So far very bad. Choosen because of there claim of very fast underwriting process. Paid extra arrangment fee and rate was higher than other lenders but still keep asking same paperwork which was alrea... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
So far very bad. Choosen because of there claim of very fast underwriting process. Paid extra arrangment fee and rate was higher than other lenders but still keep asking same paperwork which was alrea... See more
Company replied
Great lender when it come's to criteria, and for specialist cases. Underwriter's lack a little on the knowledge to underwrite such specialist cases, but when you have a BDM like Cheryl, it just m... See more
Company replied
I am a broker and was assisting another adviser with their case while they were on holiday, working with very limited information. After several exchanges between the lender and the client to g... See more
The most understanding specialist Lender ever and I`m saying it as a mortgage adviser myself having dealt with many lenders before. FHL treat every case individually and take time to understand your... See more
Company replied
At Foundation, we're built to support brokers with the clarity, structure, and real-world insight specialist lending demands. Backed by over 25 years of experience, our breadth, flexibility and expertise bring structure to complex cases. Through our strong heritage, we build trust and lasting relationships, putting brokers and their clients at the heart of everything we do. We make complex lending clear. We make it easier to navigate and to move forward. We make it work for you. We make mortgages happen.
United Kingdom
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Replied to 71% of negative reviews
Typically replies within 1 week
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This is the second time I have used this lender for my clients, and still impression by their common sense underwriting and smoothness of your system and processes.

Reply from Foundation
Foundation is easy to deal with, personal with a flexible criteria to accommodate quirky cases.

Reply from Foundation
Very helpful staff, guided me through the system whilst i was keying in the application. Will surely use foundation home loans again.

Reply from Foundation
The underwriting part of the process was very good. The service level to that point was slower but I guess down to workload. If that had been better then it would have been a 5 star review.

Reply from Foundation
A great all round experience, staff knowledgable and informative, processes very streamlined. Highly recommend

Reply from Foundation
This trustpilot has fairly obviously been plastered with self made reviews from this company. Dreadful service from start to finish. Reported for fraud to financial ombudsman and will be reporting to FCA.

Reply from Foundation

Reply from Foundation
Fantastic from initially contacting the BDM to speaking to the underwriter.

Reply from Foundation

Reply from Foundation
A not so straight forward mortgage application for my client was underwritten using common sense. Always easy to communicate with and would have no issues submitting further business to them.

Reply from Foundation

Reply from Foundation
I've submitted a few cases recently to FHL and each time the experience has been excellent. Great service, regular communication and most importantly working with a lender that wants to write the business. The broker desk are extremely helpful and pleasant to deal with. Will be sending more cases your way soon.

Reply from Foundation
great lending criteria, no one else would look at this case as it had lots of quirks, very quick service from submission to processing, quick feedback, and fast turnaround to offer. The first time I have used you, but very impressed, and would use you again without hesitation

Reply from Foundation
I was really happy with this experience of using Foundation. The products may not be market leading but given my client's scenario, it was the best scenario and Fiona (my BDM), Keith (the National Account Manager) and the underwriters adopted a 'can do' attitude. Fiona was also on hand to provide regular updates which were very much appreciated.

Reply from Foundation
good experience with clear requirements and dialogue with underwriters

Reply from Foundation

Reply from Foundation
Introduced two Expats to FHL and the services was great with an offer in less than a month

Reply from Foundation
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