Kensington Mortgages Reviews 

7,876
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 1,405 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly appreciate the exceptionally helpful staff who take the necessary time to explain everything clearly, ensuring the entire mortgage application journey runs smoothly and efficiently from beginning to end. Many individuals frequently mention that support teams are remarkably quick to respond, providing reliable guidance and reassurance whenever professional assistance is needed during the process. However, some people mentioned that document processing could occasionally feel slow and quite frustrating for applicants. Some reviewers noted that requests for financial paperwork were repeatedly asked in separate stages rather than gathered all at once, which made things tedious.

What people talk about most

Service

Clients share positive opinions on service, noting that staff are professional, responsive, and supportive... See more

Staff

Users describe positive interactions with staff, highlighting professional, responsive, and supportive team... See more

Customer service

Customers had positive experiences with customer service, noting that staff members are professional,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting smooth, fast, and... See more

Response time

Consumers find response time to be positive, highlighting fast communication and quick case progression.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Been great so far. Always on hand to help whenever you call, was offered a deal to renew and even after taking new deal they sent a letter saying I could get an even better deal if I phone before my n... See more

Company replied

Rated 5 out of 5 stars

Efficient customer service, everything clearly explained. Any contact on the phone has been with courteous staff who have sorted whatever I need to sort out quickly. Re-mortgaging went very smoothly.... See more

Company replied

Rated 5 out of 5 stars

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to... See more

Rated 5 out of 5 stars

Informative advisors and patient. Very thorough with my options and helped me get on the property ladder 4 years ago and now have secured me with a lower interest rate. Faultless service throughout.


Company details

  1. Mortgage Lender

Written by the company

Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.6

All reviews

(7,876)

1,290 reviews in the last 12 months

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Rated 5 out of 5 stars

What an amazing experience

What an amazing experience! The case was a little bit complicated and there was small tech issues to boot also, some income not pulling through properly, loan little bit wrong from the DIP but Kensington were fantastic! Got it all sorted the old fashioned way with a phone call and the case was agreed subject to valuation within 3 working days! Fantastic service thanks again!

July 18, 2026
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Reply from Kensington Mortgages

Hi Phil, we’re delighted that our team could resolve the issues and keep a complicated case moving. It’s especially good to hear that speaking with us directly made a difference. We hope to help you and your clients in the future. Thank you, Kensington.

Rated 5 out of 5 stars

Excellent

Very straightforward whole process was excellent

July 18, 2026
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Reply from Kensington Mortgages

Hi Mandy, we’re so pleased that you're happy with your experience. Thank you, Kensington.

Rated 4 out of 5 stars

it was quite an additional documents…

it was quite an additional documents requested and criteria that we would not known before, but It all ended well at the end.

July 18, 2026
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Reply from Kensington Mortgages

Hi Aiva, thank you for sharing your experience. We appreciate that the requirements were more extensive than expected and are pleased the case reached a positive outcome. Thank you, Kensington.

Rated 5 out of 5 stars

Allways there understanding in very …

Allways there understanding in very difficult times

July 17, 2026
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Reply from Kensington Mortgages

Hi Richard, we're glad our team could offer understanding and support when it mattered most. Please know that we’re here if you need us. Thank you, Kensington.

Rated 5 out of 5 stars

Would Recommend

From the beginning we have been helped where needed. Application was easy and staff have been both polite and helpful.

July 18, 2026
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Reply from Kensington Mortgages

Hi Amanda, we’re delighted that you felt supported and found our team helpful throughout. Thank you for recommending us, Kensington.

Rated 5 out of 5 stars

From start to finish the process was…

From start to finish the process was smooth. The underwriter was great. Service great too.

July 10, 2026
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Reply from Kensington Mortgages

Hi Nina, it’s great to hear that your underwriter supported the case well and everything progressed smoothly. Thank you, Kensington.

Rated 5 out of 5 stars

Excellent overall experience from…

Excellent overall experience from application to offer.

