Lowratecarfinance Reviews 

266
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 146 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally helpful and friendly staff members who guide them patiently, making the entire car finance process smooth, straightforward, and very easy to understand from start to finish. People also highlight the remarkably fast response times and quick turnaround, noting that loan applications are handled with incredible efficiency. Some reviewers were satisfied with the simple online forms and digital application process that kept them fully involved. Consumers additionally appreciated the clear, transparent communication and regular progress updates provided by the team throughout their entire purchasing journey.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are friendly, knowledgeable,... See more

Service

Consumers find service to be exceptionally positive, praising the quick communication and helpful staff from... See more

Customer service

Clients share positive opinions on customer service, highlighting straightforward, quick, and hassle-free... See more

User experience

Reviewers highlight positive aspects of user_experience, describing the process as remarkably smooth, quick,... See more

Response time

Customers had positive experiences with response time, highlighting a very quick and efficient service from... See more

Reviews shaping this summary

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied

Rated 5 out of 5 stars

The boys strike again got my truck finance for me in Feb and just got my car for me when no one else could help, made the process very very easy, they work hard and fast found a car they got it paid o... See more

Company replied

Rated 5 out of 5 stars

Smooth process from start to finish, really helpful staff, particularly Jordan & will who I dealt with whilst arranging my finance. Talked me through all the different options & made sure it was right... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.


Contact info

4.9

Excellent

TrustScore 5 out of 5

266 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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4.9

All reviews

(266)

150 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Absolutely fantastic

Absolutely fantastic, great communication and so friendly and easy

February 9, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you Tracey!

Rated 5 out of 5 stars

Great experience with Lrcf

Had a very very good experience with Lrcf,especially Jordan &Molly,they couldn’t do enough to help and get things done. Would highly recommend using.

February 10, 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you George!

Rated 5 out of 5 stars

Excellent experience overall

Excellent experience overall. I expected arranging car finance to be time-consuming and stressful, but the whole process was handled really well and felt straightforward throughout. Everything was clearly explained, with no hidden surprises, and the application moved much faster than I anticipated. The staff were friendly, responsive, and always happy to answer my questions. I felt supported from start to finish and would definitely recommend this company to others.

January 22, 2026
Unprompted review
Rated 5 out of 5 stars

I am a dealer partner with LRCF and…

I am a dealer partner with LRCF and they are super easy to deal with. The team are always on the ball, as well as the local rep. They really do go the extra mile. In this world, going the extra mile is what everyone needs....

February 5, 2026
Unprompted review
Rated 5 out of 5 stars

Finance made simple!

We are a dealership that have worked with LRCF recently and we I can't thank them enough. Finally a team that make everything so easy for dealers and customers. Special thank to Pete and Dan for all your continued hard work :)
Vanrax

February 2, 2026
Unprompted review

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