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Maclear AG Reviews 

961
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Excellent site for getting a high dividend on your money. The supply of projects is good, and the ratings and information provided by Maclear help you evaluate your investments. The bonus system is a... See more

Company replied

Rated 5 out of 5 stars

The best platform for P2P investments after 3 years. Payments always on scheduled time. Customer support that responds immediately and solves every problem (even my mistakes)! Highest interest ra... See more

Company replied

Rated 5 out of 5 stars

So far my experience with Maclear has been absolutely great! I see the risk score, I see the interest rate and I get to decide where I invest my money, the ui is very easy. So far payment have gone al... See more

Company replied

Rated 5 out of 5 stars

Registration was painless. The website is easy to navigate. Once the investments are funded, the interest is paid accurately and promptly. Been investing for 9 months so experience is Very good. When... See more

Company replied

Company details

  1. Investment Service
  2. Finance Broker
  3. Investment Company

About Maclear AG

Written by the company

Maclear

Swiss-Regulated P2P Crowdlending Platform

About Maclear Platform

Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.

Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.

Investment Benefits

Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.

All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.

Key Statistics

€50
Minimum Investment
16%
Annual Returns
0%
Platform Fees
30
Days to First Payment

Zero-Fee Structure

What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.

Regulation and Security

Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.

Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.

Quality and Reliability

Perfect Track Record

Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.

Investment Security

Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.

Additional Features

For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.

Start Investing Today

Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.

Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.

Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.

Boost your passive income with the Maclear P2P platform today!

Written by the company

✔️ Collateral-backed loans by real sector businesses
✔️ Up to 16.5% returns
✔️ Fixed and scheduled monthly repayments
✔️ 0% deposit, withdrawal and investment fee

Contact info

Special Invitation

Earn €30 for every €500 invested. €500-€5000 investments only.

You should know

4.5

Excellent

TrustScore 4.5 out of 5

961 reviews

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Replied to 97% of negative reviews

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4.5

All reviews

(961)

594 reviews in the last 12 months

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Rated 5 out of 5 stars

A serious and reliable company with…

A serious and reliable company with impeccable technical and customer service.

September 11, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Hi Miquel,

Appreciate it. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

High dividend

Excellent site for getting a high dividend on your money. The supply of projects is good, and the ratings and information provided by Maclear help you evaluate your investments. The bonus system is a clear advantage.

September 10, 2026
Maclear AG logo

Reply from Maclear AG

Hi Matts,

Good to know the ratings and project info actually help you weigh things up, that's what they're for. On the bonuses, the logic is simple: the budget most platforms spend on ads, we put into investor returns instead. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Very good platform with correct people

Very good platform with correct people. A lot of projects. A lot of investors.
Its been 1 year
So far so good.
Hope always get better

September 9, 2026
Maclear AG logo

Reply from Maclear AG

Hi,

A year in is long enough to judge properly, so good to know it's holding up. We'll keep working on the rest. Here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Smooth, reliable, and well-supported

My experience with Maclear has been consistently positive to date. Customer support stands out for its speed and clarity whenever I’ve needed it. The platform is intuitive and stable, making it easy to track positions and move funds. As for the investments, the 8Lends I’ve participated in have all performed as expected. All in all, a very good experience.

September 8, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Hi Sergio,

Good to know the platform holds up on the everyday things, tracking positions and moving funds without friction is what you notice only when it goes wrong. One small heads-up: the investments you mention are on 8lends, which is a separate platform with its own accounts and support, so worth knowing which door to knock on if something ever needs a look. For anything Maclear side, we're here.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Immediate and competent response to…

Immediate and competent response to solve my problem - thank you !

September 2, 2026
Maclear AG logo

Reply from Maclear AG

Hi EmDi,

Glad it got sorted quickly. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Best Platform for investments! AAA+ Customer Support!

The best platform for P2P investments after 3 years.
Payments always on scheduled time.
Customer support that responds immediately and solves every problem (even my mistakes)!
Highest interest rates of the market!

September 2, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Hi Panagiotis,

Three years is long enough to rule out luck, so that carries real weight. Good to know support has come through even on the self-inflicted ones, that's usually the truer test than the easy cases. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Excellent

Excellent, fast, reactive, professional

September 1, 2026
Maclear AG logo

Reply from Maclear AG

Hi Idriss,

Appreciate it. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Efficient and clear.

August 22, 2026
Maclear AG logo

Reply from Maclear AG

Hi Antoine,

Appreciate it. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

I recommend it

I recommend it: on-time payments and attractive interest rates.

