FirstMortgage Reviews 

34,025
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Considering 4,736 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for being extremely helpful, friendly, and always available to answer any questions along the way. Many consumers note that the entire mortgage process is kept very straightforward, smooth, and remarkably stress-free from start to finish. Reviewers also highlight the exceptional communication and consistently quick response times provided throughout their house-buying journey. First-time buyers particularly appreciate the clear guidance, patient explanations, and expert advice that make complex procedures much easier to understand. People consistently recommend these reliable advisors for delivering wonderful service and successfully securing the best possible deals.

What people talk about most

Staff

Customers consistently note positive experiences with staff, describing them as extremely helpful,... See more

Service

Customers report overwhelmingly positive experiences with the mortgage advisory service. Reviewers frequently... See more

Customer service

Consumers find customer service to be positive and deeply supportive throughout the entire application... See more

User experience

People report positive experiences with user experience, finding the process straightforward, stress-free,... See more

Response time

Users describe positive interactions with response time, consistently noting that communication is prompt and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very positive experience again for our remortgage. Nothing too much trouble and always on hand to answer questions. Thanks to Lawrie and Megan for all their work in getting us the best deal and keepin... See more

Rated 5 out of 5 stars

Paul and David helped us with our new mortgage for our home move. Process was very straight forward and fuss free. Really handy to be able to upload documents online to save having to take physical co... See more

Rated 5 out of 5 stars

From the beginning First Mortgage were brilliant. As a first time buyer,I was extremely overwhlemed by everything until I spoke to Kayleigh and Jae. Both made everything super simple and really he... See more

Rated 5 out of 5 stars

Abby and Sharon at the Musselburgh branch went above and beyond getting my mortgage over the line, they were in contact with me the whole time and I really felt they were working to get me the best p... See more


Company details

  1. Mortgage Broker
  2. Income Protection Insurance Company
  3. Life Insurance Agency
  4. Personal Insurance Company

About FirstMortgage

Written by the company

At First Mortgage, we believe mortgage advice should feel personal, not transactional.

For over 25 years, we've helped people make confident decisions about their homes with fee-free, impartial mortgage advice. Whether you're buying your first home, moving, remortgaging or exploring buy-to-let options, you'll have dedicated experts by your side every step of the way.

With access to over 10,000 mortgage products and smart technology that helps us search the market quickly and thoroughly, we focus on finding the option that's right for you and your circumstances. No jargon. No pressure. Just clear advice from people who take the time to understand your goals.

And because we're here for more than a single transaction, our support doesn't stop once the paperwork is complete. We're here with you through every move, milestone and moment of your homeownership journey.

Our advice is always free, and it's backed by our Mortgage Promise. If you receive a better mortgage offer elsewhere than the one issued by the lender we recommended and applied to on your behalf, we'll pay you £500.

First Mortgage. Here for you.

Free Mortgage Advice

Written by the company

First Mortgage are one of the UK’s longest established mortgage brokers and have been providing free impartial mortgage advice for over 25 years. To experience our award-winning service for yourself, please get in touch!

'Best in Market' Mortgage Promise

With over 10,000 mortgages available, we find the right one for you, guaranteed!

With over 10,000 mortgages available, we find the right one for you, guaranteed!
Our promise is simple: should you be offered a better like for like mortgage elsewhere, which is available to both intermediaries and direct customers, we’ll immediately match this, while at the same time paying a generous £500 towards your home buying legal fees. This offer is tangible proof of our commitment to complete customer care. Of course, we don’t intend making it easy for you to collect with our expert advisors committed to finding the very best deal for you from an unbeatable whole of market range of mortgages!

Contact info

5.0

Excellent

TrustScore 5 out of 5

34K reviews

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Replied to 6% of negative reviews

Typically replies within 48 hours

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5.0

All reviews

(34,025)

4,485 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fuss free

Paul and David helped us with our new mortgage for our home move. Process was very straight forward and fuss free. Really handy to be able to upload documents online to save having to take physical copies.

