Having never had to make a claim for excess insurance before, it was quite a stressful time, but I couldn't be happier with the process and the outcome. Having been hit with a €1800 charge for my... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Very straightforward and easy to understand at each step of the process. The insurance quotes where inline and in sum cases lower that other insurance companies. However Cove4Rating had a higher rati... See more
Company replied
Well priced and when we had an issue were the car hire company charged us for a sratched alloy the process for reclaiming was simple and easy and we even got back more than I had claimed as I didn't k... See more
Easy and practical insurance for rental cars across Europe! Good customer service and they came through when I needed them for a rental car issue. I will keep going with this insurance for as long a... See more
Company replied
Company details
About Cover4Rentals
Written by the company
After experiencing the costly excess waivers often sold by car rental companies, Cover4Rentals was created. We offer a fairer, more affordable alternative to help drivers across Europe avoid unnecessary costs and access reliable protection when renting a vehicle.
We’re dedicated to helping customers reduce the overall cost of car hire by offering straightforward, comprehensive cover at a fraction of the price typically charged by rental companies.
Contact info
United Kingdom
- cover4rentals.com
Rental Car Excess Insurance
4.7
Excellent
3K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
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Reply from Cover4Rentals
Hi,
We're really glad you found our service very fast and user-friendly. Thank you for your review.
Kind regards,
Anna
Good value
Rental company wanted £120 for excess insurance, but got it here for £24. No contest.
July 10, 2026
Reply from Cover4Rentals
Hi Geoff,
We’re really pleased to hear you found the cover such good value and that arranging it was straightforward. Thank you for your review!
Kind regards,
Anna
Great reliable service
July 10, 2026
Reply from Cover4Rentals
Hi Paul,
We're really pleased to hear you found our service reliable. Thank you for your review!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Alan,
We're glad to hear you found our pricing competitive and our process efficient. We appreciate your positive feedback.
Kind regards,
Anna
Great price,easy to set up policy
Great price,easy to set up policy, would have just preferred to be able to phone and actually speak to somebody as I had to do the live chat. Other than that will definitely recommend to friends and family.
July 8, 2026
Reply from Cover4Rentals
Hi Karen,
We're delighted to hear you found the policy easy to set up and competitively priced.
We understand your preference for speaking to someone over the phone. Our digital-first approach helps us keep costs down and pass those savings on through lower premiums, but we appreciate that different customers prefer different ways of getting support.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Matt,
it's great organising your policy was easy and simple!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Raphael,
We're happy to hear that you found navigating the Cover4Rentals website easy. Thank you for your positive feedback.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Mark,
We're delighted to hear that you found the process to be quick and easy, and that our communication was good. Thank you for your positive feedback.
Kind regards,
Anna
I had a car incident and the claim was…
I had a car incident and the claim was very quickly processed with a positive outcome.
July 8, 2026
Unprompted review
Reply from Cover4Rentals
Hi Paolo,
We’re glad your claim was processed quickly and that you were happy with the outcome.
Kind regards,
Anna
Simple and straightforward no silly…
Simple and straightforward no silly frills , Definitely recommend it.
July 9, 2026
Reply from Cover4Rentals
Hi Nigel,
We're delighted to hear that you found our website simple and straightforward, without any unnecessary complexities. Thank you for your recommendation!
Kind regards,
Anna
Easy website experience
The website is easy to use works smoothly. It could be even better if policy documents were presented earlier in the payment process.
July 6, 2026
Reply from Cover4Rentals
Hi Ian,
We’re glad you found the website easy to use and appreciate your suggestion about displaying policy documents earlier in the purchase journey. We'll take this feedback on board. Thank you for your review.
Kind regards,
Anna
Simple and fast to book
July 8, 2026
Reply from Cover4Rentals
Hi Robert,
We're glad to hear that your booking experience was both simple and fast. Your positive feedback is much appreciated!
Kind regards,
Anna
Quick and easy process and good price…
Quick and easy process and good price all good so far
July 8, 2026
Reply from Cover4Rentals
Hi Mike,
We're pleased to hear you found the process quick and easy, and you were happy with the price. Thank you for your positive feedback.
Kind regards,
Anna
Good service so far
Good service so far, I made one small claim on a car rental last summer (small bumper scratch on a bumper full of scratches) I had photos of everything except that section of the bumper, was hit for 300€ .. submitted my claim, was all sorted within 30 days .. have just renewed for another year
August 30, 2025
Reply from Cover4Rentals
Hi Michael,
Sorry to hear about the damage to the hire car, but it’s great to know your claim was handled smoothly and settled within 30 days. We’re also delighted that your experience has given you the confidence to renew your cover for another year. Thank you for your review!
Kind regards,
Anna
Ecellent service with a great customer service
Ecellent service. Great customer service. Low price policy with different option based on my needs. Strongly recommended.
July 10, 2026
Unprompted review
Reply from Cover4Rentals
Hi Dimitris,
Thank you for your wonderful feedback! We're so pleased to hear that you experienced excellent service and great customer support.
Kind regards,
Anna
Very clear & timely answer
July 7, 2026
Reply from Cover4Rentals
Hi Philippe,
We're delighted to hear that our response was clear and delivered in a timely manner. We appreciate your positive feedback.
Kind regards,
Anna
Reply from Cover4Rentals
Hi Tony,
We’re pleased to hear you found the process easy. We’re sorry to hear the review requests felt excessive but thank you for your feedback.
Kind regards,
Anna
Easy renewal
I am renting cars in different countries and using cover4rentals insurance. I have not claimed yet, so can't review on it.
June 29, 2026
Reply from Cover4Rentals
Hi Tetyana,
We appreciate you sharing your experience with us. We are glad to know that our car rental excess insurance has been useful for your international travels.
Kind regards,
Anna
Amazing value
‘Which’ recommended. Simple and easy to arrange and….
I had been quoted £350 to add full insurance by one of the major renters for a 14 day hire costing £400……
This annual policy cost less than £70…amazing value!
July 8, 2026
Reply from Cover4Rentals
Hi Bryan,
We’re delighted to hear you found the cover easy to arrange and that our Which? Best Buy recommendation helped give you confidence in your choice. It’s also great to know you found the annual policy such good value. Thank you for your review!
Kind regards,
Anna
Reply from Cover4Rentals
Hi Simon,
We're so pleased to hear that you found Cover4Rentals easy to deal with. Thank you for taking the time to share your feedback.
Kind regards,
Anna
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