The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more
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Company details
- #190 of 253 best companies in Non-Bank Financial Service
- #149 of 192 best companies in Financial Consultant
- #68 of 86 best companies in Loan Agency
About CreditFresh
Written by the company
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
Replied to 89% of negative reviews
Typically replies within 1 week
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I wouldn’t do this again no matter how…
I wouldn’t do this again no matter how much I needed money! You prey on the poor and the desperate and ought to be ashamed of yourselves!
CreditFresh not only delivers on their…
CreditFresh not only delivers on their promise but also does so within the time frame they promise to deposit the funds. I am very satisfied with the outcome.
I had a problem connecting my bank…
I had a problem connecting my bank account. I called customer service and your employee who happened to be very knowledgeable, professional and pleasant did a 3 way call to my bank and got the information needed
I am new!!!
I just received this line of credit I am still new to this offer. I had no problems receiving my first pay out. One thing is the process of approval does take a little bit of time and a phone call. I don't usually do the phone calls, but in time I will see if it was worth the phone call. As of right now my only complaint is asking me for a review before my first payment date.

Reply from CreditFresh
Great lender
You guys came in handy when I needed I needed you. The money came into my account with no issues and quickly. And repayment appears to be easy.

Reply from CreditFresh
It’s a good option if you need money…
It’s a good option if you need money quickly! But the cycling bill is insane!
The ‘billing cycle payment’ is…
The ‘billing cycle payment’ is ridiculous and barely anything goes to the actual principle each payment. I would not use credit fresh again.

Reply from CreditFresh
Best Company out there…..
It was exactly what I needed and…
It was exactly what I needed and arrived the same day, thank you so much!!
The on-line application was simple…
The on-line application was simple enough that even I was able to complete it. Also, the live, English as a first language. Woman was very helpful.
Building opportunities for a Future
The quick decision and fairness in the conclusion of my terms was spot on. The company leaves you with an opportunity to build and improve your relationship as you build future credit. A+
I had a great experience with CreditFresh
I had a great experience with CreditFresh and wanted to share how satisfied I am with their service. The application process was quick and straightforward, and I appreciated how easy it was to understand the terms. When I needed access to credit, CreditFresh provided a convenient solution that helped me manage an unexpected expense without unnecessary stress.
What stood out most to me was the speed and efficiency of the process. Funds were available when I needed them, and the overall experience felt transparent and reliable. Customer support was also helpful and responsive whenever I had questions.
I’m grateful to have had a financial option like CreditFresh available during a time when I needed flexibility. Based on my experience, I would definitely recommend CreditFresh to anyone looking for a convenient and dependable credit solution.
My experience has been great
My experience has been great. Everything is laid out before you and you get to make the choice whether to proceed or not. I decided to do this for the short term and it’s been a life saver. I totally recommend them before using someone else.
The process was easy and quick
The process was easy and quick. Thank you so much
Excellent service
Fresh
It's easy to pay this and nice to know if I need quick cash while paying the loan, it's possible to grab a few from the account.
The application is simple
The application is simple, approval fast and they reward you for maintaining your account.
THIS IS an automated load shark, yet it DOES provide relief when you need it most.
The experience was helpful.
While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have been paying the fee every two weeks, i have gained more potential to borrow, so I borrowed enough to cover the automatic debit that is due friday.
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