I appreciate so much support and quick answears from Mr. Vašek. With his guide i was able to quickly change my forgotten e-mail, password and other setup in aplication, so Im trihlled to start buy... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
All the 5 star reviews must be fake. They are snake businessmen, unethcical, stay away. They steal your money with absurd hidden fees and are using false advertisement. They send me ONE email about ch... See more
Company replied
Have been using the app since 2019 and been highly satisfied. Simple and enjoyable UX, I have all the features I need for my more passive investing needs - many assets both crypto and traditional,... See more
Company replied
I have yet to try such an easy app as Change to investing. Fast deposits, reasonable pricing, perfect for BTC trading. I like that they added more instruments recently, so now more options to trade CF... See more
Company replied
Company details
Written by the company
Seamless investing, fully MiCA-regulated, and unbeatable fees. Whether you're a beginner or a pro, Change puts the global markets right in your pocket. You can invest in 140+ cryptocurrencies and ETFs, or trade over 500 CFD instruments - incl. indices, commodities, Forex, and stocks. Experience it all with free, lightning-fast deposits starting from just €10. Become a Changemaker and download the Change app today. Available across the EU at www.changeinvest.com.
Contact info
Westeinde 89, 2211 XS, Noordwijkerhout, Netherlands
- support@changeinvest.com
- changeinvest.com
You should know
3.3
Average
333 reviews
Replied to 100% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
This company should be illegal
This company should be illegal. They take advantage of money you leave in account and change you 20eurs per month for passive account maintenance
February 28, 2024
Unprompted review
Reply from Change
Dear Peter,
We take your concerns seriously, and we would like to reassure you that our operations are fully legal. We are licensed, regulated, and comply with all EU laws governing our industry.
If there is any perception of wrongdoing, we are more than willing to cooperate with any relevant authorities to demonstrate our commitment to operating transparently and within the bounds of the law. Your trust is crucial to us, and we are happy to discuss any further questions or concerns you may have.
It's important to note that these changes were communicated well in advance, including through social media, our website and numerous emails. We are sorry that this was not enough for you, we tried our best.
Thank you for your feedback.
Kind regards,
Change
Advertisement
Concerns Regarding the Introduction of a Maintenance Fee
I am writing to express my dissatisfaction with the recent implementation of a €20 passive account maintenance fee. I understand from your comments on trustpilot that customers were informed about this new fee via email and through your social media channels. However, the reality is that the volume of services and corresponding updates that an individual is expected to track is overwhelming, making it impractical to stay informed of all terms and conditions changes.
If customer retention and satisfaction are truly priorities for your company, a more direct and personal notification method such as SMS or a dedicated email warning about the impending charge would have been appreciated. This would have allowed your customers the courtesy of taking necessary actions to avoid this fee.
I have personally recommended your services to many in my circle, and this situation has not only placed me in an uncomfortable position but has also led me to reconsider my choose of your company. I am now faced with a loss of trust from those I have referred, and I am contemplating withdrawing my association with your services altogether.
I understand that these are challenging times for businesses, but transparency and customer respect are crucial. An alternative approach could have been the introduction of optional plans with minimal fees, which customers could choose to opt into, rather than imposing a flat maintenance fee.
I feel misled by this action and would appreciate a more considered approach in the future.
January 19, 2024
Unprompted review
Reply from Change
Dear Ovanap,
Thank you for taking the time to share this with us. We really value your feedback and understand your dissatisfaction with the recent implementation of the €20 passive account maintenance fee.
We sincerely apologise for any inconvenience caused by the introduction of this fee. We have noted your suggestion of regarding alternative notification methods - such as an SMS.
Your loyalty and recommendations are highly valued and we regret any inconvenience this situation may have caused you. We understand the importance of trust and are actively working on improving our communication methods to provide a more direct and personal experience for our users.
We appreciate your understanding during this not-very-happy time and we take your feedback seriously. Please be assured that we are actively reviewing our approach to better meet with customer expectations. If you have any further suggestions, please do not hesitate to contact our support team.
We hope to regain your trust in the future.
Kind regards,
Change
ChangeInvest is super
ChangeInvest is a user-friendly investment app that simplifies the investment process for everyone. With its intuitive interface, even beginners can navigate the platform with ease. The app offers a diverse range of investment options, including stocks, bonds, cryptocurrencies, and ETFs, catering to different investment preferences.
One of the app's strengths is its commitment to transparency and education. ChangeInvest provides valuable insights and educational resources to help users make informed investment decisions. Security is also a top priority, with robust measures in place to protect users' personal and financial information.
