So easy to apply. Wasn’t sure how long it would take, applied on Friday night, approved on Monday, money in bank Tuesday morning. Will definitely use them if I ever need another loan. Fantastic exp... See more
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Review summary
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Reviews shaping this summary
This is my 3rd loan that I’ve gotten from Lending Club and it might have been the easiest. It is a difference maker when you work with a company that you’ve established a long track record with. I had... See more
I just opened my 2nd loan with LendingClub. Approval was done the same day! I have had a great experience with both loans. Payments to creditors and into my bank account in record time. I would r... See more
My experience was great because it was easy and I will be able to pay some credit cards off. I will also have money in my savings account for emergencies. The recent increase in the prices of food,... See more
Company details
- #1 of 28 best companies in Bank
- #35 of 110 best companies in Financial Institution
Written by the company
Happen Bank is built for people in motion. We make it easy to keep more of what you earn and earn more on what you save—so you can focus on what you want to make happen next. 5+ million members and counting.
About Happen Bank
Written by the company
- Happen Bank is a digital bank built around a simple belief: banking should work better for you. We started as LendingClub in 2006 and have helped over 5 million people make their money work harder. Now as Happen Bank, we bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank.
Need more information?
___
For more information about Happen Bank, visit https://www.Happen.com || Happen Bank, National Association, Member FDIC
Contact info
88 Kearny Street, Suite 600, 94108, San Francisco, United States
- (888) 596-3157
- happen.com
4.7
Excellent
14K reviews
Asks customers to review
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Online application makes it so easy I’m…
Online application makes it so easy I’m ready to get my credit card debt under control
June 17, 2026
Both the questions and answers were…
Both the questions and answers were concise and easy to follow. Everything was very professional but user friendly. I was funded promptly and very smoothly. This was the best lender that I’ve ever worked with.
June 16, 2026
This was a great experience it was easy…
This was a great experience it was easy and you helped me right away and it was not a long time quit a easy and I thank you for giving me the loan and I will let anyone about my experience again Thank very much Margaret Brooks 🙏🙏
June 16, 2026
Second Chance
Thanks for giving Me a chance to catch up with bills that otherwise I wouldn't be able to pay.☺👍
June 16, 2026
2 loans received and paid off and the third was the easiest
I have received and paid back 2 loans from lending club.When I went in for the 3rd attempt for a new loan there were no questions asked, i just put in the info needed, and the money was in my account within 2 days.P.S. thank you Lending Clu
June 17, 2026
Lending Club has been a life saver for…
Lending Club has been a life saver for me. Applying is very easy, rates very reasonable, customer service is available when I have had questions. The whole process is seamless. You receive your monies very quickly.
June 17, 2026
They did not give in when I had a tough…
They did not give in when I had a tough time giving my 2025 tax return.
June 16, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
Very easy and upfront on process.
Very easy and upfront on process.
Money came quick. Plus, they were very clear on how it works.
June 16, 2026
Best experience
Everything is so easy throughout the whole process, quick response and funds, fast! I tell everyone that needs a loan about this company
June 17, 2026
I only applied for the loan.
I only applied for the loan. The message that I received was that it was not approved. So I applied with SoFi and was approved. However, without my consent or personal approval, your company dumped $5000.00 into my 3 accounts. Now I'm going through hell trying to get that money back to you. I would never recommend you to anyone.
June 16, 2026
Reply from Happen Bank
We’d love to help and will try to reach out directly to address your concerns. If you need something in the interim, please contact us at 1-888-596-3157, Mon-Fri 5am-5pm PST or Saturdays 8-5pm PST.
Lending Club Services is the fastest I ever experienced
The speed at which you took care of everything from completing the approval process to paying my creditors. I’m very impressed. I just hope you will provide me with a lower interest rate next time. I’m grateful for your service and I will continue to pay you back on time since you have also put your trust in me. Thank you again
June 15, 2026
Great Experience
Ease of use!
Quick Response on approval!
Approved exactly how much I needed.
Process was very fast n simple!
June 16, 2026
Fast and needed
Needed this in a jiffy and it came right on time. I appreciate it so much, thank you!
June 17, 2026
So easy to apply
So easy to apply. Wasn’t sure how long it would take, applied on Friday night, approved on Monday, money in bank Tuesday morning. Will definitely use them if I ever need another loan. Fantastic experience!
June 16, 2026
The loan process was quick and easy
The loan process was quick and easy. This has been the least stressful loan process I've been involved with. Quickest process and with great loan rate, everything they needed was sent within 5 minutes online, two days later I had the funds!
June 16, 2026
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