Fernovo (Quidie Limited) Reviews 

7,575
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 1,505 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally fast and straightforward application process, noting that borrowed funds are disbursed almost immediately into bank accounts. People also truly appreciate the clear repayment terms, sensible rates, and the genuinely helpful support provided when financial assistance is needed most. However, some reviewers were not happy with customer service, mentioning abrupt communication and extremely slow responses regarding serious account concerns. A few other people also felt quite frustrated by strict verification demands and surprisingly lower loan limits despite maintaining a solid repayment history. Consumers noted that these unexpected restrictions made the borrowing experience much less satisfying than expected.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting a quick, efficient, and... See more

User experience

Customers had positive experiences with user experience, reporting a quick, simple, and smooth process from... See more

Payment

Reviewers highlight positive aspects of payment, noting the extremely fast transfer of funds and quick... See more

Customer service

People report positive experiences with customer service, highlighting fast, helpful, and understanding... See more

Response time

Consumers find response times to be fast, helpful, and efficient. Reviewers note that applications and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have taken loans through Fernovo multiple times, and my loan has been approved every time. This is my 5th or 6th successful approval. The application process is simple, the response is quick, and th... See more

Company replied

Rated 5 out of 5 stars

Unexpected bill left me stuck, easy application process, affordable payments to suit budget, clear on interest . Got me out of a temporary crisis . Thankyou so much

Company replied

Rated 5 out of 5 stars

Wow super fast process literally took 15 mins from start to finish. Funds in bank straight away. Nice little short term loan which is affordable. Thankyou fernovo

Company replied

Rated 5 out of 5 stars

Nice to be your customer again after a long wait, but mostly I like the way how they (Fernovo) did the properly eligibility checks and approved the loan based on this fact 😀

Company replied


4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(7,575)

1,513 reviews in the last 12 months

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Rated 5 out of 5 stars

Very easy to use and rapid transfer

Very easy to use and rapid transfer. Helped when I needed them

December 21, 2025
Fernovo (Quidie Limited) logo

Reply from Fernovo (Quidie Limited)

We're so glad to hear that you found our service easy to use and that the transfer was rapid. We're happy we could help when you needed us! Thank you for your positive feedback.

Rated 5 out of 5 stars

Had a couple of loans

Had a couple of loans, fast application money in acct quickly once paid off you are able to apply again.

December 19, 2025
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Reply from Fernovo (Quidie Limited)

We're so pleased to hear that you found our application process fast and that the funds were quickly deposited into your account. Thank you for your positive feedback!

Rated 5 out of 5 stars

Fast and easy paid fast and takes…

Fast and easy paid fast and takes payments at a sensible time

June 5, 2026
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Reply from Fernovo (Quidie Limited)

We're so pleased to hear that you found our service fast and easy, and that the payment process was convenient for you! Thank you for your positive feedback.

Rated 5 out of 5 stars

My experience was great

My experience was great. It was very easy. When I thought i had no hope left. The process was quick and easy. The repayment are affordable

Thank you for helping me out.

August 5, 2026
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Reply from Fernovo (Quidie Limited)

We are so happy to hear that we could assist you effectively and that the process was quick and easy. We appreciate your kind words about our affordable repayment options. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

I had been turned down by quite a few…

I had been turned down by quite a few companies but was given a chance with Fernovo. Really quick and easy application and money was in my account quickly.

August 5, 2026
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Reply from Fernovo (Quidie Limited)

We're so pleased to hear that our application process was quick and easy for you, and that we could assist you when other companies couldn't. We appreciate you sharing your positive experience.

Rated 5 out of 5 stars

Helpful and informative

Helpful and informative, payment was quick too

August 5, 2026
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Reply from Fernovo (Quidie Limited)

We're so pleased to hear that you found our service helpful and informative, and that the payment process was quick. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

Great

Helpful and fast

August 5, 2026
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Reply from Fernovo (Quidie Limited)

Thank you for your positive feedback!

Rated 5 out of 5 stars

Would highly recommend

Would highly recommend. Easy application online and once accepted money within 15mins

August 2, 2026
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Reply from Fernovo (Quidie Limited)

We're so pleased to hear that you found our online application process easy and that the funds were transferred to you so quickly. Your recommendation is greatly appreciated!

Rated 1 out of 5 stars

Had a change in circumstances and the company do not care

Had a change in circumstances and contacted the company as they advise online.

Had a response to say account was on hold.

They then re took the money and have left me with nothing in my bank and then sent an email to set up a plan. Once I receive my final response letter I'll be referring to Financial Ombudsmain service

I have severe ill health issues and the extra pressure isn't helping me to manage.

I dont recommend so save yourself the hassle

July 21, 2026
Unprompted review
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Reply from Fernovo (Quidie Limited)

Hello Leanne!
We take feedback like this very seriously and want to look into what happened with your account immediately.
Please contact our support team directly at customercare@fernovo.co.uk with your account details, referencing this review, so we can investigate this right away and help resolve the issue for you.

Rated 5 out of 5 stars

Fantastic

Fantastic, helpful and quick service

August 4, 2026
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Reply from Fernovo (Quidie Limited)

We're so happy to hear that you experienced such fantastic, helpful, and quick service! Thank you for sharing your positive feedback.

Rated 3 out of 5 stars

Grateful for acceptance but the APR IS…

Grateful for acceptance but the APR IS EXTORTIONATE almost double what is loaned but as I chose a smaller amount it’s not the worst but certainly not the best

August 1, 2026
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Reply from Fernovo (Quidie Limited)

We completely understand that high APRs can feel overwhelming. Our interest rates reflect the costs and risks of providing short-term loans, but we always aim to be fully transparent about total costs upfront so there are no surprises.

If you ever need to review your payment terms or have questions about your balance, please reach out to our team directly and we will be happy to assist.

Rated 5 out of 5 stars

Quick and easy to use

Quick and easy to use

August 1, 2026
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Reply from Fernovo (Quidie Limited)

We are so pleased to hear that you found our service to be both quick and easy to use. Your positive feedback is greatly appreciated.

Rated 5 out of 5 stars

They delivered as promised

They delivered as promised. After verifications, the fund were disbursed despite the fact that it was on a weekend. I made the application thinking it will be disbursed on Monday but was disbursed on that same Saturday, which really helped.

August 1, 2026
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Reply from Fernovo (Quidie Limited)

We are so pleased to hear that our service met your expectations, especially with the weekend disbursement. We understand how crucial timely access to funds can be, and we are glad we could assist you promptly. Thank you for your kind words!

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