In summary, ChangeInvest is a great choice for anyone looking to start investing or diversify their portfolio. Its user-friendly interface, diverse investment options, and emphasis on transparency and security make it a standout investment app.
February 20, 2024
Unprompted review
Reply from Change
Dear Vohon,
Thanks a ton! We're happy you're vibing with Change. 😍 Yes, we're all about transparency, even if many people don't see it that way lately. Your trust means the world to us! 🌎
Not sure where you got that we offer bonds...don't spoil it, not yet! But 2024 is the year of Change, you'll see!
Best regards,
Change
I am annoyed by the "inactivity" fees…
I am annoyed by the "inactivity" fees on the account and the utter inability, despite many promises by Change itself, to transfer altcoins to my wallet.
February 20, 2024
Unprompted review
Reply from Change
Dear Petr,
We hear your frustration about the inactivity fees and the challenges of transferring altcoins to your wallet.
We are committed to providing a safe and secure investing experience, and there are costs associated with maintaining such standards. The passive account fee can be avoided by staking at least one cryptoasset or making a trade within a 90 days.
Looking ahead, our plans for 2024 include significant enhancements, including new withdrawal options. Thank you for your feedback; it helps shape our improvements.
Kind regards,
Change
Horrible experience
Horrible experience, after the company starts selling your crypto assets on their own and taking 20EUR fee for themselves without your consent. I hardly believe this is a legal action, hopefully some regulatory authority will look into this as it seems straight up fraudulent.
September 19, 2023
Unprompted review
Reply from Change
Dear Ferda,
Thank you for your feedback.
We understand the importance of effective communication and we have sent emails about these fees to all of our customers on 18th August, 19th September, 5th October 2023 and 17th February 2024. We have also communicated via our website and Telegram.
We apologise for any confusion regarding the passive account fee. It's important to note that this fee can be easily avoided by staking at least one cryptoasset or making a trade of any size within 90 days. We feel the need for clearer communication on our end and are actively working to improve in this area - in 2024 we have hired a Czech person to help us with the language barrier.
From a legal perspective, we would like to emphasise our commitment to operate transparently and within the law. We assure you that we will cooperate 100% with any regulatory authorities to address and resolve any concerns.
We want to assure you of our commitment to providing a properly licensed, audited, and secure investment experience. The associated costs are essential to maintain the high standards required for your financial security.
Please feel free to contact us at support@changeinvest.com and we will be happy to verify whether or not you have received this communication. We want to make sure that you have access to the information you need to make informed decisions.
Kind regards,
Change
Advertisement
Very user hostile platform
Very user hostile platform. High taxes. Would definitely consider another one!
December 3, 2023
Unprompted review
Reply from Change
Dear Maarek,
Thanks for taking the time to give us feedback.
We don't really understand what do you mean by "taxes". Our active users have some of the best rates on the market today. If you mean passive account fee then It's important to note that this fee can be easily avoided by staking at least one cryptoasset or making a trade (buy or sell) of any size within 90 days. We don't really ask that much.
We want to assure you of our commitment to providing a properly licensed, audited, and secure investment service. While we strive to keep our services accessible, there are unavoidable costs associated with maintaining such high standards.
We value your opinion and are committed to continuous improvement. If there's anything else, please don't hesitate to contact us.
Best regards,
Change
Nice app for trading
Nice looking app, many instruments and also stocks. I liked there are no order fees, makes it more friendly and cozy. I put 4 not 5 cause there is always room for improvement.
January 17, 2024
Unprompted review
Reply from Change
Dear John,
Thanks for your positive feedback! We're sooooooo happy to hear that you think our app looks fresh and that you really like the variety of instruments. The absence of order fees is indeed intended to create a more user-friendly experience, and we're pleased to know that it contributes to the overall satisfaction.
Your feedback is valuable, and we appreciate your friendly reminder that there is always room for improvement. If you have any specific suggestions or features you'd like to see in the future, please let us know. We're here to improve your trading experience.
We look forward to continuing to improve and meet your expectations!
Best regards,
Change
Have been using the app since 2019 and…
Have been using the app since 2019 and been highly satisfied. Simple and enjoyable UX, I have all the features I need for my more passive investing needs - many assets both crypto and traditional, staking, limit orders and more.
Pricing is better than most other apps I’ve used and customer support also faster. Overall very happy and will continue using.
As i’m staking crypto no passive account fee applies, easy hack around it while earning money too.
