Lloyds Bank Reviews 

11,904
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 6,064 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being professional, kind, and helpful, often highlighting their patience and knowledge. Many reviewers describe the service as excellent and efficient, making transactions feel smooth and easy. People appreciate the personalized approach and how staff members go above and beyond to resolve issues and explain options clearly. However, some customers experienced dissatisfaction with customer service, citing long wait times, multiple transfers to different agents, and a perceived lack of knowledge. A few other people also felt that the user experience was not always friendly, mentioning issues with failed transfers, account changes, or difficulties setting up direct debits. Some reviewers also reported concerns about security issues not being resolved or unexpected account closures.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting many employees as helpful, patient, and... See more

Customer service

Consumers find customer service to be ambiguous, with many reviewers expressing significant dissatisfaction,... See more

Service

Customers consistently note positive experiences with service, with many praising the helpfulness,... See more

Payment

Customers had ambiguous experiences with payment, with many reporting significant issues such as unauthorized... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the online experience good overall... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Leicester, High Street - As part of my ‘Executor duties’ I recently had to distribute the funds to all the beneficiaries and realised that due to the amounts could only be done in the branch. I was... See more

Company replied

Rated 5 out of 5 stars

I visited Lloyds Bank in Lowestoft at about 1pm on 22 July 2026. I had three matters that needed attention: a personal joint account that I wished to close; a business account that was at risk of bein... See more

Company replied

Rated 5 out of 5 stars

I visited Cirencester Lloyd’s bank yesterday 15.7.26 I was greeted by an enthusiastic team member later I found out her name was Sophie. My visit hit a busy time 10ish Sophie booked me in as my ban... See more

Company replied

Rated 5 out of 5 stars

I met Sabina at Derby branch today who went above and beyond helping me upgrade My account aswell as open saving dor Mt three children, she was very patient and lovely to chat to! Ten ten service :D

Company replied


Company details

  1. Bank

Written by the company

Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Visit us today to find out more.


Contact info

4.1

Great

TrustScore 4 out of 5

12K reviews

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4.1

All reviews

(11,904)

6,136 reviews in the last 12 months

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Rated 1 out of 5 stars

Lloyds have fallen into an abyss

Have been trying to log into my account since last week.
It’s shocking that have been on the phone for over an hour and the response is constantly “we are particularly busy at the moment and expect to be answered shortly, alternatively you can use our mobile or online service which are available 24hrs a day.
Unfortunately, that isn’t working either
Lloyds have fallen into an abyss

It would be better if they had a CALL BACK facility for their customers

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Kay, thank you for your feedback. I'm sorry to hear you've been unable to access your account and have experienced long waiting times when trying to contact us. We understand how frustrating this must be, especially when you're unable to use Online Banking or the app. This isn't the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62042BExBE0

Thanks
Subhiksha

Rated 1 out of 5 stars

And here we go again - Lloyds online Failures!!

And here we go again ... whinging about the sheer incompetence of the Lloyds Banking Group systems and their failings!
1. The complaint previously registered re the removal of names on accounts has 'apparently' been closed - informed by letter - it has NOT the issue remains!!
2. Today making a payment online, system says 'cannot be completed' ... attempt an hour later in hope resolved - same message, check bank balance half an hour later and guess what? two payments taken from the account!!!
3. Long wait to speak to bank - told "there is a national issue, we have made a request to recall the duplicate transaction, money should be back in the account by close of play."

Lloyds Bank - you have completely lost it!!

Group Board - take some ownership and get the chaos sorted - you're the laughing stock of the Banking industry!!

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Adam, thank you for taking the time to share your feedback. I'm sorry to hear about the issues you've encountered, particularly regarding your existing complaint and the duplicate payment.

I understand how frustrating this must have been, especially after being advised a payment hadn't gone through, only to find multiple payments had been taken. This isn't the level of service we aim to provide.

If you're unhappy with the outcome of your complaint, you can find information about the Financial Ombudsman Service here: http://spr.ly/62048BEaCm8

Rated 5 out of 5 stars

Excellent customer service

Came in today to pay cheque into my account. With no Halifax branch now this is the second time I have had to use the Lloyds Camberley branch and I have to say both times the staff have been so accommodating and helpful.
I saw Lee today who explained that I can pay cheques into my account via my app and talked me through the process. She was so polite and helpful.bit was again a delight to visit your branch.
Thank you

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Marshall, thank you for feedback. I'm delighted to hear about the excellent service you received at our Camberley branch. It's great to know that Lee was able to help you with paying in cheques through the app and guide you through the process in such a helpful and accommodating way. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

Bav gave great service

Bav gave great service, she was very helpful providing me with statements for visa, speedy service.

July 27, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Hamza, thank you for your feedback. I'm delighted to hear that Bav provided great service and was able to help you with your visa statements quickly and efficiently. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 1 out of 5 stars

Customer service???

