Guiide Reviews 838

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 219 reviews, reviewers overwhelmingly had a great experience with this company. Customers praise the user experience, finding the tool incredibly valuable, simple, and intuitive for retirement planning. Many highlight the product's comprehensive nature, its ability to integrate various financial elements, and the clear, jargon-free results it provides. People appreciate the website's ease of use and the excellent value for money, especially considering it's a free service. However, some customers also noted limitations, particularly the lack of a dedicated feature for couples to plan together, requiring separate accounts. A few users desired more detailed analytical options, the ability to manually adjust yearly pension withdrawals, or more specific tax band selections.

What people talk about most

User experience

Customers consistently express satisfaction with the user experience, highlighting the tool's ease of use and... See more

Product

Users describe positive interactions with the product, highlighting it as an excellent, simple, and free... See more

Website

People report positive experiences with the website, praising its ease of use for data input and clear... See more

Value for money

Clients share positive opinions on value for money, often highlighting the service as an incredibly valuable... See more

Application

Customers express great satisfaction with the app, highlighting its utility as a financial planning tool.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

An incredibly valuable retirement planning tool! I stumbled upon this website when looking through retirement planning forums on facebook, and I'm so pleased I did. It was a simple task to enter det... See more

Company replied

Rated 5 out of 5 stars

Guiide retirement finance modeller worked well for me. Gives both graphics and tabulated output. Easy data input and clear options for interest rate assumptions. A couple of additional features would... See more

Company replied

Rated 5 out of 5 stars

Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looke... See more

Company replied

Rated 5 out of 5 stars

Really helpful in helping me get a bead on where I might be heading. The modellers are a great help and have allowed me to see how I *might* be able to bridge the gap between potential early retiremen... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Financial Planner

Written by the company

We only have one aim, to give savers direct access to, or allow trustees, employers and providers to provide tools their pension savers need, to improve their retirement outcomes. Put simply, there are plenty of tools which tell pension savers if they take A each year, earn B returns, their pots will last for C years. For almost everyone these offer no practical help, as nearly everyone has other income or savings to put towards retirement. Included in these are State Pensions, Final Salary pensions, ISA savings and part time work for example. Some of these are taxable, some are not. Our tool is the only fully holistic planning tool that can be used directly by individuals without expert input. Our tool answers the one question pension savers actually want answered, "How do I use everything I have, to get the after tax income I want in retirement?". You can visit the Guiide website for much more detail and to try it for yourself.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

838 reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Retirement planning

Great tool for validating retirement plans

September 14, 2025
Guiide logo

Reply from Guiide

Hi Phil

Many thanks for the review and pleased you like it

Thanks again

Kevin

Rated 4 out of 5 stars

Useful for single people, look forward to joint analysis being added

Simple to use and produces useful graphs and resilience tests but for me I need the household joint analysis so I'll try it again when that functionality is added.

September 20, 2025
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Reply from Guiide

Hi Russell

Many thanks for the review, please see our latest blog for an explanation of the delays in the couples planning which is a bit out of control at the moment.

Thanks again

Kevin

Rated 4 out of 5 stars

The Pension calculator is easy to use

The Pension calculator is simple to use and flexible for many circumstances. The bit missing is the couples view , which I believe you are developing

August 2, 2025
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Reply from Guiide

Hi Kevin

Many thanks for the review, yes the fact we don't have the couples part in yet is frustrating but we are working to get it resolved (compliance issues around staying on the right side of guidance that we need to get over).

Thanks again

Kevin

Rated 5 out of 5 stars

Guiide - great experience

Easy to use, and provided great insights into the future and what could possibly be expected on retirement.

