Cheddar Reviews 

587
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 111 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the app for its user-friendly design and seamless process for purchasing and using gift cards. Many highlight the fast and reliable service, along with valuable features like boosts that enhance cashback opportunities and savings on everyday purchases. People also commend the excellent and friendly customer service for quick responses and helpful support. However, some customers also noted occasional issues with gift cards not working as expected and reported slow customer support responses.

What people talk about most

Customer service

Reviewers mention positive feedback about customer service, frequently highlighting its excellence,... See more

Application

Customers had positive experiences with the app, praising its ease of use and ability to save money on... See more

User experience

Clients share positive opinions on user experience, with many describing the app as easy to use and... See more

Value for money

People report positive experiences with value for money, with many reviewers highlighting significant savings... See more

Product

Customers consistently note ambiguous experiences with the product, particularly regarding gift cards. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The app is easy to use ,very user friendly, buying and using e-gift card at checkout a seamless process (In-store and online). Gonna to spend anyways from weekly groceries to buying gifts or even dro... See more

Company replied

Rated 5 out of 5 stars

The process of getting giftcards is very simple and I've easily incorporated into my supermarket shopping system (use scan as you go as then you know exactly how much gift card to buy). The gift card... See more

Company replied

Rated 5 out of 5 stars

Cheddar has been a great experience so far. Very easy to buy and use the gift cards, with incentives like boosts if you top up regularly. However, the real review always comes after a challenge. In th... See more

Rated 5 out of 5 stars

I’ve been using Cheddar for probably about a month or so now and it’s been nothing but good to me. I love how fast and reliable it is and I love how you can use it each week and get an extra tier boos... See more


Company details

  1. Cashback Provider
  2. Payment Service

Written by the company

Award-winning finance app 🏆 Gives everyone in the UK the tools to save money effortlessly. Including instant cash bonuses every time you shop, and effortless bank transfers between friends without sort codes and account numbers. Best newcomer - British Bank Awards Winner 2024 Best Personal Finance App - British Bank Awards Shortlist 2024 Innovation of the Year - British Bank Awards Shortlist 2024


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

587 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(587)

102 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Terrible customer service when things go wrong

Bought Gift Card which was unusable within minutes notified Cheddar via their form on the 20th of October 2025 today 3rd of November refund hasn't even been initiated despite several emails, next to impossible to reach anyone by phone managed to get through to the assistant CEO Luke issue still not resolved.
Cheddar do better.

October 20, 2025
Unprompted review
Cheddar logo

Reply from Cheddar

Hi Nandita,

Thanks so much for your feedback. We completely understand your frustration and appreciate you taking the time to share your experience.

I believe this issue has now been resolved positively, and our team (including our Co-Founder Luke) has been contact with both you and the brand representative to reach this outcome. Please do check your emails for the latest update.

We truly value your patience while this was being investigated and have shared your feedback internally to help us keep improving.

Do let us know if you need any further assistance.

Team Cheddar

Rated 5 out of 5 stars

Great cash back app

I have always really enjoyed using the cheddar app. You can get great savings on cash back in places that you actually shop in all the time. I love the fact that you can ‘gift’ gift cards to others users and I have had so much success with this app. The super boost function is great too. I recently had an issue with a gift card that didn’t work and cheddar managed to get me a full refund. I would definitely recommend this app.

October 29, 2025
Unprompted review
Rated 5 out of 5 stars

Cheddars support are fantastic…

Cheddars support sorted out my problem and obtained a refund in 48 hours (over a weekend!!!) super service
Also Cheever as a general item I am finding very easy to use and very usful
Thank you

October 20, 2025
Unprompted review
Rated 5 out of 5 stars

Great customer service!

Easy to use app, getting cash back on purchases that I would have spend anyways, example: my weekly shop, visit to my local pub and gift vouchers for friends and family. Fast , efficient and friendly customer service team! Highly recommend! Keep up the good work ! Big thanks again to Mustafa for helping with my queries!

October 15, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent App

I have been using cheddar for a couple of years, I have saved loads of money and I love using it! They are super helpful when there is an issue too, highly recommend.

October 11, 2025
Unprompted review
Rated 5 out of 5 stars

Can't believe more people don't use…

Can't believe more people don't use this app.

