All good so far most people say. Yes, but track record is not everything. No audits regarding Maclear's finances, provision fund, etc... (even if promised since summer 2025) and no audit... See more
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See what reviewers are saying
So far my experience with Maclear has been absolutely great! I see the risk score, I see the interest rate and I get to decide where I invest my money, the ui is very easy. So far payment have gone al... See more
Company replied
We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
Company replied
Registration was painless. The website is easy to navigate. Once the investments are funded, the interest is paid accurately and promptly. Been investing for 9 months so experience is Very good. When... See more
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Company details
About Maclear AG
Written by the company
Maclear
Swiss-Regulated P2P Crowdlending Platform
About Maclear Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investment Benefits
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
Key Statistics
|
€50 Minimum Investment |
16% Annual Returns |
|
0% Platform Fees |
30 Days to First Payment |
Zero-Fee Structure
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Regulation and Security
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Quality and Reliability
Perfect Track Record
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Investment Security
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
Additional Features
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Start Investing Today
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Boost your passive income with the Maclear P2P platform today!
Written by the company
- ✔️ Collateral-backed loans by real sector businesses
- ✔️ Up to 16.5% returns
- ✔️ Fixed and scheduled monthly repayments
- ✔️ 0% deposit, withdrawal and investment fee
Contact info
Richtistrasse 7, 8304, Wallisellen, Switzerland
- info@maclear.ch
- maclear.ch
Special Invitation
You should know
4.5
Excellent
1K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 97% of negative reviews
Typically replies within 24 hours
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Reply from Maclear AG
Hi Alex,
A year in is long enough to judge properly, so good to know it's holding up. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
An unclear bonus system with unexpected…
An unclear bonus system with unexpected restrictions.
October 31, 2026
Reply from Maclear AG
Hi Sari,
If the bonus terms caught you out with a restriction you weren't expecting, that's worth sorting properly rather than guessing here. Write me or Wenzel on Telegram with your account and which bonus it concerns, and we'll go through the exact conditions line by line and see what applies in your case.
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Reply from Maclear AG
Hi,
Good start. One thing worth knowing early: spreading across several projects matters more than chasing the highest rate. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Disappointing promotion and complete lack of customer support
Yesterday evening, Maclear advertised a special promotion running from 18:00 until midnight. Unfortunately, my experience was extremely disappointing.
When I logged in at 18:30, just 30 minutes after the promotion started, there were no Primary Market projects available to invest in. This raises serious questions about the usefulness and transparency of such promotions.
Furthermore, Maclear refers to a fast deposit option that should supposedly be available through a dedicated tab. However, this option was completely missing from my account.
To make matters worse, not a single customer service representative was available to answer my questions during the promotional period.
If a company organizes a time-sensitive investment promotion, I expect investment opportunities to be available, advertised platform features to work, and customer support to be accessible.
For a financial investment platform that relies heavily on investor confidence, this is simply unacceptable.
Very disappointing, and certainly not an experience that inspires trust in Maclear.
October 31, 2026
Unprompted review
Reply from Maclear AG
Hi,
Fair criticism.
I've sent a Trustpilot request to get your email so we can identify your account quickly and look at what you actually saw, particularly the missing deposit tab, which shouldn't be absent. Faster still: write me or Wenzel on Telegram and we'll go through it in real time.
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Reply from Maclear AG
Hi Jagjit,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Too many redflags
All good so far most people say.
Yes, but track record is not everything.
No audits regarding Maclear's finances, provision fund, etc... (even if promised since summer 2025) and no auditor (blueAudit company was let go in January 2026...).
Let's be clear. Auditing a company like Maclear usually takes 1-2 months. So yea, def hiding something. And unaudited results and all the marketing communication won't cover it.
Even the cringy investor leaderboard could be fake...
Crowdindex website undercover promotion was really an amateur move.
It's funny when you look at how bad and obviously biased and fake the website is.
A bit less funny when you realize it could actually be considered fraudulent behaviour...
So yea. Too many redflags.
After about 1y investing : I'm out.
I hope too many people won't fall for it.
September 29, 2026
Reply from Maclear AG
Hi Jacques,
Understood, and that's your call to make. A year in and deciding to step out on your own read of the risk is a legitimate decision, not one I'm going to argue you out of in a review.
If anything needs sorting on the way out, write me or Wenzel on Telegram and we'll handle it.
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
they dont answer WhatsApp and email to costumer service
I have just started with maclear. At the moment I think that they should improve the costumer service because I have wroten WhatsApp and email asking for help and I dont receive answer back.
I
October 25, 2026
Unprompted review
Reply from Maclear AG
Hi Antonio,
You've got a reply in your email already, so check your inbox. Worth knowing for next time: we answer within working hours, so a message sent a couple of hours ago won't always get a response the same hour, especially if it lands outside them. That's not silence, just a queue.
On your deposit: it's fine, deposits sent today land within the usual window and nothing is lost in transit. If anything still looks off after you read the email, write me or Wenzel on Telegram and we'll check it live.
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Great website and fine service
Great website and fine service
Superb profits ! Very high recommended
October 21, 2026
Reply from Maclear AG
Hi Vincent,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Very good interest rate on your money
Very good interest rate on your money. Plenty of opportunities to select companies for your money.
October 13, 2026
Reply from Maclear AG
Hi Matts,
Appreciate you taking the time again. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Fast initial response to my query
Fast initial response to my query
Fast resolution to my query
October 15, 2026
Reply from Maclear AG
Hi,
Glad it got sorted quickly. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Reply from Maclear AG
Hi Paulo,
Good to know. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
It seemed simple and safe to me (at the…
It seemed simple and safe to me (at the moment it's only my first investment). The opportunities are interesting.
October 8, 2026
Reply from Maclear AG
Hi Mauro,
Good start. One thing worth knowing early: spreading across several projects matters more than picking the highest rate, since that's what cushions you if one goes wrong. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Great platform for investing!
September 29, 2026
Reply from Maclear AG
Hi Jesus,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
At this moment everthing works fine
At this moment everthing works fine. 12 month on plataform.
September 26, 2026
Reply from Maclear AG
Hi Ricardo,
A year in is long enough to judge properly, so good to know it's holding up. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Very good user interface
Very good user interface
Helpdesk correct & quick feedback
Transfers on time
September 26, 2026
Reply from Maclear AG
Hi Ben,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Easy to use
Easy to use. Easy to understand how my money is invested and when I will receive payments.
September 16, 2026
Reply from Maclear AG
Hi Eric,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
The platform's ease of use and the…
The platform's ease of use and the opportunity take part in new projects.
September 22, 2026
Reply from Maclear AG
Hi David,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Good platform for people who like to…
Good platform for people who like to invest in high-risk markets with well-researched documentation about the loan partners, so that informed decisions can be taken.
September 18, 2026
Reply from Maclear AG
Hi,
You've framed it the right way, the documentation exists so the decision stays yours, with the risk in plain sight rather than tucked away. Putting that material together is the slowest part of the work behind the scenes, so good to know it's doing its job. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
I have joined the platform in october…
I have joined the platform in october 2025. All good so far.
September 18, 2026
Unprompted review
Reply from Maclear AG
Hi Ilda,
Good to know it's running well since October. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
Clear & standardized processes
Clear & standardized processes, supportive team and friendly platform
September 10, 2026
Reply from Maclear AG
Hi Fernanda,
Appreciate it. We're here whenever you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
— John
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