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Chetwood Bank Reviews 

687
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful, friendly, and polite staff who go out of their way to provide prompt support over the phone and resolve various account inquiries efficiently. People also deeply appreciate the clear, secure online platform, straightforward account management processes, and consistently competitive interest rates offered for their savings. Consumers consistently note that opening accounts and communicating with the bank is generally a smooth, reliable journey. However, some people mentioned frustration with automated chatbots, occasional technical problems, and delays when trying to navigate support channels without speaking directly to a human advisor.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how straightforward the application forms... See more

Customer service

Customers had positive experiences with customer service, noting that support agents were polite, responsive,... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, patience, and professional... See more

Website

Consumers find website to be positive, highlighting a straightforward and user-friendly experience for... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

687 reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(687)

513 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to open

Easy to open new account. Information clear and straightforward.

May 1, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Linda.

Rated 5 out of 5 stars

Great, no fuss experience

I have not had to contact anyone at the bank yet, because the application process for both fixed rate and easy access accounts was super simple and smooth. Interest rates are really competitive, and I love the added security that means any money withdrawn can only be transferred into my nominated current account. Plus, the two factor authentication for logging into my account is also reassuring.

April 7, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great feedback, thank you!

Rated 5 out of 5 stars

Easy application process

Easy application process, registered and regulated company.

May 1, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your feedback.

Rated 2 out of 5 stars

No 14 day cooling off period

No 14 day cooling off period! And I wasn’t made aware of this! And no customer care when informing me of this!

Decent rate at the time but definitely better out there now

April 9, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Jack.

Rated 5 out of 5 stars

Customer service at Chetwood Bank is amazing!

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed because there was a heart operation coming up. I phoned Chetwood Bank and a lovely, professional, competent, calm, reassuring lady called Grace helped me and the problem was totally lifted off my shoulders. I was SO IMPRESSED! Thank you Chetwood Bank. Have since spoken to 2 other employees and they have also been amazing.

May 4, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're happy to hear about your positive experience during a stressful time. We're glad our team could provide such reassuring and professional assistance, and we hope you're feeling a bit better.

Rated 4 out of 5 stars

Fast service

Very helpful and answered my queries within 5 minutes.

May 15, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could help. Thank you for your positive feedback.

Rated 5 out of 5 stars

I had a online chat with Callum…

I had a online chat with Callum regarding my fixed rate savings and he resolved my query satisfactorily.

May 14, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're happy to hear our team resolved your query satisfactorily. Thank you for your feedback!

Rated 5 out of 5 stars

Excellent Online Chat Support

The agent was quick to answer my questions sort out my request. Cannot ask for more.

May 14, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could assist you so efficiently. Thanks for leaving a review.

Rated 1 out of 5 stars

No reply to messages

My wife has an account with Chetwood. On 7 May she sent a secure message about adding funds to her account within a rapidly closing investment window. via their portal which so many bank seem to prefer.
They still have not replied to it

The rates are good, but they rely on AI chatbots and few staff.....I bet there will be a "we are sorry you were dissatisfied with our service reply to this from their chatbot but they are not learnng anything from the customers they disappoint

May 7, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for getting in touch. Upon investigation, it appears as though we have resolved this issue and that your wife has been able to successfully deposit funds to her account.

Rated 5 out of 5 stars

Agent quickly solved my problem

Agent quickly solved my problem, giving me loads of help. Trying to navigate the site caused me an issue but it was user error...

May 11, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad our agent could help so effectively! Thanks for your kind words.

Rated 5 out of 5 stars

Amazing service.

Very helpful and knowlegable and amazing.

May 11, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We appreciate your kind words.

Rated 1 out of 5 stars

I mistakenly put £20k into a 5 year…

I mistakenly put £20k into a 5 year fixed rate account thinking it was an isa. Tried within 14 days to get my money back but they said they couldn’t, or rather wouldn’t, do it. An expensive mistake.

May 11, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your review. We regret to read you were unhappy with your experience in opening an account with us. Upon investigation, it appears as though we asked if you would like us to review, but you declined our offer.

Rated 5 out of 5 stars

Fantastic customer service

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been so incredibly helpful in all our communications and couldn't have done any more for me. Thank you so much.

May 8, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Sam. We'll pass your kind feedback onto Charlotte.

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