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Lunar Denmark Reviews 

29,587
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,294 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff and support team for being exceptionally helpful, patient, and dedicated to solving banking issues. Consumers also highlight the efficient service, noting that the digital mobile platform is very easy to navigate and provides a smooth onboarding experience. However, some people mentioned experiencing frustrating operational delays and slow response times when waiting for account approvals or trying to reach support. A few reviewers additionally noted that communicating with the team or getting in touch with a human agent can take significantly longer than expected.

What people talk about most

Customer service

Clients share positive opinions on customer service, frequently noting that the staff team is very helpful,... See more

Service

People report positive experiences with service, highlighting that the support is very swift, friendly, and... See more

Staff

Users describe positive interactions with staff, praising the team for being very helpful, polite, and... See more

Response time

Customers consistently note ambiguous experiences with response time, as some reviewers experience efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Customer service is always very helpful, but if you get the good luck to get the customer representativ Nilas, then you will surely be in good hands, even though when one as a customer is being very... See more

Company replied

Rated 5 out of 5 stars

The personnel were helpful & understanding, considering that our collective problems were not of OUR own making. Alma & Nilas were both perfectly understanding, reviewing issues with constructive... See more

Company replied

Rated 5 out of 5 stars

Carl from the Lunar team is excellent! Great staff team, very focused on customer service. Speaks great English, finds solutions to all the various problems and issues, and advises on what is best. 5... See more

Company replied

Rated 5 out of 5 stars

Amazing help my representative was super nice and friendly and helped me directly in an ambiguous request. I was about to churn to another bank but this employees restored my trust in the bank. This i... See more

Company replied


Company details

  1. Bank
  2. also in
  3. Financial Institution

About Lunar Denmark

Written by the company

Welcome to Lunar - Easy banking, all the way

Lunar is a digital bank built on the latest technology, free from legacy systems, rigid thinking and branches. We believe banking should be smarter, easier and cheaper.

Because we are 100% digital, we have no physical branches. Instead, we put all our energy into building the best tools for your money, so you can manage your finances smart and easy straight from your phone.

The Lunar app gives you a whole new overview of your finances and helps you get better control of your money, so you can afford more of what you dream about. That, we believe, is the future of banking. You sign up directly from your phone, and it only takes a few minutes. .

You sign up directly from your phone, and it only takes a few minutes. More than 1.000.000 people are currently using Lunar to spend, save up, take a loan and invest.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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4.4

All reviews

(29,587)

4,324 reviews in the last 12 months

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Rated 4 out of 5 stars

Easy application and fairly quick.

I first applied on Oct. 22nd and was accepted on Nov. 11. I did make a mistake on part of my application about which countries I was tax liable for, which extended the application process. I was notified to update that information, and then I almost entered the wrong info again. This time, the app notified me in the moment that I inputted the wrong information and had me go back to fix it. So it seems there is a system in place to flag potentially incorrect information, which would have been nice to have during my first attempt.

Other than the process taking longer than I expected, it was a simple application and the customer service was helpful, so I am satisfied overall.

November 11, 2026
Unprompted review
Rated 5 out of 5 stars

My Lunar Light account was approved…

My Lunar Light account was approved quickly after I submitted all required documents.
The support team was very helpful and replied fast with clear instructions.
The app is easy to use and perfect for people new to Denmark.
I’m happy with the service so far and recommend Lunar.

November 10, 2026
Unprompted review
Rated 1 out of 5 stars

My card got blocked

My card got blocked. I called it in to ask for help. I was told an email was sent to me but all i received was promotions. The agent sent it again but still i haven't received any. He said it was a confirmation email. Hopefully this will resolve soon

October 31, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Lester

I am sorry to hear about the trouble you have experienced, especially when you have tried to get help but have not received the email needed to move forward.

In some cases, Nets, which handles card transactions, may temporarily block a card if certain transactions trigger a potential fraud alert. This is a security measure intended to protect you and your money. It does not necessarily mean that we suspect you of anything, but rather that a transaction requires confirmation before your card can be used again.

In these situations, we need to get in touch with you to confirm whether the transactions in question were authorised by you. Once we have received your confirmation, we can help you with the next steps and getting your card working again.

We normally reach out through our in-app chat, and I am sorry if you have been unable to access the messages or receive the email confirmation needed.

I would like to follow up with you personally and see if we can get this resolved as quickly as possible. I will reach out to you again so we can take it from there.