Easy to use (UK mobile signal when in shops notwithstanding!)

I had an issue caused by Sainsbury's website, not Cheddar, their support was fast, polite and excellent.

September 25, 2025
Unprompted review
Rated 5 out of 5 stars

It works

It works. I was skeptical, it is simple - quite a basic app - there are some improvements that could be made but I enjoy the savings. Customer service is responsive. 😊

September 25, 2025
Unprompted review
Rated 5 out of 5 stars

Great App!!

Great App. Highly recommended.

1 . A financial no brainer that saves us hundreds of pounds a year.

2. Great features like the reloadable giftcards and boosts.

3. Solid customer service as well.

Happy long-term customer.

September 11, 2025
Unprompted review
Rated 1 out of 5 stars

Tried Bank Card before Gift Card

Tried shopping normally before I would get any gift cards.

What they tell you happens:
To use Cheddar to get cashback when paying with your bank card at Tesco, download the Cheddar app and link your bank cards to it, then shop at Tesco as you normally would. The Cheddar app will automatically detect your purchases at featured retailers, including Tesco, and deposit cashback into your account.

What then happens is the app lists when you have been there and how much you spent but it’s listed as missed.

August 20, 2025
Unprompted review
Cheddar logo

Reply from Cheddar

Hi Michael,

Thanks for your honest review and for giving Cheddar a try!

You're absolutely right that we used to offer automatic cashback when you shopped with a linked bank card. However, based on user feedback (including concerns about low rates, limited retailers, and long payout delays), we made the decision a number of months ago to pause auto-cashback and focus fully on gift card-based rewards instead.

This switch was communicated with users and we no longer advertise our tracked 'automatic cashback' feature.

Here’s why we doubled-down on gift cards:
✅ More retailers – 100+ brands including some of the UK's top grocers and retailers.
✅ Higher cashback rates – often double or more compared to previously.
✅ Instant cashback – no more waiting weeks or months to get rewarded.

We completely understand it can be confusing if you were expecting auto-cashback, and we’re sorry for any frustration caused.

Regarding the missed cashback notification. Your spend is still shown in the app for transparency, but it’s marked as "missed" because the auto-tracking programme is no longer active. It also helps you become aware that a potential saving is available on your next spend.

That said, we’re always listening – and if we see strong demand for bank card cashback again, we’ll absolutely consider bringing it back in a better, more rewarding way. We strive to bring the best value to our users always!

Thanks again for your feedback – it really does help us improve. If you’d like any help getting started with the gift card rewards or have more thoughts to share, feel free to reach out to our team via the in-app Contact button or via support@cheddar.me

Best,

Team Cheddar

Rated 1 out of 5 stars

Spamming never stops

Constantly spamming useless and very annoying company no amount of unsubscribe method works despite their claims and email address does not accept replies.

August 20, 2025
Unprompted review
Cheddar logo

Reply from Cheddar

Hi Dave,

Thank you for sharing your feedback.

We only ever aim to send relevant updates and promotions connected to our cashback platform. And you’re always in control to what you recieve, this can all be managed in the notification preferences in-app (Profile>Notifications). In addition to this every email includes an Unsubscribe option.

If you need any further assistance with managing your notifications or have any other feedback, our team is happy to help at support@cheddar.me .

Best,

Team Cheddar

Rated 1 out of 5 stars

Poor customer communication

Paid for an IKEA card to use in store but it didn't appear on the app. £299 was taken from my bank account and shows up clearly on the Cheddar open banking dashboard with the correct reference and what I've paid for. What I am disappointed with is the automated email responses until 2 days later, when I got an email from Mustafa saying that I was going to be refunded within 24 hours. 5 days later and still waiting for my money back. Poor communication so far compared to the other financial apps I regularly use.

August 11, 2025
Unprompted review
Cheddar logo

Reply from Cheddar

Hi,

Thank you for your feedback. Having looked into this, I can see this issue has now been swiftly resolved. I note there was a short delay due to the weekend and scheduled maintenance with our banking provider, but the matter was satisfactorily resolved with no loss to you.

You should have an email response directly from our founding team in your inbox, as well as a reply to your original message.

If you need any further support, please don’t hesitate to get back in touch; supporting our users is very important to us. And we are always happy to help.

Best,

Team Cheddar

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