity response. After scheduling four consecutive appointments over 6 weeks with Frigidaire, sitting around all day for each appointment only to learn that no one was coming (by calling in myself), after contacting Centricity multiple times to complain about Frigidaire’s failure and being told by Centricity that they could NOT find another shop, all this time with a failing washing machine, for Centricity NOW to offer to find a new shop or to pick up the unused repair parts seems pretty lame. Centricity charged us for a warranty but when it came down to it, they and their subcontractor Frigidaire failed to deliver. And Centricity, which previously suggested the possibility of compensation, now says that there can be no compensation as the washer can be repaired. But what good is it to us that the machine can technically be repaired when Centricity and Frigidaire have shown time and again that practically it cannot be repaired because they can’t get the technicians out here to do it.

November 3, 2025
Unprompted review
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Reply from Centricity

I left a voicemail for Martin Lahr sincerely apologizing for his experience and the frustration this situation has caused. I explained that, unfortunately, we’re unable to offer a cash settlement due to the terms and conditions of his warranty.

However, I assured him that we’d be more than happy to come to his home and pick up the parts for his Electrolux washer to help make things easier for him. I also expressed our appreciation for his patience and understanding while we work to make this right.
______________________________________________________________________________________________________
At 3:36pm on 11/11/2025, I left another voicemail for Martin Lahr, sincerely apologizing for his experience and the frustration he has encountered with the repair of his Electrolux washer. I explained that, unfortunately, we are unable to provide a cash settlement due to the terms of the warranty. However, I assured him that we would be happy to arrange pickup of the parts originally sent to him to make the process as easy as possible. I also expressed my appreciation for his patience and understanding as we work to resolve this matter.

*Update 2*

Thank you for your patience. Upon reviewing this account, we would like to follow up with you to explore potential alternative options. Our Vendor Supervisor has left a voicemail regarding this matter. We will make an effort to reach out to you tomorrow morning to discuss it further.

Rated 5 out of 5 stars

we thought the warranty would be best…

we thought the warranty would be best for all the units we bought

November 10, 2025
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Reply from Centricity

Thank you for the five-star review. Your feedback is greatly appreciated, and we are happy that you received your extended warranty for your multiple appliances.

Rated 5 out of 5 stars

Great serviceTucker

Great service

November 3, 2025
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Reply from Centricity

Thank you for your five-star review. We appreciate your feedback and are glad to have provided you with great service.

Rated 1 out of 5 stars

My LG has been out most of the summer…

My LG Fridge has been out most of the summer took many weeks and calling the customer service to get my refrigerator repaired (finally somewhat repaired) around September. Several months later they still have not reimburse me for food lost, I'm just giving up. STAY AWAY FROM CENTRICITY. Some guy Name K.S. (Vendor Supervisor) want reveal his entire name said he worked for the company apologized for all the delays &(lies). I sent him directly my Lost of Food Receipts 8/25/0225. He told me the check was mailed, and I should receive a check in three days or so, guess what he LIED!!! I follow-up the same dog and pony show bunch of lies, lies, lies lies. Just a terrible experience, terrible company. I understand why the company I purchased my LG refrigerator from stop using this terrible company. Negative ZERO

August 2, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We're unable to locate your account and require additional information to assist you. Once we receive this information, we will help with your claim.

Rated 5 out of 5 stars

Centricity was easy to work with

Centricity was easy to work with. Quick and easy claim construction. Quick and fair resolution was obtained

October 27, 2025
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Reply from Centricity

Thank you so much for your amazing five-star review! We really appreciate your feedback and are thrilled that we could help you with your dryer claim. If you need anything else, just let us know!

Rated 1 out of 5 stars

$260 wasted.

I paid this company $260 for a warranty on a new LG refrigerator. When the appliance broke down Centricity got around to sending a technician 7 days after requesting service. The tech said a part needed to be ordered and that left me without refrigeration for a second week. The problem was misdiagnosed, the repair part did not fix the problem and then the technician abandoned the job. Week number three. I called Centricity EVERY DAY and they did nothing for another week. I finally called LG service directly, they had the refrigerator repaired within 48 hours. After six (6) weeks, Centricity called and said they had someone to repair the appliance. SIX WEEKS!
A year later the refrigerator had another operational issue so I called Centricity..again.
This time Centricity flat out refused to honor the warranty and told me to find service elsewhere.
Centricity is a scam outfit. They will steal your money and treat you like crap while doing it. Do not waste money on these clowns.

October 30, 2024
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We're unable to locate your account and require additional information to assist you. Once we receive this information, we will help with your claim.

*Update*

We reached out to the customer on April 18, 2025, to offer our assistance, but unfortunately, he chose not to engage with us at that time. We understand that life can be busy, and it was only after he emailed our claims department regarding his claim that we heard from him again. Regrettably, the customer's warranty expired on July 15, 2025. Since we did not receive any further communication from him, we are unable to proceed with the claim. We genuinely wish we could have been more helpful during this process.

Rated 5 out of 5 stars

Quality repair made

Quality repair made

October 14, 2025
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Reply from Centricity

I called Mr. Hodson to thank him for his 5-star review. He was very appreciative of the "Impeccable" work we did. In addition, he was grateful for my call and he mentioned that he renewed his warranty before the technician finished the repairs.