January 24, 2024
Unprompted review
Reply from Change
Dear Alice,
We would like to thank you for everything! Your support and loyalty means a lot to us and is it inspiring. We're so lucky to have you also as a happy client and appreciate everything you do for Change.
We're in this together.
Once a Changemaker, always a Changemaker.
Warm regards,
Change
Avoid
I also disagree with the 20 euro inactivity fee; no email notification when they change terms! Better to avoid such company.
January 4, 2024
Unprompted review
Reply from Change
Dear DLB,
Thank you for sharing your experience with us, we really appreciate it.
Firstly, we sincerely apologise if you missed our recent emails about these updates, sent on 18th August, 18th September, and 5th October 2023. Clear communication is essential and we regret any inconvenience this may have caused.
It's important to note that this fee can be easily avoided by staking at least one cryptoasset or making a trade of any size within 90 days. We are committed to providing a properly licensed, audited, and secure investment experience, but this high standard comes with costs and our app cannot be completely free. For our active users we offer some of the most competitive pricing on the market.
While we do our best to be as transparent as possible, we see that there is room for improvement. If you have any questions or comments, please do not hesitate to contact us - support@changeinvest.com.
Best regards,
Change
Advertisement
Inactivity fee unnotified
I was charged a €20 inactivity fee despite never receiving any email communication. I tried reaching out to support, but they keep stating it's not their fault if I didn't receive the email. I'm not the only one facing this treatment, and we've decided to close both the account and relationship with them. It's a truly shameful and borderline fraudulent attitude; users shouldn't bear the consequences of email delivery issues!
December 19, 2023
Unprompted review
Reply from Change
Dear Mateo,
We appreciate your openness, and we want to assure you that your feedback is important to us. We sincerely apologise for any inconvenience caused by the inactivity fee you have experienced.
Firstly, we understand your frustration and the importance of clear communication, and we regret any oversight that may have led to your dissatisfaction.
We would like to clarify that we sent emails regarding updates, including the inactivity fee, on the 18th August, 18th September, and 5th October 2023. If you can contact your email provider and provide us with real evidence, we will refund you in full, but the data from our system is crystal clear.
Regarding the inactivity fee, we would like to point out that it can be easily avoided by staking at least one cryptoasset or making a trade of any size over a period of 90 days. Our goal is to encourage engagement and ensure that our users have an active and rewarding experience with us.
We want to emphasise our commitment to providing a properly licensed, audited, and secure investment experience. While we understand that fees can be unwelcome, it's essential to maintain the high standards necessary for a secure platform. Please be assured that these fees are not arbitrary and are a result of the costs associated with ensuring the highest levels of security and compliance.
Thank you for your understanding, and we wish all you the best.
Best Regards,
Change
This company deserves no stars at all
This company deserves no stars at all. For 3 months continuously they took 20euros per month worth of crypto from my account with no notification of any sorts. Closing account permanently.
December 19, 2023
Unprompted review
Reply from Change
Dear N A,
Thank you for your feedback.
We're genuinely sorry for any perception of lack of notification. We sent emails about these updates to all of our customers, including you, on the 18th August, 18th September, and 5th October 2023. We have also communicated extensively on our Telegram and website. The passive account fee can be easily avoided by staking at least one cryptoasset or making a trade of any size within 90 days.
We would also like to emphasise our commitment to providing a properly licensed, audited, and secure investment experience. While we understand the impact of fees, the costs associated with maintaining the highest standards cannot be overlooked. We appreciate your understanding in this regard.
Your decision to close your account is disheartening for us. We'd like to explore all possible solutions before we say goodbye for good. If you're open to talk, please contact us - support@changeinvest.com.
Best Regards,
Change
This company is selling your crypto, to get their fee
They started a 20 eur monthly fee out of nowhere and collecting it automatically from your account, selling your crypto. It was a very bad experience. Also this company's background is a bit shady.
December 20, 2023
Unprompted review
Reply from Change
Dear Rene,
Thank you for sharing your experience with us.
We're sorry to hear about your recent experience with the inactivity fee. We'd like to clarify that inactivity status can be avoided by staking at least one cryptoasset or making a trade of any size within 90 days. In terms of communication, we sent emails to all our customers, including you, on the 18th August, 18th September, and 5th October 2023 about these updates (+ Telegram and www.changeinvest.com/pricing)
We understand that the inactivity fees can be frustrating, and we want to assure you of our commitment to providing a properly licensed, audited, and secure investment experience. There are significant costs associated with maintaining the highest standards, and we appreciate your understanding in this matter.
