London Mutual Credit Union Reviews 

2,814
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 116 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally supportive staff and the efficient loan application process, noting that communication throughout every single step remains clear, helpful, and reassuring. Many people deeply appreciate the remarkably quick response times and the friendly customer service provided whenever they are seeking financial assistance or guidance. Some reviewers were not happy with loan application outcomes, mentioning that they faced unexpected rejections without receiving clear or satisfactory explanations for the decisions made. A few customers also felt quite frustrated when their long-term payment history was completely overlooked during the evaluation process.

What people talk about most

Service

Clients share positive opinions on service, highlighting quick responses and helpful staff. Reviewers note... See more

Customer service

Reviewers highlight positive aspects of customer service, describing the team as very professional, polite,... See more

Staff

People report positive experiences with staff, describing them as extremely helpful, friendly, and always... See more

Response time

Consumers express satisfaction and appreciation regarding the rapid response times and efficient handling of... See more

User experience

Customers had positive experiences with user experience, highlighting smooth and straightforward processes.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Admittedly I haven't been happy with Credit Union for quite some time now due to changes with time and new card provider. However having applied for a loan few days ago and getting a speedy informa... See more

Company replied

Rated 5 out of 5 stars

First of all their service to customers is great interms of communication Secondly they are there to help you anytime you are in need is 2nd time I have applied for loan they never refused me or t... See more

Company replied

Rated 5 out of 5 stars

I’ve had a relationship with the SOUTHWARK branch for a number of years now. Gone through some traumatic experience and I could only turn to these guys. One thing I will say is, I think... See more

Company replied

Rated 5 out of 5 stars

Just wanted to take a moment to thank you for the excellent service you provide. Your team has always been helpful, professional, and supportive, and it truly makes a difference. It’s reassuring to k... See more

Company replied


Company details

  1. Bank
  2. Credit Union

Written by the company

Savings and loans at the heart of the community with London Mutual Credit Union. We serve Lambeth, Southwark, Camden and Westminster, and members of the UK armed forces. Since 1982.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 80% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,814)

99 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Nice

There's room for improvement

August 8, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Ayodeji,

I’m pleased that your experience with us was generally positive! We are always looking for areas to improve, and I hope that in the future, you will consider us worth a five-star rating. If you do have any more specific feedback from us on what we could do better, I would be keen to hear it. Feel free to email feedback@creditunion.co.uk. Looking forward to hearing from you.

Kind Regards,
London Mutual

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Rated 5 out of 5 stars

Great experience …

If you are trusted to pay your loans back regularly, this is the best financial institution to borrow money from. Very low interest rates and great customer support. As long as you keep up with your regular payments you are in good hands.

August 8, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Samuel,

Thank you for your wonderful feedback! We’re delighted you value our low rates, trusted support, and commitment to our members.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

The quickness of the process.

The quickness of the process.

August 1, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Shana,

Thank you for your feedback! We’re glad you found the process quick. If you need any assistance in the future, please feel free to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Andrew,

Thank you for your kind words! We're glad the process was quick and stress-free for you. Please do not hesitate to get in touch if you need anything else. We appreciate your 5* review.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Reliable and easy

Quick, easy, no stress mostly completed within 5 days

August 7, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Zoey,

Thank you for your kind feedback! We're so pleased to hear the process was quick and stress-free for you.

Best Wishes,
London Mutual

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Rated 5 out of 5 stars

The best service!!

The best service!!! 100% recommend

August 7, 2025
Unprompted review
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Elizabeth,

We sincerely appreciate your generous 5-star rating! The dedication of our team is evident as we strive to provide outstanding service to our valued members. Our goal is to make your interaction with us as seamless and uncomplicated as can be, ensuring a pleasant and professional experience. If you have friends or family who could benefit from our services, we would be grateful for your kind recommendation. Thank you for choosing us!

Kind Regards,
London Mutual

Rated 5 out of 5 stars

Very Helpful

Friendly service and flexible options.

August 6, 2025
Unprompted review
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Coy,

Thank you for your kind words! We're glad you found our service friendly and flexible.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Loan successful

August 6, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Customer,

Thank you for your feedback! We're glad to hear your loan was successful. If you have any questions in the future, feel free to contact us — we're here to help.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Good service to members

Good service to members

August 5, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Customer,

Thank you! We're glad to hear you value the service we provide to our members.

Best Wishes,
London Mutual

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Rated 5 out of 5 stars

Always very helpful

Always very helpful

August 5, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Tills,

Thank you! We're really pleased to know you've found our team consistently helpful. If you have any questions please do not hesitate to stay in touch.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

I have been with you for years

I have been with you for years. You have always supported me through difficult times.

July 28, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Adama,

Thank you for being a valued member over the years. We’re truly glad to have been able to support you, especially during the difficult times.

Best Wishes, 
London Mutual

Rated 5 out of 5 stars

Easy stress free system

The whole process of dealing with the app for loans ect
Seems easy and hassle free ,

August 4, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Shirley,

Thank you for your feedback! We're glad to hear the app made the loan process easy and hassle-free for you.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Fast response

July 28, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Mae,

Thank you! We're pleased to hear you were happy with the quick response. Please contact us if you need any further assistance. 

Best Wishes,
London Mutual

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Rated 5 out of 5 stars

Funeral arrangements

I received the loan in advance time for my mum's funeral.

July 24, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Petronia,

We're truly sorry for your loss, and we're glad we could support you during such a difficult time. If there's anything else we can help with, please don’t hesitate to reach out.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

swift response

July 25, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Zainab,

Thank you for your feedback! We're glad to hear you had a swift experience with us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

The best!

Quick, reliable and so helpful! Thank you for always making life that little bit easier for your members!

August 1, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Sarah,

Thank you for your kind words! We're so pleased to hear we’ve been able to make things a bit easier for you—always here to help!

Best Wishes,
London Mutual

Rated 1 out of 5 stars

A good experience

I had a good experience

July 29, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Jibike,

I am getting in touch about the feedback you left us following your recent support request. You said 'a good experience', but you rated us 1*. 
We would like to know why, in this case, we haven't been rated higher than 1*, which means 'bad'. 
If you rated us 'bad' by accident, please let us know by updating your satisfaction rating using the link below:

https://support.creditunion.co.uk/requests/224772/satisfaction/new/bjc1kYAPDIkRTLR7tQExdJN8u?locale=1176

Thank you again for taking the time, and I am looking forward to your feedback on feedback@creditunion.co.uk.

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Rated 5 out of 5 stars

Very quick responses

Very quick responses. Very helpful. Thank you.

July 30, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Ian,

Thank you for your kind words! We're delighted to hear that you found our service quick and helpful.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Graceful job and excellent

Graceful job and excellent

July 29, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Wasiu,

Thank you so much for your kind words! We're glad you had a great experience with us.

Best Wishes, 
London Mutual

Rated 5 out of 5 stars

Very good service

Very good service

July 29, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Satish,

Thank you! We're glad you were happy with the service. Please let us know if you have any questions or need assistance.

Best Wishes,
London Mutual

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