Banner for Maclear AG

Maclear AG Reviews 724

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 211 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the platform's ease of use and intuitive design, making the investment process straightforward. Many people praise the efficient payment system, noting that interest and principal payments are consistently on time and deposits/withdrawals work smoothly. The customer service team is often described as professional, responsive, and helpful, providing quick and clear answers to questions. However, some people were dissatisfied with the response time of customer support, mentioning delays in receiving answers or issues with accessing their funds. A few other people also felt that the website could be improved, particularly regarding navigation and the clarity of investment opportunities.

What people talk about most

Website

People report positive experiences with the website, often highlighting its ease of understanding and... See more

User experience

Reviewers mention positive feedback about user experience. Customers consistently praise the platform's ease... See more

Payment

Customers consistently note positive experiences with payment. Many reviewers highlight that payments,... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers praised the quick and clear answers... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the support team's quick, clear,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more

Company replied

Rated 5 out of 5 stars

I asked for help because I had made a mistake. The support team is very responsive, friendly, and available (Thank you, Thomas!). This is truly important, reassuring, and professional. The platform... See more

Company replied

Rated 5 out of 5 stars

Maclear's P2P platform has the advantage of being secure and clear about how it works. It is a platform based in Switzerland that is very active, constantly improving the services it offers. You can... See more

Company replied

Rated 5 out of 5 stars

This was one of my first crowdlending investing platform I play with. One year and a half later, I got back my investment amounts and interests with any problem. I contacted support three times by m... See more

Company replied


Company details

  1. Investment Service
  2. Finance Broker
  3. Investment Company

About Maclear AG

Written by the company

Maclear

Swiss-Regulated P2P Crowdlending Platform

About Maclear Platform

Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.

Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.

Investment Benefits

Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.

All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.

Key Statistics

€50
Minimum Investment
16%
Annual Returns
0%
Platform Fees
30
Days to First Payment

Zero-Fee Structure

What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.

Regulation and Security

Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.

Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.

Quality and Reliability

Perfect Track Record

Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.

Investment Security

Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.

Additional Features

For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.

Start Investing Today

Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.

Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.

Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.

Boost your passive income with the Maclear P2P platform today!

Written by the company

✔️ Collateral-backed loans by real sector businesses
✔️ Up to 16.5% returns
✔️ Fixed and scheduled monthly repayments
✔️ 0% deposit, withdrawal and investment fee

Contact info

Special Invitation

Earn €30 for every €500 invested. €500-€5000 investments only.

4.6

Excellent

TrustScore 4.5 out of 5

724 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

A platform you can trust

I was with my money doing nothing in the bank for many years. I was looking for other options to generate some income from my money. Of all the platforms I was looking Maclear was the best reviewed and the one I liked the more. And at the end, one year and 4 days ago, I took the step and invested some money with them. At first I was not very sure, but with the pass of the months, the perfect regularity of the interests payment, made me put a little more and more money with them. And I don't have anything except good words for them. You can trust them for how they fulfill everything they say (I didn't have to get in touch with them not a single time), and I also like the way they communicate, with clear, and transparent messages and human communications, unlike banks and other public services

February 24, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Hi Alberto!

It's truly pleasant to receive such a sincere review, thank you very much.
We very much value investors who stay with us for a long time.
We will continue to make every effort to maintain the level of service and transparency you've experienced over the past year.

If you ever have any questions as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It is a great space for real-time updates and discussions with our team and other investors.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

support team was very friendly and reactive

The support team was very friendly, reactive and answered my questions via email in less than 24 hours. I had a problem with my KYC when I wanted to invest in 8lends. I 1st contacted the maclear support team, they then gave me the email for the 8lends support team since I couldn’t find the email adress on the webpage.

In the end they managed to set everything right and I could start my investments.

February 13, 2026
Maclear AG logo

Reply from Maclear AG

Hi Cindy!

Glad to have you with us. It’s great to hear that our team was able to quickly guide you to the right contact.

We know how important it is to get everything sorted so you can start your investment journey without unnecessary hurdles.

If you have any more questions:
👉 https://faq.maclear.ch/

You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You’re also welcome to join our Telegram community for real-time updates and discussions:
👉 https://t.me/maclear_ch

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

great

Amazing returns

February 19, 2026
Maclear AG logo

Reply from Maclear AG

Hi Στέφανος!

