Lowratecarfinance Reviews 

262
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 146 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for being exceptionally helpful, friendly, and patient, which makes new applicants feel completely at ease during the application. Many reviewers highlight that the team provides outstanding customer service and skillfully guides buyers through every single step of the process. Some people also felt that the entire loan procedure was surprisingly fast, completely stress-free, and remarkably easy to navigate from start to finish. Consumers consistently note that representatives maintain regular contact, answer all questions promptly, and deliver impressive financial results without experiencing any complicated delays.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their helpfulness, patience, and professional... See more

Service

Clients share positive opinions on service, highlighting a quick, friendly, and efficient experience from... See more

Customer service

Customers consistently note positive experiences with customer service, praising the hard work, speed, and... See more

User experience

People report positive experiences with user_experience, highlighting a smooth, quick, and hassle-free... See more

Response time

Consumers find response times to be extremely positive, praising the quick and efficient communication... See more

Reviews shaping this summary

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

The boys strike again got my truck finance for me in Feb and just got my car for me when no one else could help, made the process very very easy, they work hard and fast found a car they got it paid o... See more

Company replied

Rated 5 out of 5 stars

Smooth process from start to finish, really helpful staff, particularly Jordan & will who I dealt with whilst arranging my finance. Talked me through all the different options & made sure it was right... See more

Company replied

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.


Contact info

4.9

Excellent

TrustScore 5 out of 5

262 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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4.9

All reviews

(262)

146 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My experience with Low Rate Car Finance

My experience was great. My car of preference was above what I had budgeted for it. Low Rate Car Finance was approached by the car dealer on my behalf on Sun 03/05.

After I completed the assessment questionnaire, my loan application was approved within minutes, far quicker than I had imagined. Also, the initial paperwork to read and sign came through to me really quickly on Tue 05/4. (Sunday was weekend & Mon 04/5 was bank holiday, so offices closed.)

Subsequent paperwork took slightly longer to come through, though that may not have been unrelated to the backlog that may arisen from Bank Holiday Monday 04/05.

All in all, it was an impressive service from Low Rate Car Finance. Their staff, Paige and Dan were supportive all the way. And I am glad that I have got a car of my choice, thanks to their support.

I will gladly go back to this company for Finance in future, if need be.

May 6, 2026
Unprompted review
Rated 5 out of 5 stars

Superb Customer Service Experience

My customer service experience with Will was superb. He was patient, diligent and respectful all through the process. He was persistent and transparent and giving me assurances, protecting my interest and tried to help look for the best deal options for me.

April 10, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

Sam was brilliant

Sam was brilliant, helpful and made the process very easy, talking me through pricesses i was struggling with. Nice guys and efficient company

March 25, 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

So easy to purchase a vehicle from…

So easy to purchase a vehicle from these guys. Quick simple and so helpful.
Nice clean motor and great price.
Definitely buy from this company again.

April 1, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

Offering better and delivering....

Being offered to search to find the best finance results and believing they can do much better than the results that came and offering so much and delivering a tremendous service and deal. Dan made a possible good day into an amazingly great day.

April 4, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

A1 service

A1 service , very helpful. Highly recommended. Amazing car very happy customer

March 28, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

Brilliant services

Fast and efficient responses, very good information provided and very clear instructions, to move you forward with your requirements

March 25, 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

Got the job done

Got the job done, clear communication, helped where needed. Got the job done quick and efficiently

March 24, 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

Rated 5 out of 5 stars

Trustworthy

Honest
Helpfully
Reliable

March 19, 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for the review, we're really glad that your experience with 5*

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