Co-op Insurance Reviews 

4,636
•
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 1,175 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the highly user-friendly online platform, which makes obtaining a new policy quick, simple, and entirely straightforward. People also highlight the exceptionally helpful and polite staff who provide clear guidance, reassurance, and compassionate support during phone calls. However, some reviewers were not happy with the renewal process, noting steep price increases and expensive quotes received by existing customers. A few other people also felt that navigating the digital system could be clunky, alongside experiencing long waiting times when trying to reach support by phone.

What people talk about most

Price

People report positive experiences with price, frequently highlighting that policies are available at a very... See more

Service

Users describe positive interactions with service, highlighting that the support team on the telephone is... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how easy the website is... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising friendly and helpful call... See more

Staff

Consumers find staff to be positive, highlighting that telephone agents are extremely helpful, friendly, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the very beginning and never claimed before each call handler for Co-Op Pet Insurance made me feel relaxed and listen to me. They guided me through the process and reassured me of their support... See more

Company replied

Rated 5 out of 5 stars

My partner and I are now in the pensioner years and I have a health condition so I shopped around a bit for cruise travel insurance, Some companies wanted over 220 pound for a week which was ridicu... See more

Rated 5 out of 5 stars

The Co-op I feel has always been a a good company for many, many years. I bought the multi trip , couples, travel insurance - it was an extremely good price compared to other companies.... See more

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Life Insurance Agency
  6. Pet Insurance Company
  7. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(4,636)

1,123 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service and prompt payment of…

Great service and prompt payment of claims

August 26, 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're truly glad to hear about your positive experience with our service and prompt claims payment.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 4 out of 5 stars

Easy good deal to use pages and great price for…

Easy to use pages and great price for the Insurence

August 26, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good Afternoon,

We're happy to hear that you found our pages easy to use and our insurance pricing great. We appreciate your positive feedback!

Kind regards,

Zaynab

Rated 4 out of 5 stars

non english speaking robots

I have been trying to speak to someone about changing my car insurance. Ten minutes of god knows what about limitations etc and then a robot that can't understand English even when spelled out phonetically. Losing the will to live, and they want my money!
I have since been contacted by Aysha. a real human! and received an updated quote. So nice to have the human touch.

August 27, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Dear Mr Garner

Thank you for taking the time to share your feedback. I’m sorry to hear about the frustration you experienced when trying to provide your details to our IVR system. This is not the experience we want for our customers, and we appreciate you bringing this to our attention. We would like the opportunity to discuss your concerns with you in more detail. A member of our team will call you to discuss your experience and see how we can help.

Kind regards

Aysha

Rated 5 out of 5 stars

Everything went as expected

Everything went as expected

August 25, 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good Afternoon Keith,

We're so glad to hear everything went as you expected! We truly appreciate your positive feedback.

Kind regards,

Zaynab

Rated 1 out of 5 stars

2 months later we still haven't been…

2 months later we still haven't been paid dispite being told the claim was accepted. The right hand and left dont have a clue continually been asked to resend information. Travel Insurance. MORE DOCUMENTS THEY HAVE ALREADY HAVE. AND MORE

August 13, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning Stephen.

Thank you for taking the time to leave us a review. I am sorry to hear about your experience and the delays with responding to your review.

After liaising with our claims team and medical assistance team, I understand that they have made contact with you, regarding the need of additional documentation.

Hopefully this will now speed the process up and come to a final resolution shortly.

please message us again if we can be if any further assistance

Kind regards
Reece

Rated 5 out of 5 stars

Our home post code was only recently…

Our home post code was only recently registered and I was not having success with some home insurance providers because the address was not recognised. The help and support I received to get cover was professional and friendly and I accepted the quotation from the COOP.

August 26, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely NO customer service!

Absolutely NO customer service!
Last year's car insurance was £372 this year tried conning me out of £537 for the same policy! Rang last Friday (to tell them i now have new insurance) 3 TIMES total 53minutes NO ANSWER at all! Rang today (26/08) they force you to listen to 3 minutes of AI waffling- left on hold for 26minutes till someone woke up! & still tried to sell me car insurance! Glad I'm out of it!

August 26, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Steve

I am sorry to hear that you were disappointed by the increase in your renewal quote and the time spent waiting to speak to a member of the team. We’d like to take the opportunity to look into this further so your details have been passed to the relevant team who will review this and be in touch.

Kind regards

Aysha

Rated 4 out of 5 stars

As a carer and someone that has POA for…

As a carer and someone that has POA for a 102 year old mother that has been in and out of hospital I missed my mother house insurance renewal by 6 days .. and when on phoning up the Co/Op I was told you have to have a new policy and a new price that is more then the renewal was .I asked if the was any chance of any leeway but was told No , nothing at all for a old customer of the Co/Op ? .No
Very disappointing no offer of a discount to try and get it closer to the renewal cost or a discount for New business as it's a new policy,
As if dealing with a palliative care patient wasn't enough the Co/Op showed No empathy at all,

( I Have an update from the Co/Op )

After registering a complaint to them .

They have come back to me and have kindly reimbursed the difference from the renual and the new policy Thank you for listening to my circumstances when looking after a 102 year old and all that goes with it .

I do appreciate this as I do understand if it had been for myself it would of been my responsibility in not dealing with it .

Thank you again Co/Op for helping out probably one of your oldest customers

Thank

August 26, 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning

Thanks for taking the time to leave us your review. We're sorry to hear you're unhappy with the service provided. Once a policy has expired, a new quote is needed which could mean a different price.

We have requested more information from you to discuss your concerns further but unfortunately not had a response. Please call us on 03457 464646 to discuss this further.

Kind regards
Leanne

Rated 5 out of 5 stars

Patient agent

Patient agent. Helped me bring down price. Happy to repeat things I didn't understand first time. Informative in a way I could understand

August 24, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look