Kensington Mortgages Reviews 

7,873
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 1,405 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly appreciate the exceptionally helpful staff who take the necessary time to explain everything clearly, ensuring the entire mortgage application journey runs smoothly and efficiently from beginning to end. Many individuals frequently mention that support teams are remarkably quick to respond, providing reliable guidance and reassurance whenever professional assistance is needed during the process. However, some people mentioned that document processing could occasionally feel slow and quite frustrating for applicants. Some reviewers noted that requests for financial paperwork were repeatedly asked in separate stages rather than gathered all at once, which made things tedious.

What people talk about most

Service

Clients share positive opinions on service, noting that staff are professional, responsive, and supportive... See more

Staff

Users describe positive interactions with staff, highlighting professional, responsive, and supportive team... See more

Customer service

Customers had positive experiences with customer service, noting that staff members are professional,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting smooth, fast, and... See more

Response time

Consumers find response time to be positive, highlighting fast communication and quick case progression.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Been great so far. Always on hand to help whenever you call, was offered a deal to renew and even after taking new deal they sent a letter saying I could get an even better deal if I phone before my n... See more

Company replied

Rated 5 out of 5 stars

Efficient customer service, everything clearly explained. Any contact on the phone has been with courteous staff who have sorted whatever I need to sort out quickly. Re-mortgaging went very smoothly.... See more

Company replied

Rated 5 out of 5 stars

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to... See more

Rated 5 out of 5 stars

Informative advisors and patient. Very thorough with my options and helped me get on the property ladder 4 years ago and now have secured me with a lower interest rate. Faultless service throughout.


Company details

  1. Mortgage Lender

Written by the company

Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.6

All reviews

(7,873)

1,282 reviews in the last 12 months

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Rated 2 out of 5 stars

I called and asked for a payment break…

I called and asked for a payment break just because the company I work for started a new job and had to wait 90 days for it first payment only to be told you won’t be able to help.

August 8, 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Jason,
We're sorry to hear about your recent experience and appreciate you taking the time to share your feedback.
We've raised a complaint on your behalf and have already tried to contact you regarding your concerns. A member of our team will be in touch again shortly to discuss this further.
Thank you, Kensington.

Rated 5 out of 5 stars

Mortgages

I have different mortgage products with Kensington and as always the service has always been very professional and competitive. Easy to contact someone and discuss when you need support and the lender is always keen to a solution to support customers.

August 7, 2026
Rated 5 out of 5 stars

Nice and easy process

Nice and easy process , offering the best deal out there for me .
Easy application and very knowledgeable customer service.
Well done everyone

August 7, 2026
Rated 5 out of 5 stars

Mala Abbi is great

Mala Abbi is great!

We submitted a portfolio LTD Co case that offered within 6 working days. Super fast and efficient underwriting.

Fantastic service.

August 14, 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional Customer service

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to etc. She rectified my payment date and made me feel alot better and more in tune with my finances. Thank you

August 12, 2026
Rated 2 out of 5 stars

Long processing and information asked…

Long processing and information asked for in dribs and drabs, gifted deposit from mother of client and uw asking for client birth certificate to prove connection to client but she has remarried and the name is not the same so how does that prove anything?

August 12, 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Bita,
Thank you for taking the time to share your feedback and for speaking with us directly. We're sorry to hear that this case did not reflect the level of service you've come to expect from us. Having reviewed the application, we recognise there were opportunities for us to request certain information earlier in the process, which may have helped avoid delays and reduced some of the stress caused.
We value your feedback and appreciate your continued support. Thank you, Kensington.

Rated 4 out of 5 stars

Dealing with Kensington Mortgages was…


Dealing with Kensington Mortgages was straightforward for me. Their customer service was very professional and demonstrated good knowledge when handling my inquiries. However, my solicitor found it difficult to access the information, as everything had to be done manually as to using portal. The funds arrived on the day and at the time promised by Kensington Mortgages. Thanks!

August 2, 2026

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