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Chetwood Bank Reviews 

687
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful, friendly, and polite staff who go out of their way to provide prompt support over the phone and resolve various account inquiries efficiently. People also deeply appreciate the clear, secure online platform, straightforward account management processes, and consistently competitive interest rates offered for their savings. Consumers consistently note that opening accounts and communicating with the bank is generally a smooth, reliable journey. However, some people mentioned frustration with automated chatbots, occasional technical problems, and delays when trying to navigate support channels without speaking directly to a human advisor.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how straightforward the application forms... See more

Customer service

Customers had positive experiences with customer service, noting that support agents were polite, responsive,... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, patience, and professional... See more

Website

Consumers find website to be positive, highlighting a straightforward and user-friendly experience for... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

687 reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.6

All reviews

(687)

513 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Account inquiry

Andy was incredibly helpful throughout the entire process,patiently answering every one of my questions with genuine honesty

April 24, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your thoughts. We're glad to read you were happy with the service you received.

Rated 1 out of 5 stars

Chetwood bank

Chetwood bank only went with these because of the interest rate of 4.55% worse thing I ever done.
Tried to get my money back during the 14 day investment period but to no avail AS INTEREST IS PAYED DAILY on a 1y fixed rate. NEVER AGAIN.

April 24, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback. We regret to read you were unhappy with your experience with us.

Rated 1 out of 5 stars

We already hold 2 separate accounts and…

We already hold 2 separate accounts and they rejected our new application on the grounds that they could not verify our identity!

The Complaint handler did not have anything to add despite informing him/her that you already have fixed deposit accounts in our name. Despite that they did not uphold our complaint.

We are very disappointed with this response.

April 24, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Hi Mukesh. Thanks for sharing your thoughts. We regret to read you were disappointed with our response.

Rated 5 out of 5 stars

Abby provided excellent customer…

Abby provided excellent customer service. She guided me through my account query in a friendly, patient, and knowledgeable manner, and with her assistance I was able to obtain the information I needed

April 23, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your feedback.

Rated 5 out of 5 stars

Great customer service

The lady that I spoke to (Lucy) was exceptionally helpful, understood the problem immediately and although I couldn't remember the answers to the security questions (who does?) was able to get me the information that I needed without any problem. Many thanks.

April 20, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Lovely to hear from you. Thank you.

Rated 5 out of 5 stars

Easy website to navigate

Easy website to navigate. Customer service dept answer queries promptly and have a good attitude . Sometimes these transactions can be overwhelming, the team there are very helpful.

February 12, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Wonderful to hear from you, Alison. Thank you.

Rated 5 out of 5 stars

Good customer experience

The call handler Karen was professional and friendly. She helped me apply for an account, which turned out to be straight forward. I’ve banked with Chetwood Bank before. The interest rates are good and the website is straightforward.

March 24, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Fantastic review. Thank you.

Rated 5 out of 5 stars

A great British bank

A great British bank, setting up accounts is a simple process, with good interest rates on savings accounts

April 20, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review!

Rated 5 out of 5 stars

Fixed rate savings account

It was very easy to open my fixed rate Savings account. The interest rate was very good and I was informed of maturity options very clearly and in good time.

February 18, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Lovely feedback, Veena. Thank you.

Rated 5 out of 5 stars

Easy to set use…

Easy to set up as long as you are Internet savvy.
Communication good .
Interest rate good on fixed saver

March 18, 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for sharing your experience.

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