July 14, 2026
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Reply from Kensington Mortgages

Hi, we’re delighted that you had an excellent experience with us and we look forward to supporting you and your clients in the future. Thank you, Kensington.

Rated 5 out of 5 stars

Great option when your financial…

Great option when your financial situation isn't straight forward and most popular lenders can't help. I.e having a portfolio of buy to let's meant fewer options. Still despite this the rates were competitive considering.

Since taking out my mortgage I had to contact the team for help and the customer service rep I spoke to was extremely good. Very helpful and quick to answer.👍

I was very impressed when having received my mortgage offer but before completing there was a rate drop and they issued a new offer at the better rate. 😁

Could do better........
The first property I was buying fell through. I had a mortgage offer in place for at least 3 months. When I found another property only a couple of weeks later rather than having the option to transfer this offer over, subject to survey, I had to start again as if it's a new application which took more time and cost me a second broker fee. Maybe consider a transfer option 🤔

July 10, 2026
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Reply from Kensington Mortgages

Hi Andrew, thanks so much for taking the time to share such detailed feedback. We’re really pleased we could support you with a mortgage that suited your circumstances, and that our team was able to help when you needed us.
We also really appreciate your suggestion about making things smoother when plans change - feedback like this is genuinely helpful as we look at ways to improve the experience for customers. Thank you, Kensington

Rated 5 out of 5 stars

Excellent service

Excellent service, very good staff

July 14, 2026
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Reply from Kensington Mortgages

Hi Angelina, thank you for your kind words. We’re pleased that you had a good experience with us, Kensington.

Rated 5 out of 5 stars

A very good service

A very good service

July 10, 2026
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Reply from Kensington Mortgages

Hi Adrian, it’s great to hear that you had a good experience with us. Thank you, Kensington.

Rated 4 out of 5 stars

Good easy company

Good easy company, interest rate higher than preferred

July 11, 2026
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Reply from Kensington Mortgages

Hi Finn, we’re pleased you found us easy to deal with. We understand your disappointment with the interest rate and appreciate you sharing your thoughts. Thank you, Kensington.

Rated 5 out of 5 stars

Great Service Thankyou!

Efficient and good communication. Offered pretty quickly too!

July 11, 2026
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Reply from Kensington Mortgages

Hi Jason, thanks so much for your kind comment! We're pleased you've had a good experience with us and we hope to work with you and your clients in the future. Thank you, Kensington.

Rated 5 out of 5 stars

Very efficient mortgage process …

From application through to completion of property purchase was a seamless and efficient process. Rate was also competitive and time for expiry of product gave us enough time to complete without undue conveyancing stress.

July 16, 2026
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Reply from Kensington Mortgages

Hi Tosin, we’re delighted that your purchase progressed efficiently and that you had sufficient time to complete comfortably. Thank you for sharing your experience, Kensington.

Rated 5 out of 5 stars

Always good to deal with and speaking…

Always good to deal with and speaking directly to underwriters saves so much time and pain

July 14, 2026
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Reply from Kensington Mortgages

Hi Brian, we’re pleased that direct access to our underwriters continues to make a difference to your cases. We appreciate your feedback and look forward to working with you and your clients in the future. Thank you, Kensington.

Rated 5 out of 5 stars
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Reply from Kensington Mortgages

Hi Ilhami, it’s great to hear that we delivered the service you expected. Thank you for taking the time to share your kind feedback, Kensington.

Rated 5 out of 5 stars

Great service from Kensington…

Great service from Kensington Mortgages. The process was smooth, the team was professional and helpful, and communication was excellent throughout. I would happily recommend them.

July 11, 2026
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Reply from Kensington Mortgages

Hi Adriatik, thank you so much for your recommendation; we’re delighted that you felt supported and well informed throughout. Thank you, Kensington.

Rated 5 out of 5 stars

Just simple to use

July 9, 2026
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Reply from Kensington Mortgages

Hi Abraham, we’re glad you found the online process easy to use. Thank you for sharing your feedback, Kensington.

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