March 2, 2026
Unprompted review
Rated 1 out of 5 stars

Terrible experience - Uninterested and unprofessional

Terrible experience. I am a young person and was hoping to find out about buyers schemes and mortgage rates, I was called first by a man whose name I can't remember to make a video call appointment - he was very helpful and understanding and didn't seem phased when I said I hadn't found a house yet and wasn't planning on getting a mortgage set up on the meeting. Then come to the video call where I first spoke to Neale. He told me something wasn't working on his end so we could only do a normal phone call, fine, then proceeded to be condescending and uninterested in the whole ordeal. Especially when I emphasised the fact that I wasn't 100% ready to buy there and then and wanted a few more months to get a bigger deposit. He clearly thought I was a waste of his time and any questions I has about schemes or new builds, he brushed off as "you don't need to worry about that yet" and all he cared about was finding out how much I could borrow. Yes, I do need to know that but I wanted to speak to an advisor for ADVICE and he has absolutely none to give. Oh, he was also incredibly unprofessional about personal details that had absolutely nothing to do with a house buying process (he doesn't need to know why a family member is in hospital??????). Finally, he said he would be in touch once he had a figure that I could potentially borrow, so off he went, meanwhile I had gotten absolutely nothing useful out of that 15 minute phone call. A day later he rang me back to tell me how much I could potentially borrow, again, absolutely no interest in the conversation whatsoever, his tone with me was awful, it was like he wanted me know he didn't give a f***. Anyway, he told me, then asked more questions about my company vehicle and how that works, I had to go to work so ended up messaging him the answers to his questions. That was 2 weeks ago and I haven't heard anything more from him. I am quite grateful for that to be fair though as this was the first place I had gone to for a conversation bout buying a first house and it completely put me off. If you didn't want to speak to me because you thought it wasn't worth your time, I would have rather you told me that instead of wasting mine. I think someone needs to have a word with Neale about the way he treats young inexperienced people in the market, and about personal matters do and don't matter when getting information. I wouldn't recommend him to my worst enemy.

August 30, 2026
Unprompted review
FirstMortgage logo

Reply from FirstMortgage

We’re genuinely very sorry to read this review. This is certainly not the experience we want anyone to have with First Mortgage, particularly someone taking their first steps towards buying their first home.

Speaking to a mortgage advisor for the first time can feel daunting, and our job is to make that process welcoming, informative and helpful, regardless of whether someone is ready to buy immediately or simply wants advice to help them prepare for the future.

We’re therefore very disappointed to hear that you were left feeling that your questions and circumstances weren’t given the time and attention they deserved.

We also take your comments regarding the nature of some of the questions asked, the tone of the conversations and the lack of subsequent communication very seriously. We will be reviewing your feedback internally.

We have tried to contact you by both telephone and email as we would really appreciate the opportunity to speak with you personally, better understand what happened and, most importantly, see if there is anything we can do to put this right. We would be delighted if we could get the opportunity to do so and potentially place you with an alternative advisor. If you are willing, please respond to penny@firstmortgagene.co.uk and we will do our utmost to support you through your journey.

We’re very sorry that your first experience of seeking mortgage advice has left you feeling this way. Buying your first home is a huge milestone, and we would never want this experience to discourage you from taking that step when the time is right.

Rated 5 out of 5 stars

Remortgage

I went to Lyndsey at the Musselburgh branch on the recommendation of friends. After explaining the remortgage process and what level of cover I would need she found me a new rate and put cover in place straight away. She made a complicated process feel very easy.

August 17, 2026
Unprompted review
Rated 5 out of 5 stars

Great Service! Thank you Kirsty & Donald!

Kirsty supported us throughout our long journey to purchasing our first home. (Over a year and half!) She took the time to explain everything clearly and patiently, which made the whole process much less stressful and helped us feel at ease every step of the way. We'd also like to give a special mention to Donald for his support during the final stages of the purchase.

Thank you both for helping us achieve such an important milestone!

August 27, 2026
Unprompted review
Rated 5 out of 5 stars

They are very honest and reliable

They are very honest and reliable. They process my application for me with little stress. They are expert and answers all questions lenders are going to ask while processing my application

August 28, 2026
Unprompted review
Rated 5 out of 5 stars

Would highly recommend to any first…

Would highly recommend to any first time buyers unsure about the mortgage application. We worked directly with Jo Barrass from the Darlington branch. She was fantastic throughout the whole process and made what at first seemed a very daunting process seem very easy and relaxing, thanks to her hard-work and dedication to our case. No task was too much. Me and my partner couldn’t recommend Jo and First Mortgages more.

