Having never had to make a claim for excess insurance before, it was quite a stressful time, but I couldn't be happier with the process and the outcome. Having been hit with a €1800 charge for my... See more
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Review summary
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Reviews shaping this summary
Very straightforward and easy to understand at each step of the process. The insurance quotes where inline and in sum cases lower that other insurance companies. However Cove4Rating had a higher rati... See more
Company replied
Well priced and when we had an issue were the car hire company charged us for a sratched alloy the process for reclaiming was simple and easy and we even got back more than I had claimed as I didn't k... See more
Easy and practical insurance for rental cars across Europe! Good customer service and they came through when I needed them for a rental car issue. I will keep going with this insurance for as long a... See more
Company replied
Company details
About Cover4Rentals
Written by the company
After experiencing the costly excess waivers often sold by car rental companies, Cover4Rentals was created. We offer a fairer, more affordable alternative to help drivers across Europe avoid unnecessary costs and access reliable protection when renting a vehicle.
We’re dedicated to helping customers reduce the overall cost of car hire by offering straightforward, comprehensive cover at a fraction of the price typically charged by rental companies.
Contact info
United Kingdom
- cover4rentals.com
Rental Car Excess Insurance
4.7
Excellent
3K reviews
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Reply from Cover4Rentals
Hi Stephen,
We’re really pleased to hear you found the cover quick and easy to arrange, and that it was a more cost-effective option than the cover available through the rental company.
Kind regards,
Anna
It all worked.
July 12, 2026
Reply from Cover4Rentals
Hi John,
We're happy to hear everything worked as expected! Thank you for your review.
Kind regards,
Anna
Good value and quick to set up.
July 2, 2026
Reply from Cover4Rentals
Hi Helen,
We're delighted to hear you found your Cover4Rentals policy good value and easy to set up. Thank you for your feedback.
Kind regards,
Anna
Simplicity at it's best!
A very simple and professional approach to obtaining car rental insurance
July 6, 2026
Reply from Cover4Rentals
Hi Barry,
We’re really pleased to hear you found taking out a car rental excess insurance with Cover4Rentals easy and straightforward.
Kind regards,
Anna
I cannot warn people off these jokers…
I cannot warn people off these jokers enough. Making a claim for what should have been a straightforward matter took ages, documents continually being rejected as insufficient and endless further questions raised. Then when - finally - everything was 'accepted' they rejected the claim upon a technicality buried in the paperwork. Thank God the claim was only for something minor and we did not rely on them in some serious accident. AVOID.
July 13, 2026
Unprompted review
Reply from Cover4Rentals
Hi Edward,
Thank you for taking the time to leave a review. We are sorry to hear that you are unhappy with your experience.
In order to review your claim, we requested a copy of the rental agreement, which showed a different individual as the lead driver.
As you were the policyholder and did not have Family Cover included on your policy, other family members were not insured to be the lead driver under the terms of cover.
Unfortunately, as the policy terms and conditions were not met, we were unable to proceed with the claim as submitted.
Kind regards,
Chloe
Reply from Cover4Rentals
Hi,
We're so glad to hear that you found the booking process simple and easy! Thank you for your review.
Kind regards,
Anna
Don’t just go for the first insurer you find.
I’d gone straight for the top insurance provider on a Google search. It was RentalCover. I was looking for a three-week hire cover and thought the $170 price tag was ok. After all, a little over $55 each week.
Fortunately, my payment card was declined; I’d forgotten to tell them I was in TX!
I went back in Google and found the next listing down the page. It was Cover4Rentals. The same level of cover for $90 saving me $80!
What’s not to love?
And the application was straightforward too.
July 8, 2026
Reply from Cover4Rentals
Hi Mick,
We’re delighted to hear you found Cover4Rentals and were able to secure the level of cover you needed at such a competitive price. Thank you for your review!
Kind regards,
Anna
Excellent experience and vfm.
July 9, 2026
Reply from Cover4Rentals
Hi Paul,
We're so glad you enjoyed your experience with Cover4Rentals and found great value! Thank you for your feedback.
Kind regards,
Anna
Reply from Cover4Rentals
Hi John,
We’re really happy to hear you found the Cover4Rentals quick, cost-effective, and easy to deal with.
Kind regards,
Anna
Claim process is a bit confusing…
Claim process is a bit confusing (rejected document photos turned out to be a request to upload jpg instead of pdf worded badly). once you through - everything is very smooth, great service and value!
June 20, 2026
Reply from Cover4Rentals
Hi Denis,
We’re pleased to hear that, once everything was submitted correctly, your claim was handled smoothly and that you found the service good value overall.
We also appreciate your feedback regarding the document upload process. We understand how the wording around the file requirements could have been clearer, and we’ll take this on board.
Kind regards,
Anna
Good website
Good website, easy to understand and get a policy, and send a reasonable price.
July 10, 2026
Reply from Cover4Rentals
Hi,
We're happy to hear that you found the Cover4Rentals website easy to understand and that you were able to get a policy at a reasonable price. Thanks for your feedback!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Toni,
We're happy to hear you found the Cover4Rentals website easy to navigate.
Kind regards,
Anna
Reply from Cover4Rentals
Hi,
We're so pleased you found our website quick and easy to use. Thank you for taking the time to leave feedback.
Kind regards,
Anna
Easy to get cover on the website
Easy to get cover on the website, although the price was a little higher than expected. There did not seem much difference between the Gold cover and Silver but I took the gold just to be sure.
July 11, 2026
Reply from Cover4Rentals
Hi Douglas,
We’re pleased to hear you found it easy to arrange cover through our website. We appreciate your comments regarding the price and the differences between our Silver and Gold policies.
We understand that comparing cover levels can sometimes be challenging, which is why we provide additional information and guides to help customers understand the key differences and choose the option that best suits their needs.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Colin,
It's great to hear everything is going well for you so far.
Kind regards,
Anna
The reception we received friendly and helpful the…
The reception we received from the sales pro. She explained thoroughly what each feature was in the car.
The car is perfect and easy to navigate.
July 9, 2026
Reply from Cover4Rentals
Hi Priscilla,
It’s great to hear you received helpful service and a good introduction to the vehicle when you hired your car. We appreciate you choosing us for your hire car excess insurance and thank you for taking the time to leave a review.
Kind regards,
Anna
Clear and simple.
July 11, 2026
Reply from Cover4Rentals
Hi Michael,
It's great to hear you found Cover4Rentals clear and simple.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Mr Begg,
We're delighted to hear you found our website excellent, our prices great, and that you consider us a trusted provider. We appreciate your feedback!
Kind regards,
Anna
Clear and easy to follow website and…
Clear and easy to follow website and simple booking procedure
July 11, 2026
Reply from Cover4Rentals
Hi Vic,
We're so pleased you found our website clear and the booking procedure simple. Thank you for taking the time to share your positive feedback with us!
Kind regards,
Anna
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