Home Warranty Inc. Reviews 

608
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 591 reviews, reviewers had a great experience with this company. Customers frequently praise the friendly staff and exceptional customer service representatives who go above and beyond to make interactions helpful. People also note that submitting claims is remarkably fast, and financial assistance or payments are delivered without unnecessary delays. However, some people mentioned issues with the warranty payouts not covering the full cost of major appliance repairs or replacements. Consumers noted difficulties getting certain complex claims fully approved or struggled to find local authorized vendors who would accept the coverage. Reviewers expressed frustration over receiving limited financial compensation compared to the actual expenses incurred for broken units.

What people talk about most

Service

Clients share positive opinions on service, highlighting quick responses and smooth claim processes.... See more

Claim

People report positive experiences with claim submission, noting that the online process is simple and quick.... See more

Staff

Consumers find staff to be positive, highlighting friendly and helpful service from representatives.... See more

Customer service

Users describe positive interactions with customer_service, noting that representatives are helpful and easy... See more

Warranty

Reviewers highlight ambiguous aspects of warranty coverage, showing starkly divided experiences. While some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Claims personnel handled submitting the claim did a good job. Claim has not yet been paid. I submitted the original invoice without including my street address. A second copy of invoice was submitted... See more

Company replied

Rated 4 out of 5 stars

For the first few years, I only had the warranty for major repairs if and when needed. The time came and was told that the HVAC system wasn't covered because of a pre-existing issue before I owned t... See more

Company replied

Rated 5 out of 5 stars

I have had other warranties before and they have been more of a headache than anything. However we have had several unfortunate appliance breakages and Home Warranty have been great. I love that a re... See more

Company replied

Rated 5 out of 5 stars

Staff was always very friendly and helpful. When I had questions as to how the process worked they were able to give me detailed instructions to make sure everything went smoothly. The only issue I ha... See more

Company replied


Company details

  1. #5 of 8 best companies in Repair Service
  2. #6 of 7 best companies in Air Conditioning Repair Service
  3. #10 of 10 best companies in Boiler and Heating Service
  4. #22 of 27 best companies in Home Insurance Agency
  5. #57 of 68 best companies in Insurance Company

Written by the company

Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company.​ With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work.​​​​ Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.


Contact info

4.1

Great

TrustScore 4 out of 5

608 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

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4.1

All reviews

(608)

606 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Claim approval …

Very prompt with issuing claims number and letting us choose the A/C contractor.

July 1, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Great to hear! Thanks for the review.

Rated 5 out of 5 stars

Timely Response from Home Warranty & Vendor

Thank-you for the professional manner in which you handled this claim. Having the portal option to submit the claim is effective, and the voice to voice interaction with the agent about a local repair person was just what we needed. Thanks for the overall great customer service.

June 18, 2026
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Reply from Home Warranty Inc.

So glad to hear! Thanks for sharing Honored to serve.

Rated 5 out of 5 stars

Great customer service!

I had a very good experience, from the original call to the reimbursement. They were very polite and helpful. They explained the process, the next steps and what to expect. They made sure I knew what I needed to do on my end. The pricess was very quick and easy! Great customer service!

June 30, 2026
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Reply from Home Warranty Inc.

So glad to hear! Thanks for sharing Honored to serve.

Rated 5 out of 5 stars

The best!

Home Warranty is a great company to do business with! Everything from the initial contact to the final check was quick and easy. I am so pleased with my experience that I've recommended them to many of my friends and family. No horror stories like other warranty companies just fast results!

June 24, 2026
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Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 5 out of 5 stars

They actually answer calls!

Phone calls are answered promptly and solutions are reached efficiently. Pleasantly surprised..

June 18, 2026
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Reply from Home Warranty Inc.

We typically answer 96% of calls in under a minute - we know your time is important. Thanks for sharing!

Rated 5 out of 5 stars

Fantastic customer care folks who…

Fantastic customer care folks who walked us through the warranty carefully. They answered all of my questions completely and made sure I understood next steps.

One constructive thing...it was an A/C unit and there was no reason for me to call them during the repair. All of that could have been handled post-repair as we had all the information we needed on paper. It just cluttered the appointment and took their focus away from doing the actual work.

June 29, 2026
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Reply from Home Warranty Inc.

Thanks for the feedback - we do ask for the diagnosis so we can determine coverage - and that way you know your best options for repair versus replace and have no unexpected costs. Appreciate the review!

Rated 1 out of 5 stars

The process seems flawed

The process seems flawed. Business spoke bad about having to deal with you and not getting paid. Then I haven't been paid.

After your reply , I verified and no I didn't receive anything.

June 25, 2026
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Reply from Home Warranty Inc.

We show an e-check was processed and sent to the email address on file with your contract as of 6/26/26. Please check your spam folder associated with that account as well. If you are unable to locate the e-check, please reach out to our Accounting dept by calling our toll free number.

Rated 5 out of 5 stars

At first I was frustrated

At first I was frustrated, but the support tech recognized this and worked with me to find a solution.

June 26, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

So glad to hear! Thanks for sharing.

Rated 1 out of 5 stars

One cycle of my dishwasher caused the…

One cycle of my dishwasher caused the spinning arm underneath to adhere to and melt on the heating element. Apparently, because one of those things had to happen before the other, you only paid for one item obviously there was no way for me to turn off the dishwasher and know that this had happened in the middle so I would call this one occurrence. Only paying for $150 is extremely disappointing.
The rude tone of the person who was very unhelpful on the phone was also very disappointing. It’s very upsetting that I’ve paid for the service to handover with the sale of my home.

June 26, 2026
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Reply from Home Warranty Inc.

Thank you for the feedback. We will be reviewing the recording of the call(s) and addressing any concerns discovered.

Rated 5 out of 5 stars

Exceptional

The ease of my whole experience was 10/10 from my initial phone call to the repair being completed! Everyone was professional, nice and timely.

June 19, 2026
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Reply from Home Warranty Inc.

Love to hear this ! Thanks for sharing.

Rated 5 out of 5 stars

Extraordinary customer service from…

Extraordinary customer service from Brialle!! Claim was processed quickly and the check sent promptly. Extremely satisfied with our home warranty.

June 1, 2026
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Reply from Home Warranty Inc.

Brialle is amazing! Always going the extra mile for her agents and clients. Thanks for the shout out!

Rated 1 out of 5 stars

I was charged same amount a deductible…

I was charged same amount a deductible I would pay a freelancer

June 9, 2026
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Reply from Home Warranty Inc.

Thanks for the feedback - the plan does come with a $100 deductible which is industry standard. We do have a no deductible plan however replacement allowances are more limited on that plan and selection of coverage would be a la carte. If you wish to discuss your options, please reach out to us.

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