Thanks for being with us. It's great to hear that the returns are meeting your expectations.

If you have any questions or want to see new projects:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a very active space where investors discuss projects and our team provides real-time updates.

Best regards,
John, Head of Customer Support 👨‍💼

Rated 5 out of 5 stars

Excellent interest rates payed on time…

Excellent interest rates payed on time ! Very attractive bonuses . Hope it is not too good to be true...

July 2, 2025
Maclear AG logo

Reply from Maclear AG

Thanks for the honest feedback, Orban!

It's good to hear you're pleased with the interest rates and the punctuality of our payments. Regarding your concern, it’s smart to be cautious.

The reason we can offer these conditions is that we work with businesses in regions where bank rates are naturally higher. Also, we have chosen to invest our marketing budget directly into our users through bonuses rather than paying large sums to big advertising platforms. It is a strategic choice to reward our community as we grow.

If you ever have any questions or want to discuss our business model further:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Very easy to use.

February 17, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback, Samuel!

We're glad to hear that you find the platform easy to use.

If you have any questions as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

We had a minor scare when they switched…

We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks. Well done, Maclear! For now, all investments are being paid out with Swiss reliability, and I'm happy with my current trading.

February 11, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

¡Gracias por tu reseña, José Luis!

Ese cambio de cuenta fue un reto operativo, pero para nosotros era prioritario que vuestra experiencia de inversión no se viera afectada por costes bancarios externos. Agradecemos mucho tus palabras sobre la fiabilidad; es precisamente el estándar que nos esforzamos por mantener cada día en la gestión de los pagos.

Si tienes cualquier duda en el futuro:
👉 https://faq.maclear.ch/

Puedes contactarnos directamente para lo que necesites:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

También puedes unirte a nuestra comunidad oficial de Telegram:
👉 https://t.me/maclear_ch
Es un espacio muy activo donde informamos sobre todas las mejoras y donde los inversores comparten sus experiencias en tiempo real.

Saludos,
John, Head of Customer Support

Rated 5 out of 5 stars

Great Support

February 13, 2026
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback, Miguel!

Good to hear that our team was able to provide the assistance you needed. We try to stay as responsive as possible for all our investors.

If you have any more questions as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch

It's an active space where many of our investors stay in touch for real-time updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Never a problem also great secondary…

Never a problem also great secondary market

February 6, 2026
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback!

It's great to know your experience has been smooth and that the secondary market is providing the value you need. We designed it specifically to offer more flexibility and liquidity to our investors.

If you have any questions or suggestions for the secondary market:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Perfect !!

I am very satisfied with Maclear. The platform is easy to use, transparent, and the returns have been consistent so far. Everything works smoothly and communication is clear. Highly recommended.

February 13, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback, C.K.!

It’s good to know that our communication and platform clarity are working well for you. We aim to keep everything running as smoothly as possible.

If you have any questions or want to see what's coming next:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Good platform for investissor

The registration process was quick and efficient, and the platform is very user-friendly. Since I invested (August 2025), there have been no payment delays. The projects are interesting and well-selected. I highly recommend it.

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the high recommendation, Philippe🙏

It’s great to hear that you found the registration process efficient and that the projects we select meet your expectations.

If you ever have any questions as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It’s a fantastic space where our team and other investors discuss projects and share updates in real-time.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

I have been using Maclear AG in the…

I have been using Maclear AG in the last 5 months.
The overall experience is very good , never had any issue or bad experience. The customer support through email works really good.
I feel secure investing my money and diversifying my portfolio in this platform.

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the review, João 🙏 It’s great that after 5 months you feel secure and haven't had any issues. We're also glad our email support has been helpful for you.


If you have any questions as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It’s an active space for real-time updates and discussions with our team and other investors.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

I have been an investor for a few…

I have been an investor for a few months now, I guess, and I feel great. They offer wonderful investment opportunities. I plan to lend my money on their crowd lending platform too. The communication is very good. They always help at all times. They give a lot of bonuses. And above all I think they are trustworthy.

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the review, Arkadiusz🙏 Glad to hear your experience over the past few months has been positive.

We believe that clear communication and reliability are essential for building the trust you mentioned.

