Elephant Insurance Reviews 1,422

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent value and competitive pricing, often noting significant savings compared to other providers. Many people appreciate the straightforward and efficient process for obtaining quotes and switching policies, finding the user experience simple and easy to navigate. The staff is consistently praised for being professional, knowledgeable, and helpful, making interactions pleasant and productive. However, some customers also noted issues with customer service, describing experiences with poor communication, unhelpful agents, or difficulties reaching a representative, particularly during crisis situations. A few other people felt that their rates increased unexpectedly or were not competitive after initial quotes.

What people talk about most

Price

Consumers generally find the pricing to be a positive aspect. Many reviewers report significant savings, with... See more

Service

Clients share positive opinions on service, often highlighting quick and easy processes for getting insured,... See more

User experience

Users describe positive interactions with user experience. Many customers found the online application and... See more

Customer service

People report ambiguous experiences with customer service. Many customers praise the helpfulness and... See more

Staff

Customers had positive experiences with staff. Many reviewers praised the helpfulness and knowledge of the... See more

Based on these reviews

Rated 4 out of 5 stars

The two customer service agents that i spoke with were phenomenal. They tried everything they could to get my price down so that I could stay, but they did were still about $50 higher than a different... See more

Rated 5 out of 5 stars

no hassle, just plain easy to understand car insurance quote. plus they are cheaper than the other places and they don't share my info with every one and their mom lol not getting 476thousand spam cal... See more

Rated 5 out of 5 stars

Everything was done online and it couldn't have been any easier or faster even if I tried!! I usually don't like not speaking with a live person to conduct my business, but this was so convenient... See more

Company replied


Company details

  1. #33 of 40 best companies in Auto Insurance Agency
  2. #13 of 23 best companies in Home Insurance Agency
  3. #38 of 62 best companies in Insurance Company
  4. #2 of 2 best companies in Motorcycle Insurance Agency
  5. #6 of 8 best companies in Renter's Insurance Agency

About Elephant Insurance

Written by the company

Elephant Insurance Logo

We’re the friendly, trusted car insurance experts. We protect your herd.


Get a quote

We protect your Herd! Like all elephants, we go to the ends of the earth for our herd, guiding you through the unfamiliar and unforeseen. We charge through challenges with compassion and confidence only experts can. We’re good listeners and always remember what matters most—your protection.

We offer simple, affordable car insurance that’s easy to understand and use. The journey starts with an easy online quote with coverage information along the way, or by phone or chat with a licensed agent. Our tools help you find the best protection for your needs and budget, and we’re always here to help you if you need to file a claim.

Headquartered in Richmond, VA, we’ve been recognized as one of Forbes America's Best Insurance Companies, named USA TODAY’s 2026 America’s Best Customer Service in Financial Services and have achieved a lower-than-expected complaint rate (NAIC Private Passenger score). As a certified Great Place to Work®, we pride ourselves on a strong, inclusive culture.

Car insurance discounts Try our Coverage Wizard Contact

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

detailed reviews):

detailed reviews):
"I had a really bad experience with Elephant Insurance and canceled after just one month. I originally signed up for a policy quoted at $465.20, but they ended up charging me $530—already a red flag. Worse, their customer service was awful. It took four separate calls to finally get written/email confirmation of my cancellation. They were unresponsive and unhelpful every time. I wouldn't recommend Elephant to anyone looking for reliable auto insurance."

January 20, 2026
Unprompted review
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for sharing your feedback. We’re truly sorry to hear about your experience and understand how frustrating billing and communication issues can be. At Elephant Insurance, we strive to provide clear information and responsive service to all our customers. Your comments are important to us and help us improve. If you would like to discuss your concerns further or need additional assistance, please contact our customer service team at 1-877-218-7865, Monday through Friday, 8am–6pm EST. We’re here to help. - Joy

Rated 5 out of 5 stars

Early 2000 prices

The convenience of the whole process being on line was refreshing. The process was faster than I've experienced. The best part was the savings that I received.

December 31, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you so much for taking the time to share your experience with us! We’re truly grateful for your kind words about our convenient online process and the speed of your journey—from quote to coverage. Nothing makes us happier than knowing the savings you received brought you “early 2000s prices!” 🐘

We’re honored to have you as a member of The Herd. Your trust means the world to us, and we’re here anytime you need us. Welcome—and thank you again for choosing Elephant to protect what matters most! - Roy

Rated 5 out of 5 stars

They listened to me.

They didn't call me and try to get me to get anything that I didn't need,they let me decide what I needed on my policy and I really like that.

December 30, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you so much for your thoughtful feedback! We’re delighted to hear that you appreciated having the freedom to choose exactly what you needed for your policy—without any pressure from us. Empowering our customers to make the best decisions for themselves is at the heart of what we do, and it’s wonderful to know that made a difference in your experience.

