Banner for Chetwood Bank

Chetwood Bank Reviews 

687
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful, friendly, and polite staff who go out of their way to provide prompt support over the phone and resolve various account inquiries efficiently. People also deeply appreciate the clear, secure online platform, straightforward account management processes, and consistently competitive interest rates offered for their savings. Consumers consistently note that opening accounts and communicating with the bank is generally a smooth, reliable journey. However, some people mentioned frustration with automated chatbots, occasional technical problems, and delays when trying to navigate support channels without speaking directly to a human advisor.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how straightforward the application forms... See more

Customer service

Customers had positive experiences with customer service, noting that support agents were polite, responsive,... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, patience, and professional... See more

Website

Consumers find website to be positive, highlighting a straightforward and user-friendly experience for... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

687 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(687)

509 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Positive Experience

I’ve had a positive experience with Chetwood Bank. Managing the account online has been smooth. Customer service has been responsive & helpful whenever I’ve had questions, which gives confidence that support is there if needed.Communication around updates & account information has been clear & timely. I’d be comfortable recommending them to others

June 22, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're so glad to hear you've had a positive experience with us! We appreciate your kind words about our online management, customer service and clear communication.

Rated 5 out of 5 stars

Top Bank with Top savings Rates

This is a reliable bank with a sound reputation providing competitive savings rates all wrapped up in an efficient and friendly service.
Their online banking platform is easy to follow and provides the right level of information. Keep up the good work!

June 19, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Wow! Great review, Anthony.

Rated 4 out of 5 stars

Great communications

Great communication and all went well on maturity of my account but one star deducted for the 3 days apparent loss of interest before the new account was credited as there was a Bank Holiday weekend.

May 26, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing you experience. We listen to all feedback.

Rated 5 out of 5 stars

Would Recommend

They have the best interest rates. All the information is supplied in a very easy to understand format, very easy to use the on line account.

June 19, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to have you with us. Thanks for the review.

Rated 5 out of 5 stars

Have always received great service

Have always received great service, from Chetwood when I've needed to contact them with good follow up, the clear and concise App makes everything simple

June 19, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to hear from you, Clive.

Rated 5 out of 5 stars

After searching for the best savings…

After searching for the best savings rates Chetwood seemed very competitive. It was straightforward and easy to set up. They gave a good support service which made me feel confident I'd made the right decision.

June 1, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Lovely to hear from you, John.

Rated 5 out of 5 stars

I had to phone for advice and found…

I had to phone for advice and found both of the Chetwood bank staff extremely helpful and friendly.
Nothing was too much trouble and went above and beyond.
Very grateful

June 17, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review, Mrs Smale.

Rated 1 out of 5 stars

No consideration for customers

They decided to change their name but when doing so stopped customers being able to access any historic information on their accounts. They don't seem aware that customers need to complete tax returns and need access to previous records. Surely any competent bank could have devised a system so that customers had access to their previous records. This is putting the desire to change their name ahead of customers needs - very poor.

June 12, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We appreciate your feedback regarding access to historical account information. We understand the importance of these records for tax purposes and will look at ways we can improve this.

Rated 5 out of 5 stars

Chetwood bank is the Harrods of…

Chetwood bank is the Harrods of banking and their customer service is the finest I have ever dealt with.

I very rarely do anything online with regards to banking as I’m a carer for my husband and I don’t have the time or knowledge to deal if problems arise.

However, I cannot fault yet again, the superb customer care I have had from Chetwood when I sent an email asking for advice, only because I didn’t know how to get the information I required.

Abby has been absolutely fantastic in responding incredibly quickly by email, with absolutely perfect ,precise , step-by-step instructions. Even when I was unable to get past the download stage, I sent a screen print as I didn’t understand the error message, and I had such a quick and detailed reply by return that explained it was due to an update on iOS 17 that Apple had done which was causing the issue.Abby even gave me two alternative options that resolved this issue instantly.
The responses to my email queries were so quick and especially today, they have literally been within minutes. So thanks to Abby, this has taken a huge pressure off of me as everything I needed to do has now been done and I’m not worrying about waiting to resolve or getting a response back that doesn’t deal with the issue in hand, which unfortunately I seem to find happens in this world 99.9% of the time now.
A huge thanks to Abby as her faultless customer care has ensured that I have been able to deal with everything I need to extremely quickly. This really is priceless especially in this day and age. Thank you

June 11, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for sharing your experience, we'll pass the feedback onto Abby.

Rated 5 out of 5 stars

Used the online chat

Used the online chat - quickly got through to Lucie, a real person (!) who was very helpful and efficient. Everything was sorted out in a matter of minutes.

June 10, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks, Judith!

Rated 2 out of 5 stars

Premium Number , pay to speak

You have to use a Premium Number to speak to a human.
The Bot confirmed this but added that it's (Bots) service is free.!!

The first time ever in years of dealing with Banks that I have come across this.
I have probably spent 30 minutes with the Bot whereas a quick call would have taken a few minutes unfortunately my bond is fixed or I would be gone.

June 1, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your experience. We regret to read you were unhappy with t the service you received.

Rated 5 out of 5 stars

Problem sorted

the person on the chat sorted my problems !!

May 29, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Glad we could help. Thank you for sharing.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look