Finotive Funding  

FINOTIVE which was once my favorite firm is using scammy tactics of elevated kyc & failed proof of address to close traders accounts and forfeit payouts

Dont fall victim to the discounts and rule changes ..

Red flags all over

Please BEWARE .

Multiple payouts. On time after first one is reviewed. They listen to their funded traders and are constantly improving the trading rules etc in line with traders requests. Only drawback is no Ctrader but hopefully sometime in the future it will be available. All in all cant fault them.

worst ever prop firm i ever trade with. do not buy the account of this prop firm . they will not issue you the funded account. Totaly red flag prop

After a rocky start with a errors on finotive's side and some delays, the team (especially James) worked with me to get it sorted. The compliance call was thorough but fair, and my payout was approved. Took longer than expected, but they came through in the end.

Especially this prop firm is the best ever

I opened an account with Finotive Funding and began generating consistent payouts through directional trading supported by structured and disciplined risk management.
After demonstrating steady profitability, my account was flagged for “toxic flow” due to multiple entries being closed within the same second — something any experienced trader would recognize as standard position aggregation and coordinated exit management.
No latency arbitrage.
No news exploitation.
No execution abuse.
Simply scaling into positions and managing exposure efficiently.
They processed my payout — which already confirms there was no demonstrable rule breach — yet permanently closed my account citing an “inability to model the activity within their environment.”
In other words, profitable and structured trading becomes an issue when it does not align with an internal risk model.
If your strategy is consistent and properly risk-managed, understand this: profitability may be reinterpreted as “liquidity risk.”
Read the terms carefully. And make sure you fully understand the business model you are engaging with.

Finotivefunding are amazing and their withdrawal is very swift and fast.

Their prices are cheap and very affordable also their support team are superp.

Great service so far , had one negative instance with a payout restricted but also a huge postive with a respration of my funded account after an execution error and they also topped the account back up which i know alot of props wouldnt have decency to do , so far so good

I've been with Finotive Funding for 1 months now and it's been a very pleasant experience, I recommend it! They answer all your questions and are very professional. Rules are perfect for serious traders cannot complain about anything really. Thanks Finotive team

So far so good, I used finotive a couple of years back and failed challenges, I have since come back and passed, no messing around with checking account etc I've stuck to the rules and my plan so we will now see how the funded stage is when it gets to payouts, for now I will leave account off until next week when emotions have disappeared from passing.

So far so good all clear on what the rules are

Issue resolved after KYC review

Initially, I had a negative experience due to my account being suspended during an advanced KYC review, which caused frustration and lack of clarity at the time.

However, after further communication with the compliance team and completing the required Elevated KYC verification, the situation was clarified and resolved. My KYC was approved, and access to my account was restored.

I appreciate the support provided during the resolution process and the opportunity to continue using the platform.

This review reflects the final outcome after the issue was addressed.

Payout reduction to 10% due to hidden rules

I've had a 10K instant account with Finotive since December 21, 2025. To date, I've received two payouts from this account. The process went smoothly; I requested the payout on Thursday, and the funds arrived on Friday. I believe if you trade with reasonable lots and risk, you won't have any problems. Thank you, Finotive!

My experience with Finotive Funding, especially their Instant Funding Model, has been very positive so far.
I have successfully received 7 payouts, with a total payout of $4,878, which clearly shows that the company is legit and reliable.
What I really like about Finotive is their clear and transparent rules. The trading conditions are smooth, and the payout process is straightforward and on time. I did not face any unnecessary delays, hidden rules, or unfair payout rejections.
The Instant Funding Model is a great option for traders who have confidence in their skills and want to start earning without going through long evaluation phases. From my personal experience, everything has been handled professionally.
Overall, I would definitely recommend Finotive Funding to traders looking for a trusted prop firm with real payouts. I am satisfied with their service and plan to continue trading with them in the future.

I’ve just received my second payout, and my experience with this prop firm has been very positive so far. Withdrawals were processed smoothly and on time, which is the most important thing for any trader.

The trading conditions are fair, execution is solid, and the dashboard is easy to use. Customer support has also been responsive and helpful whenever I had questions.

Overall, this firm has proven to be reliable, and I’m satisfied with the consistency and transparency they provide. I’m looking forward to continuing my journey with them.

I had my account with them, the commission is higher than other places, though the main issue, which to me, makes this business a scam, is the notional volume, on their webit site say you have a number of open lots. Not the risk, I use an expert to limit my risk 0.75% and do not use more than 50% of the free margin. now given my strategy is scalping, my SL is usually small, hence the volume is usually high. Now they failed bc of a soft breach, where they say we can reset it if the balance is positive.
* I cant attach a picture of their FAQ here for everyone to see.
On their website, they do not mention how many soft breaches make it a hard breach. Once I approached the support, they were not helpful and gave pictures or rules that do not exist on their website.
For me, this happened. bc the position i opened, thoug market was calm and okay i had a more than 6 point slipage, when then price get back to its entry i open with the same size to replace it, but my trade closed and challenged failed for rule that they did not clearly advice,
and I have ine question for them, if i can ask for the soft breach to be reset why is not automatic? Their business model is based on you forgetting one thing, and they make you default on your account
, which is how they make money, not on fair game

Stay away from this company I got a one stage challenge , passed it got funded was in 5k profit done a withdrawal this is were the problems start
Arranged a compliance call waited for the zoom link to confirm id address etc nothing come contacted Finotive there reply was oh we sent you the link you missed your slot instantly failed closed my account , NO EMAIL CAME
Absolute joke this firm doesn’t want you to succeed only wants your challenge money STAY AWAY ONE BIG SCAM

I would like to express my sincere appreciation to the entire Finotive team for your professionalism and support.
Last Friday, I attended the compliance call, which was completed within 15 minutes. The entire process was professional, smooth, and straightforward — clear communication without unnecessary delays. It was a very comfortable and positive experience.
Today, I was informed that I have successfully passed the assessment, and I have also received my payout. This further reinforces my confidence in Finotive. As long as traders strictly follow the rules, payouts are delivered as promised.
I am truly grateful to Finotive for helping me develop stronger discipline in my trading journey and guiding me toward becoming a more consistent and profitable trader.

I am trading **Instant Funding Lite 100K** and **Instant Funding 10K** accounts with Finotive Funding.

**On my 10K account:**
✅ Withdrew **5 times successfully** (total ~6% of account profits)
✅ **No issues whatsoever** - normal payouts

**On my 100K account:**
After achieving significant profits and requesting payout, my profit share was reduced to **only 10%** based on "behavioural assessment" (Sections 7.1(c), 7.6(c), 7.10).

**Their official response confirmed:**
✅ **No breach of any quantitative rules** (no Drawdown, Cash Risk, or Notional Volume violations)
❌ **Scalping is prohibited** on funded/instant accounts - even within numeric limits

**The core issue:**
Scalping prohibition and "behavioural patterns" were **never clearly disclosed** during marketing. Discovered only after profits on the **larger account**. Works fine on small accounts, but gets flagged on bigger ones.

**My advice to traders:**
📌 **Read Section 7 carefully** before buying
📌 **Scalping banned** in Instant Funding (hidden until payout)
📌 **Small accounts = smooth payouts** | **Large accounts = behavioural scrutiny**
📌 Even perfect numeric compliance won't protect you from discretionary 10% payout cuts

**⭐ Rating: 1/5**
(Scalping ban + selective enforcement on larger accounts = major red flag