September 15, 2025
Guiide logo

Reply from Guiide

Hi Gary

Love to hear easy to use, thats the aim

Thanks again

Kevin

Rated 5 out of 5 stars

Guiide info

Interesting and informative. Easy to use

September 13, 2025
Guiide logo

Reply from Guiide

Hi Gary

Many thanks for thanks for the review, really pleased you say easy to use as thats the aim

Thanks

Kevin

Rated 5 out of 5 stars

Used pension calculator

Used pension calculator, really useful tool and very easy to use. Will try them out for sure

September 12, 2025
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Reply from Guiide

Hi Paul

Great you found it easy to use as thats what we want.

Thanks again

Kevin

Rated 5 out of 5 stars

Outstanding

An outstanding tool that is easy to use and understand with clear inputs and outputs. Just waiting for the capability to combine partners income into calculations (coming soon I believe).
HIGHLY recommended

September 13, 2025
Unprompted review
Guiide logo

Reply from Guiide

Hi Jack

Many thanks for the review. Yes few compliance and legal things to get over as soon as we do the partners modelling will be there.

Thanks again

Kevin

Rated 4 out of 5 stars

Straightforward planning

Easy to get a retirement plan, but several limitations (at the moment) mean that it doesn’t cover all situations, but I believe Guiide will improve over time. I like how it gives a different scenarios rather than “this will definitely happen”.

September 4, 2025
Guiide logo

Reply from Guiide

Hi

Many thanks for the review and yes we will keep improving over time.

Thanks

Kevin

Rated 5 out of 5 stars

Retirement Planning Online Tool

Very Good tool for retirement cashflow planning

Easy to use and seems to cater for most situations

September 3, 2025
Guiide logo

Reply from Guiide

Hi

Many thanks for the review and pleased you like it and find it easy to use as thats the aim

Thanks again

Kevin

Rated 5 out of 5 stars

You can’t miss this.

This is just superb in terms of analysing your own position towards retirement.
Give it a try today and stop worrying and wondering about your future plans.

September 3, 2025
Guiide logo

Reply from Guiide

Hi Andrew

Pleased you like, it can help you you stop worrying but please do update and check in over time to see if everything is going to plan.

Thanks

Kevin

Rated 5 out of 5 stars

At last

At last, a comprehensive income and pension asset calculator.

September 2, 2025
Guiide logo

Reply from Guiide

Hi Larry

Many thanks for the review and really pleased you like it

Thanks again

Kevin

Rated 5 out of 5 stars

Excellent tool

Excellent tool; a big thanks to those behind it. Provides a really useful and helpful insight into making plans.

September 5, 2025
Guiide logo

Reply from Guiide

Hi Tom

Many thanks for the review and pleased you find it helpful

Thanks again

Kevin

Rated 1 out of 5 stars

Great platform, but not if you want to use a protected pension age and retire before 55

Sadly you don't allow a retirement age under 55. Plenty of people have a protected pension age of 50 (I know I'm one lol) and would like to access their pension long before 55 (or 57 as it will soon be)

August 31, 2025
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Reply from Guiide

Hi Darren

Many thanks for the review. Think its the first time I have had one starting Great Platform but 1 star.

Lets look at the issue you raise. I am not sure if there are any online retirement calculators that offer a pension pot withdrawals from age 50 or access to a final salary scheme from age 50. Although it is possible for those in certain occupational schemes before 2006 as you say.

I imagine the reason for this (like our own) is because it may lead others in the general public without this protection to use it incorrectly and therefore get misleading information.

As you say, others in these schemes may have the same issue. In an ideal world the scheme (or their trustees) would recognise this and provide a tool like ours but with this customisation for their members.

If this is not the case for your scheme, we would be more than happy to discuss licensing a customised version to them with this protected age element. If they wish to support their members with this protection better they may wish to provide this.

Please let me know of the scheme in question or feel free to forward this offer onto them.

Many thanks

Kevin

Rated 5 out of 5 stars

Great product

Great product, it's innovative in terms of how flexible it is, why can't the big companies offer this free service.....we all know why. Absolute recommend GUIIDE.

August 18, 2025
Guiide logo

Reply from Guiide

Hi Bob

Thanks so much for the review really happy you like it and would recommend it.

Thanks again

Kevin

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