We would also like to address your perception of our company's background. We operate transparently and have been committed to building trust with our users since 2016. If there are specific concerns you'd like us to address, please let us know, and we'll make sure we provide clarity. This year we have also new ownership and management from Switzerland.
Thank you for your time.
Best Regards,
Change
This is a scam
This is a scam! They sold my ADA at the cheapest rate ever! With no notification, no warning, anything!
I opened the app after some time to make an investment and what could I see I have been charged already 3 times 20eur. They just sold ADA to take fees. SO no I will never will be able to make returns on my investment... A complete scam! I believe this is an illegal action.. To charge a fee of 20€/month if your account is in what they call passive mode and sell your portfolio with no notice! Do not use Changeinvest!!!
December 16, 2023
Unprompted review
Reply from Change
Dear D3vil,
We hear you, we feel you, and we'd like to clarify a few points:
We regret any confusion regarding the passive account fees. It's important to note that these fees can be easily avoided by staking at least one cryptoasset or making a trade of any size within 90 days. In addition, we have communicated these changes via email on three separate occasions (18th August, 18th September, and 5th October 2023 + Telegram and our websites) to ensure that our clients are informed well in advance.
We pride ourselves on providing a properly licensed, audited, and secure investment experience. However, it's important to recognise that maintaining these high standards comes at a cost that that cannot be fully absorbed as a free service. This commitment is essential to protect your investment and ensure a trustworthy platform. For our active users, we continue to offer some of the most competitive prices in the market.
Thank you for your feedback and understanding.
Best regards,
Change
Advertisement
Same problem here with the passive fee
Same problem here with the passive fee. Just reporting.
December 16, 2023
Unprompted review
Reply from Change
Dear Maximilian,
We understand that the recent changes to our fee structure have caused negative feelings, and we'd like to address this in a transparent manner.
With regard to the passive fee, we would like to emphasise our commitment to providing a properly licensed, audited, and safe investment service. There are significant costs involved in maintaining this and whilst we strive to offer competitive services, it's important to acknowledge that certain fees are necessary to support the security and compliance measures we have put in place. For our active users we continue to offer still some of the most competitive prices in the market.
Your feedback is vital in helping us to improve our services, thank you.
Best regards,
Change
This is a scam
This is a scam! They sold Bitcoin from my portfolio with no notification, no warning, anything! I opened the app after 3 months to make an investment and what could I see, no Bitcoin, disappeared from my portfolio!! A complete scam! I believe this is an illegal action.. To charge a fee of 20€/month if your account is in what they call passive mode and sell your portfolio with no notice! Do not use Changeinvest!!!
December 6, 2023
Unprompted review
Reply from Change
Dear Nicole,
We are really sorry to hear about your experience and we feel your frustration.
Regarding the passive account fee, we would like to clarify that it can be easily avoided by staking at least one cryptoasset or making a trade of any size within 90 days. We have sent several emails on 18th August, 18th September, and 5th October 2023 explaining these updates in detail (+Telegram, www.changeinvest.com/pricing).
We also want to emphasise our commitment to providing a properly licensed, audited, and safe investment experience. While we understand that fees may not be a welcome aspect, these costs are essential to maintain the high standards of safety and compliance that we uphold. We would like to offer you our services free of charge, but this is not possible in this day and age.
We have done our best, we are sorry that it has not been enough.
Best regards,
Change
Scam
Scam, pirates. Stealing 20 EUR every month and another 20 EUR even on your last transaction.
December 7, 2023
Unprompted review
Reply from Change
Dear Ondřej,
Thank you for your feedback.
We would like to emphasise our commitment to providing a properly licensed, audited, and secure investment service. This commitment comes at a cost and unfortunately, we cannot offer our services completely for free. We strive to be transparent about our fee structure to ensure that users are informed. We understand that you may be frustrated by the monthly fee. It's important to note that the passive account fee can be easily avoided by either staking at least one cryptoasset or making a trade of any size within 90 days.
Regarding your statement about "an additional 20 EUR fee on the last transaction", we would like to clarify that this information is not correct. We do not charge an additional 20 EUR on any transaction, so we are not sure if you were not charged a high gas fee on the withdrawal, which is very common these days and beyond our control.
We understand the importance of financial security and are committed to providing a strong and reliable platform for our users. If you have any further questions, please contact our support team, and we'll be more than happy to assist you - support@changeinvest.com.
Thank you for your understanding.
Best regards,
Change
They charge a passive account fee
They charge a passive account fee, that's 20 euros flat. If you just started investing and bought e.g. 100 euros just to test out the waters, you're now stuck with a bad experience with crypto overall, because you got essentially scammed (you can say that this was in the conditions; sure, I'm saying these conditions are hurting the customers, especially if you don't give them even notice about this charge!).
