Credit Engine Reviews 2,242

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 932 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service and the helpful, patient, and knowledgeable staff who provide clear explanations and support. The user experience is often described as easy to understand and navigate, with many appreciating the straightforward process for monitoring credit and finding financial products. The service is highly recommended for its efficiency, quick results, and ability to provide tailored loan quotes and helpful financial advice. However, some people were dissatisfied with payment issues, reporting unexpected deductions from their bank accounts and concerns about being charged for services they did not intend to use. These customers expressed dissatisfaction and noted difficulties with customer support regarding these charges.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting the platform's ease of use and... See more

Service

Reviewers highlight positive aspects of service, with many praising the excellent and efficient support... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising the helpfulness and efficiency... See more

Staff

Users describe positive interactions with staff, consistently praising their helpfulness, professionalism,... See more

Payment

Consumers find payment to be a source of frustration, with many reporting unexpected deductions of £19.99 or... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

They weren't able to help me with a loan but was helpful in other ways, they could do with making the app more user friendly too

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

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Rated 5 out of 5 stars

Very helpful in building my credit

Very helpful in building my credit

May 3, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your 5-star feedback.

We are delighted to hear that Credit Engine has been very helpful in building your credit.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good for keeping track of credit

Fantastic :)

May 2, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Aidan,

Thank you for your fantastic 5-star review!

We are delighted to hear you are finding Credit Engine useful for keeping track of your credit.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great company

Great company

May 1, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Rachel,

Thank you so much for your positive 5-star review!

We're thrilled to hear you had a very good experience with us. Your feedback is greatly appreciated.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Love it and so happy

Love it and so happy

April 22, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Amir,

Thank you so much for your positive review!

We're thrilled to hear you had a very good experience with us.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very easy to understand

Very easy to understand

April 28, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Gino,

Thank you for your 5-star review!

We're delighted to hear that you found the information very easy to understand.

Kind regards,

The Credit Engine Team

Rated 3 out of 5 stars

I was only looking to see if I could…

I was only looking to see if I could get a loan if I needed one and was bombarded with vast amounts of companies one after the other. My emails and messages went through the roof and seemingly I have subscribed to one company for£29.99 monthly!! It should be illegal to take such advantages of people

April 27, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Jackie,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

It wasn’t what I expected

It wasn’t what I expected

April 27, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Chloe,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

She responded immediately and she…

She responded immediately and she resolved my issue.
Thank you

April 28, 2026
Credit Engine logo

Reply from Credit Engine

Dear Ajay,

Thank you for your fantastic 5-star feedback!

We're so pleased to hear that our agent responded immediately and was able to resolve your issue quickly.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Scam

Scam. Was searching for a loan and two months later they take money out of my account. Scamming vulnerable people. Scumbags.

April 28, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Raeed,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Scam

Scam. Was searching for a loan and two months later they take money out of my account. Scamming vulnerable people. Scumbags.

April 28, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Luke,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

very easy to navigate

April 26, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Logan,

Thank you for your 5-star feedback!

We are so pleased to hear that you found our site "very easy to navigate." We aim to make the experience as seamless as possible for all our users.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good fantastic amazing mind blowing

Good fantastic amazing mind blowing

April 25, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Sunny,

Thank you so much for your amazing feedback!

We're thrilled to hear you had such a mind-blowing experience.

Kind regards,

The Credit Engine Team

Rated 3 out of 5 stars

Good service

April 18, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Katie,

Thank you so much for your positive feedback!

We're glad to hear you had a positive experience with our service.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Nice fast and easy to use

Nice fast and easy to use

April 23, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Gideon,

Thank you for your fantastic 4-star review!

We're so pleased to hear that you found our service "nice, fast and easy to use." We appreciate your feedback!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very good and helpful

April 23, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Tonny,

Thank you so much for your great feedback!

We're glad to hear you found our service "very good and helpful."

We appreciate you taking the time to leave a review.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

scammed

Exactly same happened to me as it has others . Soon as I made an account my bank account went into -£91. I’ve never been minus in my life and soon as any funds go in it will take the £91. I can’t seem to get hold of anyone what do I do , I was totally unaware of this and it’s false advertising , I spent ages trying to get a loan from these so when they accepted me for £1000 I was grateful and very happy as the funds were ment to be for my partners funeral next week .. why scam a vulnerable person

April 23, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Scott,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Give it a try you will be pleasantly surprised

Seems to be a well established tradition of making users feel comfortable

April 22, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Aaron,

Thank you for your fabulous review!

We're so pleased to hear that you feel comfortable using our service.

Making our users feel welcome and at ease is a top priority for us.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great site :)

April 22, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Chev,

Thank you so much for the great 5-star review!

We're thrilled to hear you had a positive experience on our site.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Brilliantly insightful they have an…

Brilliantly insightful they have an action plan for your debt and they will help you step by step to recover your credit score to what it should be

April 22, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for sharing your experience and giving us a 5 star rating!

Thank you for calling our approach "brilliantly insightful" and for your kind words about our credit score recovery action plan and guidance.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Not bad

Service is OK so far but waiting for my delivery 👍👍👍👍

April 22, 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your 4-star review!

Kind regards

Kind regards,

The Credit Engine Team

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