We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Written by the company
Swiss-Regulated P2P Crowdlending Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
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€50 Minimum Investment |
16% Annual Returns |
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0% Platform Fees |
30 Days to First Payment |
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Written by the company
Richtistrasse 7, 8304, Wallisellen, Switzerland
Replied to 100% of negative reviews
Typically replies within 24 hours
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Reply from Maclear AG

Reply from Maclear AG
Wonderful investment opportunities,
Easy to navigate website but most importantly - a quick and efficient customer support team!

Reply from Maclear AG
So far everything has happened as schedule The only happening that has occurred twice was the difficulty to connect to the platform..

Reply from Maclear AG
Great customer support!
24/7 compromise. Trustworthy platform.

Reply from Maclear AG
Ease of use; great returns and a solid security to keep investors confident and relaxed.

Reply from Maclear AG
Tried to join but far to difficult to sign up finally got through I D, Photos Documents only to be told could'nt verifiey identity!!!
Waste of a couple of hours trying to sort it out so wont bother with them.

Reply from Maclear AG
I am pleased with how my question to customer support was handled, it was timely and fully answered my query.

Reply from Maclear AG
I've been testing and using MacLear platfor for 2 years now.
I can truly say that it's one of the best, reliable and trusted platforms you can invest in 2026.
They have a plenty of projects to invest in for 12-14 month. Everything is very transparent and you can read all the rules terms and details on their website.
You can start investing with minimum of 50€.
Customer service is higjly professional, polite and replying fast via email.
I tried by parallel another few platforms during past 2 years, but this one won my expectations and comfortability.
100 from 100.
Thank you MacLear team !!

Reply from Maclear AG
Easy to use. Fast and efficient. Look forward to using more in the future.

Reply from Maclear AG
we had some problems with the 2fa.
Within a day everything was solved .
The support was great

Reply from Maclear AG
I have been investing in the platform for four months and I have had no problems.

Reply from Maclear AG
I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly on time. Capital refunded on the due date. Great support team.
And when I have decided to withdraw part of the money that I had invested one year ago it has taken them less than 48 hours to make it effective and have the money on my bank account.
Maclear was the first P2P company I invested in and they have showed me I was right trusting them. I intend to keep investing in Maclear to take profit of the compound interest.
All the best,

Reply from Maclear AG
Maclear offers a very smooth and user‑friendly experience for P2P investors. The web platform is clean, intuitive and fast, which makes it easy to review loans, filter opportunities and monitor portfolio performance. Communication is also solid, with emails and on‑screen messages that keep you updated on relevant events in your account.
If there is one clear area for improvement, it would be the lack of a dedicated mobile app. A native app for iOS and Android, con notificaciones and quick access to the main dashboard, would make it even more convenient to follow investments on the go and react faster to new opportunities.

Reply from Maclear AG
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