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Lowratecarfinance Reviews 

263
•
TrustScore 5 out of 5

4.9

Car Finance and Loan Company
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Review summary

Created with AI, based on recent reviews

Looking at 146 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally helpful and friendly staff members who guide them patiently, making the entire car finance process smooth, straightforward, and very easy to understand from start to finish. People also highlight the remarkably fast response times and quick turnaround, noting that loan applications are handled with incredible efficiency. Some reviewers were satisfied with the simple online forms and digital application process that kept them fully involved. Consumers additionally appreciated the clear, transparent communication and regular progress updates provided by the team throughout their entire purchasing journey.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are friendly, knowledgeable,... See more

Service

Consumers find service to be exceptionally positive, praising the quick communication and helpful staff from... See more

Customer service

Clients share positive opinions on customer service, highlighting straightforward, quick, and hassle-free... See more

User experience

Reviewers highlight positive aspects of user_experience, describing the process as remarkably smooth, quick,... See more

Response time

Customers had positive experiences with response time, highlighting a very quick and efficient service from... See more

Reviews shaping this summary

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied

Rated 5 out of 5 stars

The boys strike again got my truck finance for me in Feb and just got my car for me when no one else could help, made the process very very easy, they work hard and fast found a car they got it paid o... See more

Company replied

Rated 5 out of 5 stars

Smooth process from start to finish, really helpful staff, particularly Jordan & will who I dealt with whilst arranging my finance. Talked me through all the different options & made sure it was right... See more

Company replied

Company details

  1. Car Finance and Loan Company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.

Contact info

4.9

Excellent

TrustScore 5 out of 5

263 reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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4.9

All reviews

(263)

147 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Quick and stress free process.

Helpful, efficient, timely communications. The whole process was smooth and stress free. Thank you!

March 18, 2026
Unprompted review
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Reply from Lowratecarfinance

Thanks for your review Shelley!

Rated 4 out of 5 stars

Good communication between myself and…

Good communication between myself and the organization:)

March 9, 2026
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Reply from Lowratecarfinance

Thanks for your review. We'd like to understand how we could improve our service to make the 4* review a 5!

Would you be able to email us please letting us know how we can do better?

Thank you

Rated 5 out of 5 stars

Dan was extremely helpful

Dan was extremely helpful. Very informative and easy to work with. Answered every question I had in a matter of minutes without once putting me on hold for 15 minutes like I’ve had before and was just really professional. The whole thing didn’t take long at all and within a few emails and forms we had done everything now I’m picking my new van up tomorrow. It really couldn’t have been simpler.

March 6, 2026
Unprompted review
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Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Easy, straightforward, transparent

Can’t believe what a straight forward easy positive experience.
Guys made it so simple and. From start to finish. Perhaps 2 phones calls and the deal was done and complete.
Will 💯 use them again!

March 4, 2026
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Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

I don't do do reviews, but this company deserved it.

My experience with this company was amazing from start to finish.
. Negotiating my deposit to allow for a lower deposit.
. Constant updates on the how the process is going.

I would highly recommend using them.

February 27, 2026
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Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Great experience

I had a great experience arranging my van finance. The process was straightforward, transparent, and much quicker than I expected. I was especially impressed with the low interest rate offered, which made the monthly payments very affordable and manageable.

The team was helpful throughout, clearly explaining all the terms and making sure there were no hidden surprises. Approval was smooth, and communication was consistent from start to finish.

Overall, I would highly recommend this finance provider to anyone looking for competitive rates, a hassle-free process, and excellent customer service.

February 25, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Great service

Quick and easy process - were able to find a much better deal than I was offered elsewhere.

February 19, 2026
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Reply from Lowratecarfinance

Thanks for your review!

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