I've had good experiences with IPF across a few different products. Shannon Moran helped me set up an AVC, and then later I went through IPF for my mortgage, with Ryan Flood helping me most recently.... See more
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Company details
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Irish Pensions & Finance was established in 1993 and specialises in the provision of financial advice to Public Sector employees. Over the past 30 years, we have built up a wealth of experience in dealing with employees working in the Public Sector and currently administer over 137 AVC schemes with a combined membership of over 25,000 members. Current schemes include Civil Service, HSE, Voluntary Hospitals, AGSI and Local Authorities. We have a team of over 60 Financial Advisors who work with clients from initial consultation through ongoing servicing and monitoring. Our goal is to guide our clients towards making the right decisions regarding their own financial priorities and concerns. As part of our service, we provide online and in-person information sessions for Public Sector staff. These sessions give staff a breakdown of their superannuation entitlements and the options available to enhance these benefits. Staff are also offered the opportunity to meet a Financial Advisor on a one-to-one basis for an individual financial consultation, free of charge. We specialise in the provision of retirement/ financial planning advice.
Contact info
Suites 3 & 4 Gowna Plaza, Bracetown Business Park, D15 XW31, Clonee, Ireland
- 01 8298500
- info@ipf.ie
- ipf.ie
Replied to 50% of negative reviews
Typically replies within 48 hours
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1 to 1 consultation
I was contacted about a 1 to 1 follow up, and agreed a time to meet. They were very flexible, as was a bit late joining, and the session was tweaked to make the most of our time, that was really appreciated. Very good, useful and practical information.
Leah gave excellent financial advice…
Leah gave excellent financial advice and responded to any queries I had in a timely manner.
Pleased with my financial review
I spoke with Ian Garvey about AVCs and finances generally and I found him to be really good. He was knowledgeable, factual and wasn't pushy. I felt confident that the advice he provided was accurate and professional.
Very helpful with pensions
Very helpful with pensions, life insurance and overall picture of our finances.
Great experience with IPF
I always had difficulty understanding all the jargon around pensions.a couple of years ago through a recommendation from a work colleague i got in touch with Ian Garvey from IPF pensions.all i can say is Ian has to be the most patient person i have ever dealt with.he explains everything simply and clearly.He answers my many emails and calls.I know im in safe hands with Ian.would recommend him to anyone
Retirement planning chat
Michelle provided comprehensive information regarding the services I inquired about, including AVC and retirement planning. Her explanations were clear, concise, and factual. I also appreciate the annual updates she provides.
I deal with Charlotte Maher and always…
I deal with Charlotte Maher and always recommend her to my colleagues. A few have signed up to AVCs after dealing with Charlotte. She makes everything so easy to understand. Highly recommend.
Working with Keith Waters.
Working with Keith Waters was very positive. He came across as very knowledgeable in areas of investment and pension needs. He responded in a timely manner when I made contact.
Dates of experience: ongoing since May 2025.
Great Service
I'm retiring shortly and had no idea how i was fixed with regard to my pension. I dealt with Thomas Livingston and in two consults he had me sorted and explained every step. Then he followed up to make sure I was happy with everything. Great service and I would definitely recommend
AVC and top up payment
I dealt with Camila Munoz Garcia in relation to current and future options on my current AVC policy. She put together excellent review options going forward plus guided me in respect of a top up of contributions in advance of tax deadline. Total satisfaction and will be back in touch in the new year for a further discussion.
Look forward to my calls with Lynette…
Look forward to my calls with Lynette as she is so helpful, knowledgeable and professional.
Aaron was very helpful
Aaron was very helpful. His presentation and explanations were clear and I would recommend him for a consultation if you are interested in learning about and getting an AVC.
Additional Voluntary Contributions
Took the AVC from Irish Pensions and finance.Cian Moody explained each and
everything clearly.He helped me throughout the process.Overall the dealings was excellent. Thanks
Avoid
Avoid. In all honestly I think this company are taking advantage of healthcare workers who may not be as clued in about finances. IPF take a massive cut of your pension contribution, I was quoted an allocation rate of 69% in the first year, other companies quoted me 100% or 99%. Shop elsewhere and you will save significant amounts of money. Other brokers I have dealt with were really shocked at the IPF charges and said they had not seen anything like that in 20 years and thought those days are gone.

Reply from Irish Pensions and Finance
I am really appreciative of the service…
I am really appreciative of the service I am receiving from this company. I consult with Jack annually and he has been extremely helpful and responsive to my enquiries and is continually willing to update and discuss my financial enquiries.
Great guidance
Every time I speak with Jeff from Irish Pensions and Finance, I come away feeling great about my pension. I feel I can ask anything and I never feel rushed when making a decision. I'm really happy they are guiding me through my pensions journey.
I want to commend Thomas and his…
I want to commend Thomas and his thoroughness and professionalism at IPF. He was excellent to deal with and grateful for his help.
AVC planning
John Kennedy gave a presentation on retirement & AVCs in my workplace. Following on from this I dealt with Killian Dineen. He was extremely helpful with setting up my AVC. He answered all my questions & guided me through the process. I would highly recommend Irish Life.
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