Rated 1 out of 5 stars

Absolute joke of a company

Absolute joke of a company. I have a$9000 GE Monogram refrigerator. They have contracted a local repair service to fix it now 5x, so far no long term fix. They dont answer emails. They dont answer calls. The service company wont speak with you. It take 2-4 weeks for them to come out and diagnose a $10 part, then another 3-6 weeks to install, only to find out they were wrong all along. Makes absolutely no sense.

October 20, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We’re unable to locate your account and require additional information to assist you. Once we receive this information, we will help with your claim.

Rated 5 out of 5 stars

5 star store

10/10 best gaming store

October 20, 2025
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Reply from Centricity

Thank you so much for the fantastic 5-star review! We're thrilled to hear that you're happy with your extended warranty on your controller. If you have any questions or need assistance, don't hesitate to reach out to us—we're here to help!

Rated 4 out of 5 stars

VERY GOOD SERVICE AND VERY SATISFIED…

VERY GOOD SERVICE AND VERY SATISFIED WITH THE SOLUTION THEY GAVE ME

September 15, 2025
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Reply from Centricity

Thank you for the fantastic 5-star review! We are glad that we could provide great service and assist you with your product resolution.

Rated 1 out of 5 stars

APPARENT dishonoring of warranty and game playing

Six weeks after I submitted ia camera repair estimate: BF53372 Repair Sony camera. Estimate :No Answer, I heard nothing from Centricity. I filed a BBB complaint. Centricity told BBB they had payment ready but 'could not contact me.'I called them and verified address. They had correct contact info. I have no evidence this check was real, and wonder if it is an attempt to tell Bbb I was satisfied. I told BBB I was not. Centricity appears not to honor their warranty. Their responses here often say they couldn't locate (the customer) me, which is why case number was included. Apparent game playing potentially bordering on fraud?

October 2, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're genuinely sorry to hear about your experience. We attempted to contact you on 9/18 and again on 10/3 to assist you with your reimbursement process. However, we were unable to leave a message as the voicemail mailbox is full. If you could clear out your voicemail, we would be more than happy to reach out and help you with your reimbursement repair. Your satisfaction is important to us!

Rated 1 out of 5 stars

This is an absolute joke of a company

This is an absolute joke of a company. File a claim for my GE fridge not cooling in April. It took several months to get a tech out. I told them my warranty was expiring in July but the rep assured me that was okay as long as there was claim filed before then. Tech finally came in August and said the compressor was gone. I notified the warranty company that same day. Rep tells me they’ll contact me back. Hadn’t heard back from them in weeks! Called them back 10/16 to see what was taking so long. They have the nerve to tell me they can’t do anything since the warranty has expired. I repeatedly told them I was previously told that wasn’t a problem. But apparently now it is and they maintained they can’t do anything. I would HIGHLY NOT RECOMMEND this warranty company!

Edit: My service plan is AK26019. I had two claims filed because y’all initially had my profile incorrect in your system. First claim is PEI01 and second claim is PJQ51. My first call to y’all was on 4/23/25 at 12:19p. I made the following subsequent calls: 4/25 at 12:12p, 5/19 at 3:14p, 5/20 5:24p, 5/20 at 6:07p, 5/20 at 6:25p, 5/27 at 11:36a, 6/14 at 1:32p, 7/16 at 12:25p, 8/4 at 4:33p, and 10/16 at 12:08p.

October 15, 2025
Unprompted review
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Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We’re unable to locate your account and require additional information to assist you. Once we receive this information, we will help with your claim.

Rated 1 out of 5 stars

If I could give this company a negative…

If I could give this company a negative star I would
Do not ever pay at an appliance store for this company to be the warranty they do everything they can to not pay you. They make your life as miserable as they can. It takes months to get approval even for the initial steps with them I paid $2000 for warranties on my products in my kitchen. I wish I had read the reviews. I am one step away from filing a complaint with the Better Business Bureau, please do not use this company. They are one step away from a scam artist.

please understand that this company will ask for the paperwork multiple times to multiple email addresses and then claim that they don’t have it and when you call for an update, you get an automatic recording that says we will call you back in two days which does not happen. I started my process with this company months ago. I will update everyone on this thread of when I actually get my check which I wrote a check out for $2800.06 weeks ago I will tell everyone when I actually get reimbursed.

October 12, 2025
Unprompted review
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Reply from Centricity

Thank you for reaching out and sharing your feedback. We sincerely apologize for the inconvenience you’ve experienced. Please know that we have received your invoice, and our claims team is diligently working on it. We will keep you updated and follow up to ensure a satisfactory resolution. Your patience means a lot to us during this process.

I spoke with Ms. Geri Emmett today (10/16/2025). I thanked her for her patience and apologized for the delay in the processing of her claim. I informed her that the check in the amount of $2,300 is scheduled to be issued next Tuesday (10/21/2025), and she should expect to receive it within 7–10 business days. Ms. Emmett expressed her appreciation for the update and communication.

Rated 1 out of 5 stars

Multiple attempts to get a broken part…

Multiple attempts to get a broken part replaced - still no movement. Website is useless for tracking a claim. Absolutely horrible customer service. Multiple promises to 'call back', but no one ever does... Feels like the intentional run-around to get customers to abandon claims. Stay away.

October 10, 2025
Unprompted review
Centricity logo

Reply from Centricity

Thank you for your feedback. We're sorry to hear about your experience. We’re unable to locate your account and require additional information to assist you. Once we receive this information, we will help with your claim.

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