Kind regards,
Yakup

Rated 1 out of 5 stars

Terrible customer service run by AI bots

This company has terrible customer service which is run by AI bots. The wait time quoted to me for the AI bot to transfer me to a human was 5-6 days!!

When sending them an email asking questions, it took a month for them to reply and it didn't even answer my questions.

I would steer clear from using them as a bank. I am not in the slightest bit impressed with what they offer.

November 10, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Emily

Thank you for sharing your experience with us.

We are truly sorry to hear about your experience with our customer support, particularly the difficulties you encountered when trying to get in touch with a human agent, the waiting times, and the lack of answers to your questions.

This is certainly not the experience we want our customers to have, and I would very much like to hear more about what happened so we can look into this further.

I have requested your contact details through Trustpilot so I can investigate your experience and reach out to you directly. We would really appreciate the opportunity to understand what went wrong and see how we can follow up on your feedback.

Kind regards
Yakup

Rated 1 out of 5 stars

It took them one month and half to open…

It took them one month and half to open my bank account, they asked me for infinitely many information and documents when I’m just a student with no money who moved to Denmark 2 month ago to study and work a part-time job. And because of their long process I missed 2 pay-checks because I couldn’t finish to sign my work contract.

November 10, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Lucia

Thank you for sharing your experience with us.

First of all, we are sorry if the application process took longer than expected. We understand how frustrating this must have been, particularly when you had recently moved to Denmark to study and work, and were relying on having a bank account in place to finalise your employment arrangements.

Opening a bank account is not always as straightforward as it may seem. As a bank, we are required to follow certain regulatory requirements and conduct the necessary checks to understand each application, including the purpose of the account and how it is intended to be used. These requirements apply to everyone, regardless of their personal or financial circumstances.

In some cases, this means we need to request additional information or documentation along the way. Depending on what is initially provided, further clarification or supporting documents may be necessary before we can complete our assessment. We also recognise that when an application involves several steps, the overall process can feel particularly lengthy. The time it takes to provide the requested information, as well as the processing time between each step, can also affect the overall timeline.

That said, we appreciate that this does not make the waiting any less frustrating, and we are genuinely sorry for the inconvenience and the difficulties you experienced as a result.

Thank you again for taking the time to share your feedback. It helps us understand how our processes are experienced by our customers and where there may be room for improvement.

We have requested your contact details through Trustpilot so that we can look further into your experience and follow up with you directly.

Kind regards
Yakup

Rated 1 out of 5 stars

Lunar Business cancels insurance

Lunar Business cancels insurance with an email, claiming they did a survey (which I did not receive) and decided on my behalf that I don't need travel insurance anymore because I should probably have it somewhere else. This happens at the end of the year, only 3 moths after I paid a yearly fee for this bank which was supposed to cover travel insurance for at least 9 more months. This is ridiculous and shows me that Lunar is not to be trusted with any service that they say they will provide. A business owner already has so much on their plate and removing something so essential from the essential plan is absurd. I will not be renewing my subscribtion and move my business elsewhere.

November 9, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi

Thank you for sharing your experience.

I understand your frustration, particularly given the timing of the change. When you have paid for an annual subscription with certain benefits included, it is naturally disappointing to find that one of those benefits is being discontinued only a few months later.

I can appreciate that this affects how you perceive the value of your subscription, and I am sorry that the change has left you feeling that Lunar has not delivered what you expected.

We certainly do not want our customers to feel that they cannot rely on the services and benefits associated with their subscription. While changes to our products and partnerships can sometimes be necessary, I understand that the timing and communication surrounding such changes matter just as much.

I would be happy to look into your situation and see whether there is anything further we can do to address your concerns.

I have requested your information via Trustpilot.

Kind regards
Yakup

Rated 1 out of 5 stars

The response time when you have issues…

The response time when you have issues is horrific. I've had to wait multiple times now for +2 weeks for a transaction to go into my account because Lunar was blocking it. Now i am doing an international transfer to secure a house to rent and they are blocking that aswell. When you contact them, it takes days or even weeks to get a reply.

November 10, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Jannik

I am really sorry to hear about your experience. Having to wait several days or even weeks for international transfers to be processed and for us to get back to you is understandably frustrating, especially when the payments are important for something as significant as securing a place to live.

International transfers, both incoming and outgoing, can sometimes require additional checks and processing. However, this should not leave you feeling that you are left waiting without answers or updates. That is certainly not the experience we want to provide, and I apologise if we have fallen short in this regard.

We would very much like to look into your situation and understand what has happened. We have received your contact details and will use them to reach out so we can follow up with you directly.

Kind regards
Yakup

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