How can I rate my experience as anything other than 1-star when, after calling customer service and listening to the various recorded instructions and messages, the line went dead after I'd been holding on for about ten minutes? Then I redialled and went through exactly the same experience except that (as I write this) I've been holding on for 10, maybe 15 minutes and have not yet been cut off. This must be caused by either ineffective staff or staffing levels that are too low. I'm now going to hang up because as it so happens I don't have all afternoon to hold on. 'Customer service'? Shocking. They're having a laugh. I'm a business customer and I think it's time to change banks.

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Austen, thank you for your feedback. I'm sorry to hear about your experience trying to contact us. We understand how frustrating it can be when you're unable to get through, especially when you need support. This isn't the level of service we aim to provide, please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62046BEafpy

If the issue is not resolved. Please contact one of our messaging colleagues who will look into this and get this resolved as quickly as possible.

Thanks
Subhiksha

Rated 5 out of 5 stars

Today today I went to visit Lloyds Bank…

Today today I went to visit Lloyds Bank in Bridgewater for a very important reason I was directed to the information desk there one of the staff dealt with my case and went above and beyond with advice care and genuine concern and name was Sammy

July 27, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Mr Boswell, thank you for your feedback. I'm delighted to hear about the excellent service you received from Sammy at our Bridgwater branch. It's wonderful to know they went above and beyond, providing advice, care and genuine concern while helping you with such an important matter. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 2 out of 5 stars

Waiting for a replacement lost card

Waiting for a replacement lost card, told it would be between 4 and 10 days still waiting after 12 day's despite been in touch with Lloyds when you a can get through 3 times. Definitely going to move my accounts.

July 17, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Dennis. I'm sorry to hear about the delay in receiving your replacement card and appreciate how frustrating this must be, especially after contacting us several times.

If you'd like to raise a formal complaint, you can do so here:http://spr.ly/62047BEatzP

Thanks,
Sanaa

Rated 5 out of 5 stars

My query was attended to succesful

My query was successfully attended to. The service was very professional and highly helpful. Toyin, the name of the person I met, treated me with respect and went above and beyond to ensure my issue was resolved. I left the branch feeling satisfied and happy. She made me realize that some people still genuinely care about their customers. The branch is located in Manchester.

July 27, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Noheem, Thank you for leaving us a 5-star review. We appreciate the positive feedback. It's wonderful to hear that Toyin delivered such a positive experience. Her professionalism, respect, and commitment to helping you are greatly appreciated, and we're pleased she was able to resolve your query and leave you happy with the service you received.


Thanks
Neha

Rated 5 out of 5 stars

Rich, Stamford Branch

Rich, the customer assistant at Stamford is a diamond. Twice, I have had to arrange complicated affairs, following the death of my father and then arranging online banking for my mother via Lasting Power of Attorney. Both times, Rich was brilliant - knowledgeable, quick, efficient, sensitive. Thank you Rich.

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Chris, thank you for your feedback. I'm delighted to hear about the excellent service you've received from Rich at our Stamford branch. It's wonderful to know that Rich was able to provide knowledgeable, efficient and sensitive support during such important and challenging times, including following the loss of your father and when arranging Online Banking for your mother under a Lasting Power of Attorney. Thank you for your wonderful feedback and for giving our service a 5-star rating. We truly appreciate your support!

Thanks
Subhiksha

Rated 3 out of 5 stars

Security is getting in the way of good banking

I've been with Lloyds for decades and I've been very happy with them - either in branch, online or via the app. But recently they've given me grief by (a) preventing me from making an online payment (for car insurance) and (b) adding an extra hurdle when I tried to transfer funds to my own savings account (with NS&I), due to a surprise new payment limit.

Their intervention, presumably for reasons of security, just leaves me confused when it's unclear whether a transaction has gone through or not. It's embarrassing having to make apologetic phone calls when Lloyds blocks a perfectly legitimate overnight debit, and then trying to clear up the subsequent mismatch between computer systems is a nightmare.

Earlier this year I did raise a formal complaint about the blocked payment (for which there was no reasonable explanation) but I'm sure it will happen again.

I don't yet intend switching my main bank away from Lloyds, but they've certainly dropped a couple of stars this year.

Edited for clarification and to include more detail.

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi David. Thank you for your feedback and for being a customer for so many years. I'm sorry to hear about your recent experience and appreciate how frustrating it can be when payments are interrupted, or you experience issues with our app and chat services.

If you'd like to raise a formal complaint, you can do so here:http://spr.ly/62040BEawcu

Thanks,
Sanaa

Rated 5 out of 5 stars

Kajal @ Leicester High St

Kajal @ Leicester High St
she was so nice the way she attends to customers was so good I was so happy the way she attached to the way she speak to their customer so claim.

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi there. I'm delighted to hear about the excellent service you received from Kajal at our Leicester High Street branch. Thank you for 5-star rating.

Thanks,
Sanaa

Rated 5 out of 5 stars

Very helpful in telling me where best…

Very helpful in telling me where best to put my savings.

July 27, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Joanne, thank you for taking the time to leave us a review. I'm so pleased to hear that our colleague was able to help you find the best home for your savings and make things a little easier for you.

