Fora Credit Inc. Reviews 

The application process was very easy. The rep I spoke with on the phone was very helpful and answered all my questions. I would highly recommend Fora.

Not my best experience. I had needed money for an emergency and wanted a quick loan but was faced with difficulty with the application and the lady I spoke to couldn't help but act so rude.

I have been on Accessway LLCand it has bene a great experience so far. Others should take a look also.

Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite.
Definitely would recommend if you are able to make payments other than your minimum.

Very easy to navigate the website and to pay extra towards my balance and easy withdrawal. No negative issues so far very pleased with the service

Very qui k and easy

It was the seamless service that made this process look easy.

Fora has been a very supportive company . They have well knowledged staff who help you out with all your questions . My fora line of credit has helped me out when I was stuck with emergencies . I am very grateful for my fora line of credit . THANK YOU .

I really appreciated fora when I needed little extra ,it was fast and received my funds through e-transfer.I would recommend fora for anyone!!!

Update #2 – October 17, 2025:

My account with Fora Credit has now been officially confirmed as paid in full and permanently closed, following several days of communication delays, failed payment portal attempts, and regulatory filings.

While the matter is resolved, I note that it required escalation to multiple oversight bodies before consistent support and closure were achieved. The difference in tone and professionalism between early responses and the final resolution was noticeable, suggesting internal escalation and possible compliance review.

I’m satisfied to have the account settled but remain concerned about Fora’s limited payment methods, lack of transparent contact options, and portal reliability. I’ve requested that regulators consider a procedural audit to help prevent similar consumer challenges in the future.

I appreciate that the closure was ultimately handled correctly and hope Fora recognizes the value of proactive customer care and clearer financial accountability.

Update – October 17, 2025: My Fora Credit account has now been paid in full. However, it took over a week of repeated attempts, multiple escalations, and help from both banks to process what should have been a straightforward payment. My experience remains the same regarding their system failures and lack of communication.

I became a Fora Credit customer in July 2025 through Borrowell. My first line of credit was fine, but my latest experience has been awful. Since October 9 I have tried repeatedly to pay off my $2 000 balance, yet their payment portal keeps failing — even though both Tangerine and Simpli Financial confirmed the problem isn’t my bank.

When I said I did not want them to withdraw the full amount by PAD, Fora amended my account anyway without consent and then stopped replying. Their only “helpful” advice was to clear my cache and try again while interest keeps building.

I’ve reported this to Consumer Protection Ontario, the Ombudsman, the BBB, and Borrowell. Most banks don’t even list Fora as a registered payee — leaving customers trapped between a broken portal and forced PAD withdrawals. Consumers deserve better than this.

Fora is always attentive to my needs and always works with me to solve any and all issues.

Very helpful and flexible company.

The interest rates are outrageous and this company takes advantage of people who are stuck and have less financial options available to them. The cost of borrowing is basically robbery leaving people in even more debt. You can’t even access your funds immediately, you need to wait for them to be transferred. Would definitely not recommend this lender to anyone.

So nice to have a company with people who know what they are doing to make things work.

Fora is great.. I would recommend to everyone!

Easy to deal with but interest rates are high

Excellent service and very professional team