We truly value your membership in The Herd and are grateful you took the time to share your satisfaction. If you ever need anything or have questions about your coverage, we’re always here for you. Thank you for choosing Elephant Insurance! - Roy

Rated 1 out of 5 stars

I've been with elephant for many years

DecI've been with elephant for many years, almost 10 years.I had one accident added those ten to years they raise my renewal, to over $600. I advise anybody never never to go with this insurance company. I found insurance under $300 for the same coverage that I had with the elephant. 4 over 10 years Then they gonna send me an email saying.I owe them $34 because I had cancel

.My policy with the elephant now ain't that some never go with this company

December 13, 2025
Unprompted review
Elephant Insurance logo

Reply from Elephant Insurance

Hello! Thank you for sharing your feedback and for being a valued customer for nearly a decade. We appreciate your loyalty and understand your concerns regarding your recent renewal and policy cancellation. Our pricing and billing practices are determined by a variety of factors, including claims history and policy details, and are designed to align with our underwriting guidelines. If you have any questions about your account or would like further assistance, our team is here to help clarify any details and support you with your insurance needs. - Roy

Rated 5 out of 5 stars

I had no issues at all

December 31, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for sharing your positive experience with Elephant Insurance. We're glad to hear that everything went smoothly for you. We appreciate your trust in us and look forward to continuing to protect your herd! - Roy

Rated 5 out of 5 stars

Cheaper rate helping people times are…

Cheaper rate helping people times are hard thank you elephant! Keep up the good work.

December 28, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you so much for your kind words! We're glad to hear our rates have helped make things a little easier during challenging times. Your support means a lot to us. If you ever have questions or need assistance, we're always here to help at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. Thank you for being part of our herd! - Roy

Rated 5 out of 5 stars

Fast and Simple

Great Service

December 27, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for your positive feedback! We're delighted to hear you had a great experience with our service. If you ever need assistance or have questions, please reach out to us at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We appreciate having you as part of our herd! - Roy

Rated 1 out of 5 stars

I have until the end of the month to…

I have until the end of the month to pay a bill. BY LAW I HAVE UNTIL THE END OF THE MONTH!!!!!!!

you cancelled my insurance the day after Christmas. Are you fu*king kidding me?!?!?!?

What a pathetic ass excuse of a company!

Trashy ass company!!!

December 26, 2025
Unprompted review
Elephant Insurance logo

Reply from Elephant Insurance

Hello,

Thank you for taking the time to share your feedback. We understand your frustration and want to help address your concerns. Please reach out to our customer service team at 877-218-7865, available Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We are here to support you and discuss any questions you may have. Thank you again for sharing your experience. - Roy

Rated 3 out of 5 stars

its an alright insurance company

its an alright insurance company. Kinda expensive if you're going for full coverage. Collision was fine.

July 7, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for sharing your feedback. We appreciate your honest perspective and are glad to hear that your experience with our collision coverage was positive. If you have any questions or would like to review coverage options to ensure you’re getting the best value, our customer service team is here to help. Please contact us at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We value your input and are always here to support you. - Roy

Rated 5 out of 5 stars

My experience was wonderful

My experience was wonderful

December 5, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you so much for your kind words! We’re glad you had a positive experience with our service. If you ever have questions or need assistance, please contact us at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We're always here to help! - Roy

Rated 5 out of 5 stars

Very professional

Very professional

November 26, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for your kind words! We're happy to hear you had a great experience with our service. If you ever need assistance or have any questions, please don't hesitate to contact us at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We appreciate you being part of our herd! - Roy

Rated 1 out of 5 stars

Total bait and switch..

Total bait and switch... should be illegal. Filled out the form and was offered a great price, but then at the end, of course, the price changed. The quote was ridiculous... a waste of time and they're total scammers. They are just like the rest suck Americans dry

December 18, 2025
Unprompted review
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for sharing your feedback. We understand how frustrating it can be when the quoted rate changes during the process. Please know that our rates only change if new information is discovered, such as details from motor vehicle reports or other rating factors. If you have any questions or would like to discuss your quote further, our customer service team is here to help at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We appreciate your input and are committed to providing clear and helpful support. - Roy

Rated 1 out of 5 stars

Bad service

Because I was told I couldn't get covered

December 5, 2025
Elephant Insurance logo

Reply from Elephant Insurance

Thank you for sharing your feedback. We understand how disappointing it can be when coverage is not available. If you have any questions or would like to discuss your situation further, our customer service team is here to help. Please contact us at 877-218-7865, Monday through Friday from 8:00 AM to 6:00 PM Eastern Standard Time. We appreciate your input and are committed to providing clear and helpful support. - Roy

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look