Thank you for 5-star rating.

Thanks
Raj

Rated 5 out of 5 stars

Steve Mellins was so helpful

Steve Mellins was so helpful, sympathetic, speedy , spoke good English, polite and reassured us that all was going to be o.k after being scammed, he had empathy.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Felicity, thank you for your feedback. I'm delighted to hear that our colleague provided such helpful, sympathetic, and reassuring support after your experience.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Bennett

Rated 1 out of 5 stars

Beware using Applepay

Beware using Applepay. Somehow my Lloyds credit card was used to make a subscription to a yoga school in Holland. I have no interest in yoga, have never heard of the company Yogakool, and certainly wouldn't pay in Euros using my Lloyds Mastercard because it is sterling and attracts a fee for each Euro transaction.Furthermore I did not receive an instant notification of this payment on my mobile as I have done with thousands of other payments. The only way I spotted this was on my monthly statement. Lloyds insist it was me, which it wasn't, so there is a security breach with Applepay which Lloyds don't know about or they know about it and won't admit it. I have been with Lloyds for 40 years, I was one of their first customers to trial internet banking, I save with them and I am a shareholder.... not that any of that matters to Lloyds. I am so outraged I am going to change my bank, withdraw my savings and sell off my shares becuase they are a disgrace.

And come on Trustpilot. How can you summarise Lloyds by saying "Considering 6,064 reviews, reviewers had a great experience with this company" when more than half of the reviews are 1 or 2 stars !!

October 26, 2025
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Nomis, Thank you for taking the time to share your feedback. I'm sorry to hear about your experience and understand your concerns regarding a transaction you don't believe you authorized. If you'd like us to review your concerns further, please contact us directly through a secure banking channel so we can ensure the appropriate team has considered all the relevant information.

If you'd like to raise a complaint or share further feedback, please visit:
http://spr.ly/62041BEQNBt

Thanks
Neha

Rated 1 out of 5 stars

Time to keep my money under a mattress

Time to keep my money under a mattress! Tried to pay a someone for gardening work but payment stopped - call us when he has completed the work and we will let the payment through. There is clearly an age trigger on their fraud algorithm.

In the meantime I go online to carry out other banking activity only to find my account has been blocked. Outrageous. Fraud prevention is one thing, oppressive behaviour is another unacceptable matter!!! I now have no access to my money.

July 26, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi John, Thank you for taking the time to share your feedback.

I'm sorry to hear about your experience and understand how concerning it can be when payments are stopped or access to your account is restricted.

Our security measures are designed to help protect customers from fraud, but I understand the impact when this affects legitimate banking activity. If you'd like to provide further feedback or make a complaint, you can do so here: http://spr.ly/62044BEQFhY



Thanks
Neha

Rated 5 out of 5 stars

The staff are always helpful even when…

The staff are always helpful even when under pressure, yes sometimes the qué can be ling and frustrating but that's nothing to do with the service you receive. I have nothing but good, friendly service from the Milton Keynes by brunch. Melissa has been so helpful today and gave me good advice. I have been a customer for 30 years and would not ever move banks. Thanks ladies at mk brunch you work hard and stay polite.

July 25, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Elaine, Thank you for leaving us a 5-star review. We appreciate the positive feedback. Thank you for taking the time to leave us such a wonderful review. We're pleased to hear that you've consistently received friendly and helpful service from our Milton Keynes branch, even during busy periods. It's especially great to hear that Melissa was able to provide helpful advice during your visit. Thank you for your loyalty over the past 30 years.


Thanks
Neha

Rated 5 out of 5 stars

Bank

I am very pleased with the service at the lloyds bank branch in Bognor Regis and I recommend to everyone if you have a question go to the your branch the staff will help. Thank you.

July 25, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Rosen, thank you for your feedback. I'm delighted to hear you've been pleased with the service at our Bognor Regis branch and our colleagues were able to help with your questions. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

Professional

Professional - Patient - Know how - Meticulous - Respect - Punctual - Smiley face
Lady assisted us at Lloyds Bank Huddersfield branch today, Possessed all the above attributes.
Thank you

July 25, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi there. I'm delighted to hear about the excellent service you received from our colleague at the Huddersfield branch. Thank you for 5-star rating.

Thanks,
Sanaa

Rated 5 out of 5 stars

Katie at skegness was excellent and a…happy visit

Katie at skegness was excellent and a credit to your company knowledgeable and efficient

July 1, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi, Thank you for leaving us a 5-star review. I'm pleased to hear that Katie at our Skegness branch provided such excellent service. It's great to know that Katie's knowledge and efficiency helped make your visit a positive one.

Thanks
Neha

Rated 5 out of 5 stars

Rij from Luton Branch helped me…

Rij from Luton Branch helped me professionally and I am satisfied with the service.

July 25, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Ketai.

Thank you for your 5-star rating!

I'm delighted to hear that Rij from our Luton Branch was able to help you professionally and that you were satisfied with the service provided.

Thanks
Dhanraj

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