I highly recommend Fora for anyone looking for a loan when the bank won't help. Very easy process and fast payout on your approved loan. Plus you will alway have an ongoing line of credit,you can draw... See more
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Review summary
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Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more
Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite. Definitely would recommend if you are able to... See more
When they said Online submission and approval it’s really mean it. They offer extra money automatically when you are upto date with your payments and this is really really worth it for me. Thanks
Company details
Written by the company
Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Contact info
Toronto, Canada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
4.5
Excellent
741 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 86% of negative reviews
Typically replies within 1 week
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Fora is an Excellent Loan Service
Fora staff are extremely efficient and very pleasant to deal with. Loan application was simple funds were available the next business day.
September 25, 2025
So far
So far, I cannot get ahold of anyone to help me get a PDF for my account. Plus the phone lines are down?? That’s strange
September 29, 2025
Reply from Fora Credit Inc.
Hello Michael,
We’re sorry to hear that you experienced this.
We’ve confirmed that our phone lines are fully operational. If you’re still having difficulties, please visit our Contact Us page for alternate ways to reach out to us - https://www.foracredit.ca/contact/
Thank you and we look forward to hearing from you.
Very easy application process and…
Very easy application process and withdrawals are quick and trouble free.
September 25, 2025
I have never missed a payment since I…
I have never missed a payment since I opened my account over two years ago . I have run into financial hardship the past year and Fora will not increase my line of credit . Explanation is very weak and insensitive.
When I need someone to help out I can't count on Fora.
September 24, 2025
Fora is great help me out and have…great job
Fora is great help me out and have never had an issue
September 24, 2025
This product came at the very time I…
This product came at the very time I was stranded and didn't know where to turn. To qualify for a line of credit was no hassle. Thank you FORA for your assistance.
September 18, 2025
Quick and easy
Quick and easy. The whole process was so easy and lots of help along the way.
September 18, 2025
Online
I was able to get approved for line of credit and it's useful. Interest too high I'm hoping it will go down more. Transfered of funds takes a bit long.
September 18, 2025
It is very easy to request a draw and…
It is very easy to request a draw and very easy to make payments, only problem I have is the intrest is really high
September 18, 2025
Fora was there when we needed it the…
Fora was there when we needed it the most. Its just unfortunate that we needed the help in the first place, but all is coming along great. They were there when I needed then the most. Thankyou
September 18, 2025
Fora has always been there to help…
Fora has always been there to help whenever I needed it! I looked at other credit companies and always came back to Fora. Absolutely amazing
September 16, 2025
Made it easy to borrow
September 10, 2025
Easy, accessible and reliable!
I was able to apply with minimal back and forth, loan is ready and accessible as needed. Website is great and eay to navigate!
September 5, 2025
Interest rate
September 9, 2025
Reply from Fora Credit Inc.
Hello James,
If you have any specific questions, please contact us at 1-888-899-3672. We are here to assist you. Thank you.
Fora has been easy to deal with and was…
Fora has been easy to deal with and was very helpful when I was sick in hospital and missed a payment. They were there when I needed help and so would recommend them to my friends and family.
September 12, 2025
Easy to understand
Easy to understand. Easy to apply. Forwardfacing application process. Staight Forward replies. Solid service.
September 11, 2025
This line of credit is not what its…
This line of credit is not what its cracked up to be. It's a high interest loan. Don't bother. Line of credit is on a 5% interest rate not 35 %. Save your money and find some other bank.
September 9, 2025
Unprompted review
The customer care and ease of getting…
The customer care and ease of getting money i time of need
September 8, 2025
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