So easy to apply. Wasn’t sure how long it would take, applied on Friday night, approved on Monday, money in bank Tuesday morning. Will definitely use them if I ever need another loan. Fantastic exp... See more
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Review summary
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What people talk about most
Reviews shaping this summary
This is my 3rd loan that I’ve gotten from Lending Club and it might have been the easiest. It is a difference maker when you work with a company that you’ve established a long track record with. I had... See more
I just opened my 2nd loan with LendingClub. Approval was done the same day! I have had a great experience with both loans. Payments to creditors and into my bank account in record time. I would r... See more
My experience was great because it was easy and I will be able to pay some credit cards off. I will also have money in my savings account for emergencies. The recent increase in the prices of food,... See more
Company details
- #1 of 28 best companies in Bank
- #35 of 110 best companies in Financial Institution
Written by the company
Happen Bank is built for people in motion. We make it easy to keep more of what you earn and earn more on what you save—so you can focus on what you want to make happen next. 5+ million members and counting.
About Happen Bank
Written by the company
- Happen Bank is a digital bank built around a simple belief: banking should work better for you. We started as LendingClub in 2006 and have helped over 5 million people make their money work harder. Now as Happen Bank, we bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank.
Need more information?
___
For more information about Happen Bank, visit https://www.Happen.com || Happen Bank, National Association, Member FDIC
Contact info
88 Kearny Street, Suite 600, 94108, San Francisco, United States
- (888) 596-3157
- happen.com
4.7
Excellent
14K reviews
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The loan process was quick and easy
The loan process was quick and easy. This has been the least stressful loan process I've been involved with. Quickest process and with great loan rate, everything they needed was sent within 5 minutes online, two days later I had the funds!
June 16, 2026
It was the quickest easiest process…
It was the quickest easiest process I’ve ever had borrowing money. Would 100% recommend to anyone
June 16, 2026
I am very satisfied with the customer…
I am very satisfied with the customer service and how effective Lending Club handled my loan offer. The turnaround time in getting my approval and deposit to my account is exceptional. I gave a 5 star to Lending Club for their effective and efficient service. Thank you.
June 17, 2026
They answered all my questions
They answered all my questions. They definitely had patience with me, explain everything to me so I would really understand. They didn't make me feel uncomfortable or feel like I was being rushed.
June 16, 2026
I was a little nervous about feeling…
I was a little nervous about feeling out for the loan. But every step went smoothly. Answered all questions and completed the process in no time.
Received an answer in no time. My account was set up with my monthly payments. My creditors were paid, starting the next day.
I was told that process would take 3-5 days. And true to Lending Clubs word it was.
June 17, 2026
I completely the application and was so…
I completely the application and was so happy you approved me. I realize as long as I make all my payments every month and on time I built credibility with you guys and you approve me with no problem. The overall all process was very easy.
A happy customer.
June 16, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
It was quick to get approved
It was quick to get approved! But I don't give the five stars because I think that because I am an old user and without delays of my payments in the last credit I should have had a lower interest rate. The app's system works very well and is quite complete.
June 17, 2026
Reply from Happen Bank
We’ll keep up the hard work and update our product team on this feedback. Feel free to update your review with additional thoughts in the future. Thanks for being a LendingClub member!
It was grea!
It was great! Fast responding company and provided the funds within days. The loan boosted my credit score almost instantly.
June 17, 2026
Reply from Happen Bank
Happy to hear you’re having a positive experience!
Quick and easy!
The entire process was done with no additional paperwork or phone calls required. Would recommend this lender.
June 16, 2026
Incredibly easy process.
Incredibly easy process.
I was skeptical at first but after 3 days when things started to be processed it was very quickly completed
June 17, 2026
Quick and easy process
Quick and easy process. The money was deposited very quickly. Awesome experience with no hassle.
June 16, 2026
Easy simple and straight forward
June 16, 2026
Awesome On-line Bank
I had an excellent experience opening a savings account with LendingClub Bank. The entire online process was simple, smooth, and easy to complete. Their app is very user-friendly and makes managing the account straightforward, which is exactly what I was looking for.
I also chose LendingClub Bank because they are offering an industry-leading interest rate, which made the decision even easier. Between the competitive rate, the easy online setup, and the convenient app, my experience so far has been outstanding.
Five stars for making online banking simple, efficient, and rewarding.
June 18, 2025
Unprompted review
It was easy for me to do that application, if I can do it any one can do it.👏
Thanks for your help, I will definitely recommend this company to anyone .👏very pleased
June 4, 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Reply from Happen Bank
Happy to hear you’re having a positive experience!
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