August 24, 2026
Maclear AG logo

Reply from Maclear AG

Hi,

Appreciate the recommendation. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

User experience

So far my experience with Maclear has been absolutely great! I see the risk score, I see the interest rate and I get to decide where I invest my money, the ui is very easy. So far payment have gone all right(3 months in), none has been missed and I can't wait to see what my future is like with investing on this platform

August 24, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Hi,

Good to know the setup lets you weigh risk score against rate and decide for yourself, that's the point, giving you what you need to choose rather than steering you. Three months in with nothing missed is a solid start. We're here whenever you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Very pleased with maclear

Registration was painless. The website is easy to navigate. Once the investments are funded, the interest is paid accurately and promptly. Been investing for 9 months so experience is Very good. When asking for support, the answers are also accurate and prompt. Overall I am very pleased with maclear.

August 16, 2026
Maclear AG logo

Reply from Maclear AG

Hi Dennis,

Good to have you along. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Clear

Clear, eficiente

August 19, 2026
Maclear AG logo

Reply from Maclear AG

Hola Oren,

Gracias. Por aquí estamos para lo que necesites.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Great support!

Fast answer and issue taken care of swiftly

August 17, 2026
Maclear AG logo

Reply from Maclear AG

Hi,

Fast answer and sorted quickly is what direct access is for, no ticket queue between you and a reply. Glad it got taken care of. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 4 out of 5 stars

So far so good

So far so good. Received both principal and interest in time for the past 12 months. Just missing their financial statements(audits since 2024)

August 9, 2026
Maclear AG logo

Reply from Maclear AG

Hola Laura,

Un año con los pagos y las devoluciones al día ya es un recorrido real, no una primera impresión. Gracias por seguir con nosotros todo este tiempo, que la gente se quede es la mejor señal de que la cosa funciona. Por aquí seguimos.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars
Maclear AG logo

Reply from Maclear AG

Hi Paulo,

Good to know the transparency stands out. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

I really appreciate 8lends for the clarity

I really appreciate 8lends for the clarity of its website and how easy it is to invest in cryptocurrencies securely.
The site is constantly evolving and offers features that make it even easier to use. Customer support is responsive and efficient. I am very satisfied with this cryptocurrency investment platform.

August 2, 2026
Maclear AG logo

Reply from Maclear AG

Hi Paul,

Good to know the site keeps getting easier to use, that steady polishing usually comes straight from what users flag. One heads-up worth flagging back: this review landed on the Maclear page, but everything you're describing is 8lends (the blockchain side). Different platform, separate accounts, so if you ever need support make sure you're knocking on the right door, contacts below are the 8lends ones. On the security point: since it all runs on-chain, you're never just taking our word for it, you can verify the numbers yourself anytime.

📩 hello@8lends.io

💬 Daniel: https://t.me/daniel_8lends
💬 Henry: https://t.me/henry_8lends

— John

Rated 4 out of 5 stars

Clear site and good communication

The site is clear. The communication (answers on emails is quick and good).

August 4, 2026
Maclear AG logo

Reply from Maclear AG

Hi Henri,

Good to know the site reads clearly and email replies come back quick, being reachable directly is what keeps that fast. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

One of best P2P Crowdlending Platforms

After having tested and invested in many P2P crowdlending platforms, and after almost 3 years investing in Maclear, it remains the best one for me. Apart from having a very user-friendly interface, it is Regulated in Switzerland, provides guarantees, collaterals, and securities to protect our money as well as a Provision Fund to avoid payment delays. Payments have been as punctual as a Swiss watch so far. Customer support is efficient and responsive.

August 9, 2026
Maclear AG logo

Reply from Maclear AG

Hi Jorge,

Coming from someone who's tested many platforms across nearly three years, that carries more weight than a single-platform review, you've got the comparison to back it up. You've also read the structure properly: the collateral, the securities, the Provision Fund all exist for the moment something slips, which is exactly when a platform gets tested. Payments running like a Swiss watch is the goal, but the safety net matters more on the day one doesn't. Good to have you along this far.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 4 out of 5 stars

Positive Experience, Awaiting the Audited Financial Report

So far, my experience has been very positive. The platform performs well, payments are made on time, and I have not experienced any delays. We are currently waiting for the audited financial report, which is critically important for assessing the company’s financial health and reliability.

August 3, 2026
Maclear AG logo

Reply from Maclear AG

Hi Vitalijus,

You've got the right instinct, on-time payments tell you the operations work, but an audited report is what tells you the finances behind them are sound, and those are two different questions.
So worth the wait.
The 2024 report is due shortly, with 2025 following in early autumn. When they're out, read them properly, and if anything in the numbers isn't clear, ping me or Wenzel and we'll go through it.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

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