Credit Acceptance Corporation Reviews 3,595

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, noting the staff's helpfulness, patience, and willingness to assist with any issues or questions. Many appreciate the opportunity to secure a loan when other lenders would not approve them, and they value the ease of making payments and receiving timely reminders and confirmations. However, some customers expressed dissatisfaction with the pricing, finding the interest rates to be very high. There were also occasional concerns about the clarity of payment terms and communication, with a few reviewers mentioning concerns regarding customer service interactions and issues related to credit reporting.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers appreciate the ease of making... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the team to be friendly,... See more

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, friendliness, and... See more

Service

Reviewers highlight positive aspects of service. Many customers express gratitude for receiving car loans... See more

Price

Reviewers express strong dissatisfaction with pricing. Many customers report extremely high interest rates,... See more

Based on these reviews

Rated 4 out of 5 stars

A bit of confusion 1st payment. I thought it was set up to be paid in payments. After receiving numerous notifications it was discovered my payment was paid.However, I didn’t realize it had to be p... See more

Rated 4 out of 5 stars

They take my money, when I tell them to, approved me with trash credit, they won’t let you forget you owe them money smh

Rated 4 out of 5 stars

It sucks having to pay a fee on top of a high interest loan every time I make a payment. But I appreciate that you were willing to give me a chance and the loan

Rated 4 out of 5 stars

Grateful I can pay by phone. I'm grateful for the reminders I receive. I appreciate I receive confirmation everytime I make a payment.


Company details

  1. #202 of 251 best companies in Non-Bank Financial Service
  2. #158 of 190 best companies in Financial Consultant

Written by the company

Since 1972, Credit Acceptance has offered automobile dealers financing programs to help them sell vehicles to consumers, regardless of their credit history. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 2 out of 5 stars

I was not happy with your auto pay

I was not happy with your auto pay. I have set the date of payment for the fourth and the car is due on the ninth after the ninth. They try to take the car payment out again. Don’t understand if you set a time when the pay something and you try to take it out on a different day than what’s the purpose of having auto pay for if it’s going to cause problems And it gave me a bad marking

April 13, 2026
Rated 4 out of 5 stars

A bit of confusion 1st payment.

A bit of confusion 1st payment.
I thought it was set up to be paid in payments.
After receiving numerous notifications it was discovered my payment was paid.However, I didn’t realize it had to be paid 1 month in advance to continue with the payment schedule I had selected.
I certainly didn’t intend to be late especially with my 1st payment! ‘‘Twas a bit of confusion “ but without proper wording on the payment selection page I was not aware of any issues!

March 6, 2026
Rated 5 out of 5 stars

My experience with Credit Acceptance…

My experience with Credit Acceptance has been outstanding! From the beginning, they gave me an opportunity when other lenders might not have, and the entire process was smooth and professional. Everything was clearly explained, and I always felt like they truly cared about helping me succeed with my auto loan.

Their customer service team has been respectful, responsive, and willing to answer any questions I had along the way. It’s rare to find a company that combines professionalism with genuine understanding of their customers’ situations.

I’m very grateful for the chance they provided and would absolutely recommend Credit Acceptance to anyone looking for vehicle financing and a company that stands behind their customers. Thank you for making the process simple and positive!

April 13, 2026
Rated 1 out of 5 stars

Poor business practices

Credit acceptance backs, poor car dealers that put shoddy vehicles that barely pass inspection or should not pass inspection. And these vehicles break down in less than a year or have major problems. That cost thousands of dollars to fix the extra warranty options are a nightmare to try to get to work, or they don't trying to set things up to get it taken care of through the warranty is next to impossible, many garages will not deal with that. I personally bought a vehicle from autumns, automotive and day. Let they're not in the car while they were trying to clear the check. Engine light. It chewed up the shifter in the car. There was dog hair all over when I received the car. They got the check engine declare. They threw an inspection sticker in the window. I drove it for a month. The check engine light came back on standing at a gas pump. I am feeling my vehicle. It starts leaking gas. I take the vehicle back to autumns, and they tell me they can't figure out where it's leaking. It turned out to be a crack in the fuel pump that required the seat being removed. So they could find said, crack. Also, they it sold made the vehicle. I had the vehicle less than 2 months, and the driver side tire went completely bald. Because it needed a new control alarm. When I took the vehicle to another garage to have it. Inspected, the following year. They told me that the rare coil Springs had been cracked for a very long time. In that it could not pass inspection until those were replaced. Combine that with credit acceptances, stupidly high interest rate. People get trapped with junk cars that within a year to 2 years, they are unable to drive credit acceptance. Does a poor job?And if only cares about the money

April 13, 2026
Rated 5 out of 5 stars

The customer service is great

The customer service is great. I’ve only needed to contact them on a couple of occasions with questions. My questions were answered in a timely manner

April 13, 2026

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