Since you're planning to continue your journey with us, you might want to share your experience with friends. Our referral program gives them a bonus on all their investments during their first 90 days:
👉 https://www.maclear.ch/invite-friends

If you have any questions as you explore more projects:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Good platform, good returns

I have been investing in Maclear for one year now, and so far I really like the platform. I find it intuitive, interest payments are made as predicted, and loans have been repaid punctually. Investing carries risks, but I will continue to trust Maclear because I appreciate its principles.

February 12, 2025
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the review, Dan!

We appreciate your trust and your realistic approach to the risks involved in investing.

If you have questions as you plan your next year with us:
👉 https://faq.maclear.ch/

Reach out to us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Top-tier Investment Platform

I have been investing in the Maclear AG platform since the middle of last year and I only have good things to say about it.
Good return rates, reliable platform, good support team, weekly news and notifications and great rewards.

I highly recommend this excellent Swiss company.

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the review, Ruben!

It's great to hear you're enjoying the weekly updates and the support from our team. We work hard to keep everyone informed and it’s good to know those efforts are making a difference for you.

Since you highly recommend us, you might be interested in our referral program. If you invite someone, they'll get a bonus on all their investments for the first 90 days:
👉 https://www.maclear.ch/invite-friends

If you have any questions or need anything as you continue:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.

Best regards,
John, Head of Customer Support

Rated 4 out of 5 stars

So far so good

So far so good, I'm waiting for the first loans in my wallet to be repaid but all interest have been paid on time

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback, Baptiste🙏

Glad to hear all interest payments have been on time. We look forward to delivering your loan repayments just as reliably.

If you ever need anything:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great place to connect with other investors.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

I'm investing on Maclear since November…

I'm investing on Maclear since November 24. So far the most reliable platform with swiss precision. I like the high quality and diversity of the projects. Will invest more in the future.

February 12, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the great feedback, Benedikt!

We're glad you appreciate the quality and diversity of our projects.
We look forward to having you with us for the long term!

If you ever need anything:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great place to connect with other investors.

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

After around a year of use

After around a year of use, I can safely say that the website execution is flawless. Never had a problem to deposit, invest or withdraw. This should be a common standard in the lending space

February 10, 2026
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the fantastic review, Romain🙏

We agree, it should be the standard everywhere!
We appreciate your trust over the past year.

If you ever need anything:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great place to connect with other long-term investors.

Best regards,
John, Head of Customer Support

Rated 2 out of 5 stars

Impossible to enter by mobile

It nearly impossible to enter the site when using a mobile phone.
This forces me to use the computer instead.
Using mobile phone, once I enter the email and the password the web system stays processing forever.
Sometimes It allows me to the next level and ask me for the pin code sent to my email. While getting the code, I change for a second window and once I'm back, your web doesn't let me to enter the code (because I was 15s out of this window).
Once on your website, everything is ok.

February 3, 2026
Maclear AG logo

Reply from Maclear AG

Hello Andrés,

Thanks for the feedback. You are right, the login session timeout when switching windows is a known security feature that can be inconvenient on phones.

We are aware that this forces users to rely on desktop, which isn't ideal.

If you have any other questions:
👉 https://faq.maclear.ch/

You can reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

Best regards,
John, Head of Customer Support

Rated 5 out of 5 stars

Very Satisfied with Maclear

My experience with Maclear has been very positive. The service has always been reliable, professional, and easy to use. Whenever I needed support, the team was helpful and responsive. Everything has worked smoothly, which gives me confidence and peace of mind. I’m very satisfied and would definitely recommend Maclear to others.

July 29, 2025
Unprompted review
Maclear AG logo

Reply from Maclear AG

Thanks for the review!

We're so glad our support team has been helpful and that everything is running smoothly for you 🙏

Your recommendation means a lot to us!

If you ever need anything:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great place to connect with other investors and our team.

Best regards,
John, Head of Customer Support

Rated 4 out of 5 stars

Very professional overall

Very professional overall, though a few things could have been clearer to make it fully complete

February 11, 2026
Maclear AG logo

Reply from Maclear AG

Thanks for the feedback, B.A.!

We're glad you find the platform professional overall. We're always working on making everything clearer, so if you have any specific suggestions on what could be improved, we'd love to hear them!

If you ever need anything:
👉 https://faq.maclear.ch/

You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great place to connect with other investors and our team.

Best regards,
John, Head of Customer Support

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look