The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more
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Review summary
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Reviews shaping this summary
Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast
I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more
CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more
Company details
- #190 of 253 best companies in Non-Bank Financial Service
- #149 of 192 best companies in Financial Consultant
- #68 of 86 best companies in Loan Agency
About CreditFresh
Written by the company
About CreditFresh
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
4.4
Excellent
6K reviews
Replied to 89% of negative reviews
Typically replies within 1 week
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Easy approval i like that its not a…
Easy approval i like that its not a loan where you take it all at once. Simply use what you need, very easy process for deposits great to have in case of emergencies
March 19, 2026
Legal loan sharks
Legal loan sharks. Only $16.00 out of $100 actually went to principle and then they lower your payments and that results in an even lower principal payment. Thank God and Donald Trump interest rates have been capped. This company can kiss my ass!!! I tell everyone I know DO NOT USE CREDIT FRESH EVER!!!
March 19, 2026
Nice and easy!!!
March 10, 2026
great so far
March 18, 2026
This service is basically a legal loan…
This service is basically a legal loan shark operation.
March 17, 2026
This was the worse thing I’ve could…
This was the worse thing I’ve could have done! This is the biggest ripoff I’ve ever seen. I will never use this credit source again
March 17, 2026
Reply from CreditFresh
Hello Loneal,
We appreciate you sharing your perspective and would like to take the opportunity to understand your concerns. Please reach out to us at feedback@creditfresh.com. Our team is here to help!
Great help
I have had a great experience with credit fresh so far I have not had any complaints they make everything very easy .
March 16, 2026
I wish the loan was explained at a…
I wish the loan was explained at a better way before agreeing. I know when people are in need of money but don’t take advantage of that. Thank you but I won’t ever get a loan from this company again.
March 16, 2026
Reply from CreditFresh
Hello Zaleida,
Thank you for taking the time to provide your feedback. Please note that at CreditFresh, transparency is important to us. We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any further concerns or would like to provide additional feedback, please email us at feedback@creditfresh.com. Thank you.
This is my first with Credit Fresh
This is my first with Credit Fresh, so far, the experience has been good.
March 11, 2026
Truly a life saver I would recommend to…
Truly a life saver I would recommend to anyone needs help
March 11, 2026
The process was seamless and very…
The process was seamless and very quick. CreditFresh gives you the opportunity to not only get a personal loan, but a line of credit which is very unique.
March 10, 2026
The amount of interest is crushing
The amount of interest is crushing. Making a payment of $175 where only $30 is applied to principal is creating a debt hole that is very difficult to get out of. Because of this, I will never use Credit Fresh again unless there is a financial emergency and no other option is available.
March 13, 2026
Reply from CreditFresh
Hello Kyle,
We appreciate you sharing your perspective as your experience matters to us.
We have taken note of your feedback and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007. Our team is happy to assist!
I wouldn’t do this again no matter how…
I wouldn’t do this again no matter how much I needed money! You prey on the poor and the desperate and ought to be ashamed of yourselves!
March 9, 2026
CreditFresh not only delivers on their…
CreditFresh not only delivers on their promise but also does so within the time frame they promise to deposit the funds. I am very satisfied with the outcome.
March 13, 2026
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