Really, if they kept the charge, and just notified people properly, they could even improve their business goals as people would trade more frequently. It's really nonsense that they'd hurt their long-term prospects and their brand like this. Nobody's going to believe them after something like this happens.
This company is making the crypto space worse for everyone. This company is the reason people see the entire crypto as a scam.
December 5, 2023
Unprompted review
Reply from Change
Dear Ondřej,
Thank you for your openess, we hear you and feel your concerns.
We understand that this fee can be a little problem, especially for users who are testing the waters in the crypto space. While we have communicated this fee in our T&C (emails 18. 8., 18. 9. and 5. 10. + Telegram + changeinvest.com/pricing), we apologise if the information was not as clear as it should have been. We take your concerns seriously, and we're actively working to improve our communications to ensure that all users are well informed about any associated fees.
Your suggestions on how to do this more effectively are valuable, and we are actively looking at ways to improve our communication channels. We want our users to have a positive experience with crypto. It's important to note that we have no intention of harming our users or tarnishing the our reputation and the crypto space as a whole. We believe in the potential of crypto and want to make a positive contribution to the industry. We understand the impact that user experience can have on our long-term goals and brand reputation, and we're committed to addressing your concerns and delivering value to our customers.
Truly, we have tried our best.
Warm regards,
Change
Advertisement
Thieves steal money from your portfolio…
Thieves steal money from your portfolio without any notice. Run as far away as you can to save your money.
December 4, 2023
Unprompted review
Reply from Change
Dear Rostislav,
Thank you for taking the time to share your raw experience with us.
We take any allegations of unauthorised access or theft very seriously. Our platform is designed with robust security measures in place and we continually invest in technology to protect your assets. It's crucial to note that we do not engage in any activity that involves stealing money from our users' portfolios. We are committed to providing a safe and trusted environment for your investments. All of our customers have been informed more than once about upcoming changes to the T&Cs and, according to our data, have been informed more than once about upcoming inactivity fees.
We are one of the most regulated companies in the EU, stealing of our customers' money would get us in handcufed the very next day.
Sorry, but we have tried our best.
Best regards,
Change
Don't invest on this platform
Don't invest on this platform it's a scam. If your account goes into passive mode they charge 20 euros every month. I don't understand this amount but that wouldn't matter as much as the fact that they don't give you any information that this has happened. No email, notifications just nothing. If only they would send notifications that in order to pay this fee they would sell your crypto but of course that didn't happen. Basically you come back to the app after a long time and see that they sold everything and charged you as a fee.
November 30, 2023
Unprompted review
Reply from Change
Dear Michal,
Thank you for sharing your feedback with us. Regarding the passive account fee, it can be easily avoided by staking at least one cryptoasset or making a trade within 90 days.
We would like to emphasise our commitment to providing a properly licensed, audited, and secure investment service. However, there are unavoidable costs associated with maintaining this level of service and unfortunately it cannot be completely free.
We understand your concerns about notifications and are actively working to improve our communication processes. We sent emails about these updates on 18th August, 18th September, and 5th October 2023 (T&C changes were also communicated this on our Telegram and websites) and felt that our users were well informed on more than once.
We appreciate your engagement. If you have any further questions or concerns, please do not hesitate to contact the support team. We are here.
Best regards,
Change
Made a deposit via the app, the app crashed, and now the money seems to be in limbo or held somewhere.
Made a deposit to my Change account via the app. It showed that it's going to be there instantly, but then the app crashed at the exact moment. No money appeared in my Change account. Now, Change has refunded me or some third-party bank they do business with, and I'm supposed to get refunded within a maximum of 14 days. This is a joke. I've already lost money because of that, including a time-sensitive investment I was planning. Nobody is going to refund me for that. I don't recommend this product! Change, please change my mind and make me think the opposite.
November 24, 2023
Unprompted review
Reply from Change
Dear Consumer,
Thank you for reporting this issue, and we apologise for any inconvenience you may have experienced. It's really frustrating when technology glitches affect financial transactions.
We understand the concerns you have raised about the issue with depositing through our app and the urgency, especially with time-sensitive investments. Our team nvestigated this matter and ensured a speedy resolution.
We would like to reassure you that your funds were not lost, and the refund process was underway. We understand the importance of your investment plans, and we sincerely apologise for any disruption this may have caused.
We did not hold your money any longer than was necessary.
Thank you for your understanding.
Best regards,
Change
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.