August 14, 2026
Unprompted review
Rated 5 out of 5 stars

Absolutely outstanding service from Nichola Bruford and the First Mortgage team!

We honestly couldn’t be more grateful to Nichola Bruford and everyone at First Mortgage for helping us achieve something that at times felt like it was going to be very difficult — buying our new home.
From the very beginning, Nichola went above and beyond for us. Our mortgage application wasn’t the simplest, but she never gave up. She listened to our situation, understood our circumstances, explored every possible option and worked incredibly hard behind the scenes to find the right solution for us.
What really stood out was how supportive and reassuring Nichola was throughout the entire process. She kept us informed, explained everything clearly and was always there whenever we had questions or concerns. We never felt like just another customer — we genuinely felt that she cared about getting the best possible outcome for us.
The wider First Mortgage team were equally fantastic. Everyone we dealt with was friendly, professional, responsive and helpful, and the level of customer service was exceptional from start to finish.
Buying a home can be stressful, especially when the mortgage process becomes complicated, but having Nichola and the First Mortgage team on our side made such a huge difference.
Nichola, thank you for your patience, dedication, hard work and for never giving up on us. You played a huge part in helping us get the keys to our new home, and we will always appreciate that.
I would have absolutely no hesitation in recommending Nichola and First Mortgage to anyone looking for a mortgage adviser. Five stars simply don’t feel enough!

August 28, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing support

Scott has been an amazing help from the beginning constantly keeping us updated and providing great advice and support. Gordon continued to support us whilst awaiting our mortgage update and we are so grateful for their help. Cant recommend enough.

August 26, 2026
Unprompted review
Rated 5 out of 5 stars

I have had a positive experience with…

I have had a positive experience with first mortgage in corstorphine and it is the second time I have used there services. Scott was very helpful and set up all my new mortgage without any problems at all. Anna was also extremely helpful as well as she was happy to help me with some admin tasks that I was unable to do myself ( downloading pay slips) which was extremely helpful for me. Would recommend to anyone who looking for straightforward mortgage advice

August 29, 2026
Unprompted review
Rated 5 out of 5 stars

Stacy and Nicole made the whole process…

Stacy and Nicole made the whole process really easy and stress free. They were always available to answer any questions we had and were very friendly and welcoming. We would recommend First Mortgage to anyone looking to buy a property.

July 31, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from start to finish

Excellent service from start to finish

I couldn’t recommend first mortgages enough. They were extremely helpful throughout the whole process and made what could have been a very stressful experience feel much easier, specifically Jennifer & Alison.

They were always available to answer my questions, explained everything clearly, and kept me updated at every stage. As a first-time buyer, having someone who was knowledgeable, patient and willing to take the time to explain things really made a difference.

The whole process went smoothly, and I’m very grateful for all the help and support I received in getting my mortgage approved and making the purchase happen.

Thank you for all your hard work — I would definitely recommend their services to anyone looking :)

August 20, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

Absolutely brilliant service from start to finish! Gillian and Kate were very informative and helpful, and got me a very good deal even with my limited credit history. Always responded quick and happy to help. Would recommend to anyone.

August 28, 2026
Unprompted review
Rated 5 out of 5 stars

Cameron Spence and Katerina Dvorakova

Just want to let people know that if you guys want an easy and detailed way to buy your new home these people are awesome!!! Went to George Street department and met Cameron Spence and Katerina Dvorakova. I was clueless 🙈 And as a person from another country everything was looking so difficult but the guys had lots of patience, explained everything in details and updated me since step one. They have lots of experience in what they are doing and as a conclusion.... Im having the keys of my dream house in about 3 weeks. All process took about only a month. Thank you guys 😊 💙❤️🌹

August 28, 2026
Unprompted review
Rated 5 out of 5 stars

Very positive experience again for our…

Very positive experience again for our remortgage. Nothing too much trouble and always on hand to answer questions. Thanks to Lawrie and Megan for all their work in getting us the best deal and keeping us on track through the process. Highly recommend.

August 28, 2026
Unprompted review

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